In using the 1994 GAR Table, the mortality rate for a person age x in year (1994 + n) is calculated as follows: qx1994+n = qx1994 (1-AAx)n where qx1994 and AAx are as specified in the 1994 GAR Table.

(Eff. 12/31/85, Register 96; am 3/11/98, Register 145)