Rule 482-1-120-A
Ala. Admin. Code r. 482-1-120-A
Appendix
Effective Aug 12, 2024Amended: Published June 28, 2024; effective July 1, 2024. Published with LSA June 28, 2024. This rule is not subject to the Alabama Administrative Procedure Act.Alabama Department of Insurance
ALABAMA DEPARTMENT OF INSURANCE
ADMINISTRATIVE CODEAppendix
SELECT MORTALITY FACTORS SELECT MORTALITY FACTORS This appendix contains tables of select mortality factors that are the bases to which the respective percentage of Subparagraphs (1)(a), (2)(b), and (2)(c) of Rule 482-1-120-.05 are applied. The six tables of select mortality factors contained herein include: (1) male aggregate, (2) male nonsmoker, (3) male smoker, (4) female aggregate, (5) female nonsmoker, and (6) female smoker. These tables apply to both age last birthday and age nearest birthday mortality tables. For sex-blended mortality tables, compute select mortality factors in the same proportion as the underlying mortality. For example, for the 1980 CSO-B Table, the calculated select mortality factors are eighty percent (80%) of the appropriate male table in this Appendix, plus twenty percent (20%) of the appropriate female table in this Appendix.Author: Commissioner of Insurance
Statutory Authority: Code of Ala. 1975, §§27-2-17, and 27-36A-1 to 27-36A-20.
History: New: February 18, 2000; effective March 1, 2000. Amended: November 25, 2003; effective December 5, 2003. Filed with LRS November 25, 2003. Amended: Published June 28, 2024; effective July 1, 2024. Published with LSA June 28, 2024. This rule is not subject to the Alabama Administrative Procedure Act. 
Author: Reyn Norman, Associate Counsel
Statutory Authority: Code of Ala. 1975, §§27-2-17; 27-36A-1 - 27-36A -20.
History: Amended: Published June 28, 2024; effective July 1, 2024. Published with LSA June 28, 2024. This rule is not subject to the Alabama Administrative Procedure Act.