(c) Except as otherwise provided in the Freedom of Information Act of 1967, records exempt from disclosure include files that, if disclosed, would give advantage to competitors or bidders, but are not limited to:

1. (1) Reports and analyses of reports obtained in confidence from creditors, employers, customers, suppliers, and others that bear on the applicant's character, finances, management ability, and reliability and that were obtained from persons or firms not required by law to submit them;
2. (2) Financial statements, tax returns, business records, employment history, and other personal data submitted by or for applicants, or analysis of such data;
3. (3) Consumer lists;
4. (4) Production, sales, or cost data; and

5. (5) Marketing strategy information that relates to a borrower's:

   1. (A) Plan to address specific markets; and
   2. (B) Strategy regarding specific competitors.