The department will, in its discretion, consider the following factors in evaluating an applicant's ability to repay a proposed loan:

1. (1) income history, including present income;
2. (2) prospects for future income;
3. (3) assets and their liquidity;
4. (4) liabilities;
5. (5) reasonableness of projected profit and loss statement;
6. (6) other relevant experience.

(Eff. 9/11/85, Register 95)

Authority: AS 44.33.245, AS 44.33.260