An insurer shall not deny enrollment of a child under the health coverage of the child’s parent on any of the following grounds:

1. (1) That the child was born out of wedlock.
2. (2) That the child is not claimed as a dependent on the parent’s federal income tax return.
3. (3) That the child does not reside with the parent or in the insurer’s service area.

(Acts 1994, No. 94-710, p. 1377, §4.)