51 S.E. 55 | N.C. | 1905
Lead Opinion
after stating tbe case: It must be conceded that if in any view of tbe testimony, considered in tbe most favorable light for him, the plaintiff was entitled to recover, there was error in tbe ruling of» tbe court. Counsel in their arguments and .briefs discussed principally the question Avbetber, if tbe plaintiff bad failed to show a transfer of tbe insurance from tbe tobacco to tbe machinery, there were sufficient allegations in tbe complaint to entitle him to recover for the loss of tbe tobacco or any part of it. It may be granted that tbe plaintiff failed to show any transfer of tbe insurance from tbe tobacco to tbe machinery and yet, this being so, the insurance of course remained upon tbe tobacco, and he is entitled to recover for any loss sustained by its destruction to tbe amount of tbe policy and to tbe extent that be lias 'acquired his alleged assignor’s right or interest. It is very true that tbe complaint seems to have been drawn by tbe pleader for tbe purpose of recovering for tbe loss of tbe
The common law rule that every pleading shall be construed against the pleader is modified by the present Code system which requires that all pleadings shall be liberally construed with a view of substantial justice between the parties. Code, sec. 260. If the complaint is merely defective in form but a cause of action is stated in substance or by reasonable intendment, the defendant waives the defect by answering to the merits, and it is cured by verdict and sometimes by averments in the answer. TVhen the defect is organic and vital, so that it cannot be cured by amendment, it is not waived by pleading over or by verdict, and it can be taken advantage of even in this court. Harrison v. Garrett, 132 N. C., 172. Even where a material allegation is omitted, it is a defective statement of a cause of action merely and not a statement of a defective cause of action. Johnson v. Finch, 93 N. C., 205; Garrett v. Trotter, 65 N. C., 430; Bank v. Cocke, 127 N. C., 467.
In the case at har, the plaintiff alleges the issuing of the policy and the loss of the property insured. Upon these aver-ments he might recover (if otherwise entitled) the value of the property destroyed by -fire, not exceeding the amount of the policy. The only allegation omitted is the one as to the. value of the property insured at the time of the fire. But even if this allegation is essential to the statement of a complete and perfect cause of action, its omission is but a defect which can be cured by amendment and is waived by answer, as much so as the omission to allege the determination of the former action in a suit for false arrest, which was the defect in Johnson v. Finch, sufra. The mere fact that the plaintiff sought to recover for the loss of the machinery, does not prevent the application of that principle to this case. In Stokes v. Taylor, 104 N. C., 394, it was held that where
We do not understand it to be seriously questioned that, if there are sufficient allegations, the plaintiff can recover for the loss of the tobacco, although he evidently sued for the loss of the machinery; but it is insisted that he has not made sufficient allegations for that purpose, as the value of the tobacco at the time of the fire is not stated. In Jones v. Ins. Co., 55 Mo., 342, where the plaintiff sued on a policy and failed to state the value of the property destroyed, the court held that averments substantially like those in this case were sufficient as to the value of the property. “These averments of value and loss,” says the court, “would seem to be sufficient after verdict. That the property insured was totally destroyed by fire would seem to be a distinct averment of loss to the value of the property. That an insurance was given on this property to the amount of $1,200 would strong
New Trial.
Concurrence Opinion
concurring: The complaint alleges that the policy of insurance issued by the defendant was for $1,500 insurance on tobacco; that the tobacco was destroyed during the life of the policy, by fire; that the plaintiff had theretofore requested defendant’s agent to transfer the insurance from the tobacco to the machinery; that said agent had authority to make such transfer and had frequently made similar transfers. There is no averment that the transfer
Thus there was neither allegation nor proof of a transfer of the insurance to the machinery; there was allegation that the insurance was upon the tobacco and proof by the policy itself that it had not been transferred, supporting the averment of the answer to the same effect. The indirect statement that by “such transfer” the policy covered the machinery is the assertion of a legal inference merely, and is not supported by any allegation of fact in the complaint. It is true that the complaint asks for judgment for $1,500 upon the machinery, but the demand for judgment is immaterial. The court will grant any relief which is “authorized by the facts alleged and proven,” whether such relief is demanded in the prayer for judgment or not, and even when an entirely different relief is prayed for. Clark’s Code, (3 Ed.), pp. 200, 201 and numerous cases there cited.
