(a)

1. (1) Availability of any contract shall not be denied to an insured or prospective insured on the basis of sex or marital status of the insured or prospective insured.
2. (2) However, nothing in this rule shall prohibit an insurer from taking marital status into account for the purpose of defining persons eligible for dependent’s benefits.

(b) Specific examples of practices prohibited by this rule include but are not limited to the following:

1. (1) Denying coverage to females gainfully employed at home, employed part time, or employed by relatives when coverage is offered to males similarly employed;
2. (2) Denying benefits offered by policy riders to females when the riders are available to males;
3. (3) Requiring the purchase of family coverage under individual or group accident and health policies providing hospital or medical expense benefits as a prerequisite to obtaining maternity benefits;
4. (4) Denying, under group contracts, coverage as dependents to husbands of female employees, when similar dependent coverage is available to wives of male employees; and
5. (5) Denying disability income contracts to employed females when coverage is offered to males similarly employed.