114 Iowa 516 | Iowa | 1901
This is the third appeal of this "case. The opinions on the former appeals will be found in 102 Iowa, 613, and in 108 Iowa, 341. The facts upon which the case is based are recited in full in the first opinion. In the original answer filed, the defendant pleaded that there was a disagreement between the parties as to the amount of damage sustained by the plaintiff; that a demand for an appraisal had been made, as provided by the contract of insurance; that the plaintiff had refused the same; and that the action was therefore prematurely brought. The plaintiff demurred to this answer on several grounds. He admitted the demand for an appraisal, but alleged that the provision of the policy providing therefor was null and void under the laws of the state. This demurrer was overruled, and the plaintiff replied, alleging' that the defendant was estopped from insisting upon an appraisal because it had not named or selected an appraiser, and alleging a waiver thereof on other grounds. The defendant demurred to this reply on the ground that the facts stated did not constitute a waiver. The demurrer was sustained, and thereupon the plaintiff filed a motion for a continuance, for'the purpo-se of having an appraisement made, as provided in the policy. The case was continued, an appraiser was selected by the plaintiff, and a written demand for an appraisement was made upon the defendant, which was by the defendant refused. The plaintiff then filed a supplemental petition, setting out the demand for an appraisal pending the action. The defendant demurred to the petition and its supplement, on the ground that an appraisement was a condition precedent to bringing suit, and that an appraisement pending suit was of no avail, which demurrer was overruled, and the defendant answered the supplemental petition, raising the same question. There was a trial to a jury, and a directed verdict for the plaintiff; the. district
When the plaintiff demurred to that portion of the answer which pleaded a disagreement as to the loss and a demand for an appraisement, he admitted solemnly of record
The due and timely adjudication of the rights of litigants demands that a cause of action or a defense be submitted as a whole when known, and not by piecemeal; otherwise, parties not offending in this way may be eternally harrassed, and the courts constantly engaged in passing upon the points, raised, one at a time, in a long course of litigation. We cannot lend our sanction to such procedure. Where there is an opportunity for the full presentation of all the facts in a case, the party relying thereon must make a full disclosure thereof if known to him, or suffer for his failure so to do. He cannot be permitted to conceal a part of his action or de
The order setting aside the directed verdict should not have been made, and should stand reversed.