77 Iowa 381 | Iowa | 1889
I. The facts upon which the decisive questions in this case arise are these: The mortgage which plaintiff seeks to foreclose was executed by J. H. Hesser, and conveys certain lands in Webster county. Before the execution of the mortgage a judgment had been rendered against Hesser, and in favor of one Coost, and another by a justice of the peace of Louisa county, a transcript of which had been filed in the office of the clerk of the district court of Webster county, before plaintiff’s mortgage was executed and íi\eáíAaI Tpcord. Plaintiff insists that its mortgage" is the parai)aoim'fc lien, for the reason that defendants’ judgment w^s n°t shown by the ‘ ‘index of all liens” required to be kqPkby the clerk of the district court in his office.
II. The decisive question in the case is this : Is plaintiff’s mortgage lien superior to the lien of defendants’ judgment, on the ground of the absence of an entry thereof upon the index required to be kept by law % The facts upon which this question is to be determined are as follows: Defendants’ judgment, it may be assumed, was duly rendered, and' a transcript thereof was filed in the clerk’s office in Webster county. Plaintiff, however, insists that the judgment was rendered against “J. H. Hesse.” We waive inquiry on this point, as it need not be determined, in view of the conclusion we reach on another branch of the case. It is also insisted that the judgment, after being filed in Webster county, was not, before plaintiff’s mortgage was executed, entered upon the “index of all liens,” required to be kept by Code, section 197, subdivision 8. This position is disputed by defendants. We find the facts to be that
III. It is plain that the names are so dissimilar that one searching for encumbrances would not be charged with notice of the judgment, or put on inquiry. Thomas v. Desney, 57 Iowa, 58; Howe v. Thayer, 49 Iowa, 154.
IV. Code, section 197, provides that the clerk of the district court shall keep, as a record of his office, “a book in which an index of all liens in the district court shall be kept.” The same statute requires indexes of record books, judgment dockets and of some other records to be kept. These records and the indexes are all to be kept for use, to the end that the proceedings of the court and encumbrances upon property may be readily discovered. It is obvious that the law requires all of them to be correctly kept, and any one consulting the proper index is authorized to rely upon its fulness and correctness.
YI. We are required to inquire whether a judgment or transcript of a judgment, found in the records of the clerk’s office, is a lien, and operates as notice thereof, if the index required by statute be wanting. It is the settled policy of the law to require notice to be given to all the world of the title to and encumbrances upon real estate, to the end that an innocent purchaser, having no notice of liens or adverse claims not disclosed by the records in the manner prescribed by the statute, will hold land as against such claims and liens. Judgments and liens, in order to bind land as against persons having no actual notice thereof, must appear of record in the manner prescribed by the law; that is, they must be found in the records wherein the statute requires them to be entered. It is plain that a judgment, though formally entered and signed upon a paper duly filed and attached to the court files, would not operate as a lien, for the reason that it is not found in the books provided by law as the receptacle of the records of judgments. The statute requires indexes to be kept, and judgments and liens to be duly entered therein. Code, sec. 197. A transcript of a judgment filed in the clerk’s office by special provisions is required to be in.dexed. Code, sec. 2885. The statute requires an index to be kept, and to be used by entering therein all liens. A judgment transcript or other lien is not completed as an encumbrance until it be indexed. The purpose of the index is to give notice of the encumbrance, just as the registry of a deed is intended to give notice of the conveyance. Now, it is plain that, in order to establish a
VII. Counsel for defendants insist that, as the statute declares that a judgment and a transcript shall be a lien from the day of the rendition of the one and the filing of the other, the lien is to be enforced without regard to the absence of the index required by law. They rely upon the following sections of the Code: “Sec. 2883. When the lands lie in the county wherein the judgment was rendered, the lien shall attach from the date of such rendition. Sec. 2884. If the lands lie in any other county, the lien does not attach until an attested copy of the judgment is filed in the office of the clerk of the district court of the county in which the land lies. Sec. 2885. Such clerk shall, on the filing of a transcript of the judgment in his office, immediately proceed to docket and index the same, in the same manner as though rendered in the court of his own county.”
The last section quoted requires the transcript to be indexed. 'Other provisions, referred to above, require judgments ta be indexed. These provisions and the sections just quoted are to be considered together in the light of the views we have above stated. The judgment or transcript before it becomes a lien must be of record, i. e., entered in the record books required by statute. When that is done, it becomes a lien; before,
VIII. But we think a fair construction of the language of sections 2883-2885 does not authorize the conclusion that the lien begins upon the entry of a judgment or the filing of a transcript. Section 2883 declares that a judgment is a lien upon lands in the county wherein it is rendered, “from the date of such rendition.” “Bendition” is the act of rendering. To “render” is “ to make up; to finish; to state; to deliver; * * * as, to render a judgment.” Webst. Diet. Now, a judgment is not rendered, so as to be effective and capable of enforcement as a lien, until it is “made up, finished, stated or delivered” in the form and manner as required by statute. It must be entered of record in the books prescribed by statute. One of these books is the “index of all liens.” Therefore “the date of rendition” of the judgment which shall operate as a lien is when it is completely rendered, i. e., entered on the record books prescribed therefor, among which is the “index of all liens.” So the filing of a transcript of a judgment contemplated by section 2885 is not completed so as to make the judgment a lien until it be indexed. The judgment will not be regarded as rendered until it has been indexed.
IX. We reach the conclusion that, as the judgment set up by defendant was not entered in the “index of all liens,” it is not a lien superior to plaintiff’s mortgage. The decree of the district court will be reversed, and a decree foreclosing plaintiff’s mortgage, in conformity with the views above expressed, will be entered in this court, or, at plaintiff’s option, the cause will be remanded for such a decree in the court below.
Reversed.