The distinguishing feature of the reformed procedure is that cases shall be tried upon their merits disregarding. technicalities and over-refinements. The Code, 260, provides that “pleadings shall be liberally construed with a view to substantial justice between the parties,” and section 269 pro-, vides, “No variance between the allegation in a pleading and the proof shall be deemed material unless it has actually misled the adverse party to his prejudice in maintaining his action upon the merits.” This section further provides that
There was no need to amend the complaint for the insurance upon the tobacco and the loss of the tobacco were alleged and proven. There was no direct allegation of a transfer of the policy of insurance as a fact and no proof of it, but a denial of such transfer and proof that the insurance had not been transferred. There was no need to amend the prayer for judgment for its purport was immaterial. Averment of the total loss of the tobacco entitled plaintiff to show its value.
In granting judgment of nonsuit there was error.
Dissenting Opinion
dissenting: The question presented is as to whether there was a material variance between the allegations and proof, which prevented a recovery upon the proof offered in the absence of an amendment to the complaint, which was not asked. I have examined the case with care, impressed with the conviction that the merits are with the plaintiff. Nevertheless, I am impelled to conclude that there was such a variance as prevented a recovery upon the complaint in its present form. The allegations of the complaint are: That on January 15, 1903, W. L. Brown was agent of the defendant company in Greenville, N. C.; that on the date mentioned the defendant, through said agent, issued its policy to the Gorman-Wright Co., insuring certain tobacco contained in a building in Greenville, occupied as a tobacco prizery; that the lot on which the prizery was situated and the machinery in the prizery was owned by J. N. and P. H. Gorman; that J. N. Gorman was the secretary and general manager of the Gorman-Wright Co.; that on April 9, 1903, J. N. Gorman notified said agent to transfer said policy from the tobacco to the machinery in said prizery, which machinery belonged to the partnership of J. N. and P. H. Gorman; that said machinery was worth $4,000; that said agent was authorized to make said transfer, and that J. N. Gorman had frequently had similar transfers made by said agent; that in July, 1903, the said prizery, tobacco and machinery were destroyed by fire; that proof of loss was filed with the defendant for the payment of said policy of $1,500, which policy, on account of said transfer, covered said machinery; that on November 25, 1903, the Gorman-Wright Co., and J. N. and P. H. Gorman transferred all their interest in said policy to the plaintiff; that the defendant is indebted to the plaintiff in the sum of $1,500, being 75 per cent, of the value of said machinery in excess of this sum. Section 8 of the complaint is in these words: “That proof of loss was promptly made out
Nowhere in the complaint is the value of the tobacco stated or any allegation made of damage sustained by plaintiff on account of its loss. The only allegation whatever of any -loss is on account of the machinery. It was admitted upon argument and it is virtually admitted in plaintiff’s brief that the-' proof failed to show that the policy had ever been transferred from the tobacco to the machinery. The plaintiff now contends that notwithstanding that defect in the proof, he is entitled to recover for the loss of the tobacco which was covered by the policy. This is not a case where the policy covers all the property destroyed. It did not cover the tobacco and machinery ■ both. It covered one only and the plaintiff thought it was the machinery and not the tobacco. So the complaint is framed with the idea and purpose to exclude the tobacco and include the machinery within the protection of the policy. Having failed to show that the policy covered the machinery, how can plaintiff recover for loss of the tobacco upon a complaint which completely negatives the idea that the tobacco was insured by the policy at the time of the fire ? The doctrine of aider in pleading cannot apply here. The denials in the answer raise issues as to the transfer of the policy from the tobacco to the machinery, and. as to the assignment to plaintiff. The fact that the answer denies the transfer of the policy from the tobacco to the machinery will not permit ’the plaintiff to recover for the tobacco. It is a simple denial and not a statement of the facts. Even if it
Lead Opinion
BROWN, J., dissents. This action was brought to recover the amount of a policy (489) of insurance issued by the defendant to Gorman-Wright Company, "on leaf and scrap tobacco and tobacco stems, their own or held by them in trust or on condition, or sold but not delivered," to an amount not exceeding $1,500. The plaintiff alleged the insurance of the tobacco by the policy and that the defendant had agreed to transfer the insurance from the tobacco to certain machinery in the same building, the property of J. N. and P. H. Gorman, and worth $4,000. He *352 further alleged that the tobacco and the machinery were totally destroyed by fire in July, 1903, during the life of the policy; "that proof of loss was promptly made out and submitted to the defendant for the payment of said policy of $1,500, which policy, as plaintiff is advised by counsel, on account of said transfer, covered said machinery in said prizehouse"; that defendant denied its liability on the policy and refused to adjust the loss and pay the amount thereof; that the policy was assigned to the plaintiff in November, 1903, after the loss occurred, and he is entitled to recover the amount thereof; and "that the defendant is justly indebted to the plaintiff in the sum of $1,500, 75 per cent of the value of said machinery being in excess of this sum." The plaintiff then demands judgment for $1,500 and interest, and for such other and further relief as he may be entitled to have in the premises.
