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Code of Alabama

Chapter 14

Ala. Code § 27-14 et seq.

The Insurance Contract

27-14-1Definitions.27-14-2Applicability of Chapter.27-14-3Insurable Interest - Personal Insurance; Preneed Contracts.27-14-4Insurable Interest - Property Insurance.27-14-5Power to Contract; Purchase of Insurance by or for Minors.27-14-6Application for Policy - Requirement; Reliance by Insurer; Admissibility into Evidence; Alterations.27-14-7Application for Policy - Representations and Misrepresentations, Etc.27-14-8Forms - Filing and Approval or Disapproval.27-14-9Forms - Grounds for Disapproval or Withdrawal of Previous Approval.27-14-10Standard or Uniform Provisions; Waiver or Substitution Thereof.27-14-11Contents of Policies - Generally.27-14-11.1Contents of Policies - Denial or Reduction of Benefits Due to Medicaid Eligibility Void.27-14-12Contents of Policies - Additional Provisions.27-14-13Charter, Bylaws, Etc., of Insurer as Part of Contract.27-14-14Execution of Policies.27-14-15Underwriters’ and Combination Policies.27-14-16Noncomplying Policies, Riders, and Endorsements.27-14-17Construction of Policies.27-14-18Binders.27-14-19Delivery of Policies.27-14-19.1Electronic Delivery of Property or Casualty Insurance Policy.27-14-19.2Communication with Enrollees by Electronic Means Regarding Health Insurance Plan or Policy.27-14-20Renewal or Extension of Policies.27-14-21Assignment of Policies.27-14-22Situs of Contracts.27-14-23Effect of War on Contracts of Foreign Insurer.27-14-24Effect of Payments.27-14-25Receipt and Giving of Acquittance and Discharge for Payment by Minors.27-14-26Forms for Proof of Loss.27-14-27Acts Not Deemed Waiver of Provisions or Defenses.27-14-28Effect of Misrepresentations in Proof of Loss.27-14-29Rights of Beneficiaries, Etc., Under Life Insurance Policies Against Creditors, Etc.27-14-30Right to Proceeds When Same Retained by Life Insurer.27-14-31Exemption from Debt of Proceeds - Disability.27-14-32Exemption from Debt of Proceeds - Annuity Contracts.