A secured party does not owe a duty based on its status as secured party to

1. (1) a person who is a debtor or obligor unless the secured party knows

   1. (A) that the person is a debtor or obligor;
   2. (B) the identity of the person; and
   3. (C) how to communicate with the person; or

2. (2) a secured party or lienholder that has filed a financing statement against a person unless the secured party knows

   1. (A) that the person is a debtor; and
   2. (B) the identity of the person.