The defendant filed an answer in which it admitted the issuing of the policy and the destruction by fire of the prizery, but alleged a want of knowledge or information as to whether or not there was a total loss of the property contained therein. It denied the transfer of the insurance from the tobacco to the machinery, and also denied the transfer of the amount due on the policy to the plaintiff.
The plaintiff tendered the following issues: (1) Is plaintiff the assignee of the interest of the assured, Gorman-Wright Company? (2) What was the value of the tobacco destroyed by fire? (3) What was the value of the machinery destroyed by fire? The defendant tendered issues confined to the transfer of the policy to the machinery, and the amount, if any, the plaintiff is entitled to recover for the loss (490) of the machinery. His Honor stated that he would not settle the issues at the beginning of the trial, but would hear the evidence and at its conclusion would frame such issues as he thought necessary. There was much evidence as to the transfer of the insurance to the machinery, and the proof of loss of tobacco and machinery (the value of each being shown by the proof, and the schedule annexed thereto) was put in evidence. The evidence tended to show that the tobacco stems (worth $100) belonged to the Gorman-Wright Company and the strips (worth $1,600), were held "in trust" by them for other parties. At the close of the testimony the court nonsuited the plaintiff, and he appealed. After stating the case: It must be conceded that if in any view of the testimony, considered in the most favorable light for him, the plaintiff was entitled to recover, there was error in the ruling *353 of the court. Counsel in their arguments and briefs discussed principally the question whether, if the plaintiff had failed to show a transfer of the insurance from the tobacco to the machinery, there were sufficient allegations in the complaint to entitle him to recover for the loss of the tobacco or any part of it. It may be granted that the plaintiff failed to show any transfer of the insurance from the tobacco to the machinery, and yet, this being so, the insurance, of course, remained upon the tobacco, and he is entitled to recover for any loss sustained by its destruction to the amount of the policy and to the extent that he has acquired his alleged assignor's right or interest. It is very true that the complaint seems to have been drawn by the pleader for the purpose of recovering for the loss of the machinery; but this fact does not defeat the plaintiff's right to recover for the loss of the tobacco if the allegations of the complaint are otherwise (491) sufficient for that purpose.
The common-law rule that every pleading shall be construed against the pleader is modified by the present Code system, which requires that all pleadings shall be liberally construed with a view of substantial justice between the parties. Code, section 260. If the complaint is merely defective in form, but a cause of action is stated in substance or by reasonable intendment, the defendant waives the defect by answering to the merits, and it is cured by verdict and sometimes by averments in the answer. When the defect is organic and vital, so that it cannot be cured by amendment, it is not waived by pleading over or by verdict, and it can be taken advantage of even in this Court. Harrison v. Garrett,
In the case at bar the plaintiff alleges the issuing of the policy and the loss of the property insured. Upon these averments he might recover (if otherwise entitled) the value of the property destroyed by fire, not exceeding the amount of the policy. The only allegation omitted is the one as to the value of the property insured at the time of the fire. But even if this allegation is essential to the statement of a complete and perfect cause of action, its omission is but a defect which can be cured by amendment and is waived by answer, as much so as the omission to allege the determination of the former action in a suit for false arrest, which was the defect in Johnson v. Finch, supra. The mere fact that the plaintiff sought to recover for the loss of the machinery does not prevent the application of that principle to this case. In Stokes v. Taylor,
We do not understand it to be seriously questioned that, if there are sufficient allegations, the plaintiff can recover for the loss of the tobacco, although he evidently sued for the loss of the machinery. But it is insisted that he has not made sufficient allegations for that purpose, as the value of the tobacco at the time of the fire is not stated. InJones v. Ins. Co.,
New trial.