1. (a) Except under (b) of this section, 3 AAC 28.950 - 3 AAC 28.982 apply to a health care insurer that transacts health care insurance in this state.

2. (b) The provisions of 3 AAC 28.950 - 3 AAC 28.982 do not apply to

   1. (1) a policy or certificate that provides coverage only for a specified disease, specified accident, or accident-only coverage, or for credit, disability income, hospital indemnity, long-term care insurance defined under AS 21.53.200, vision care, or other limited supplemental benefit;
   2. (2) a Medicare supplement policy of insurance defined under 3 AAC 28.510;
   3. (3) coverage under a plan through Medicare, Medicaid, or the federal employees health benefits program;
   4. (4) coverage issued under 10 U.S.C. 1071 - 1110b, and coverage issued as supplemental to that coverage;
   5. (5) coverage issued as supplemental to liability insurance;
   6. (6) workers' compensation or similar insurance;
   7. (7) automobile medical-payment insurance or insurance under which a benefit is payable without regard to fault, whether written on a group blanket or individual basis.

(Eff. 3/15/2018, Register 225)

Authority: AS 21.06.090, AS 21.07.005