272 S.W.2d 909 | Tex. App. | 1954
The trial court instructed a verdict against appellant, Kemper Williams, who had brought suit against Perry Morrow for a claimed balance of $847.61, owed for various kinds of insurance coverage on a fleet of .trucks and automobiles owned.by Morrow. The suit was for debt. Morrow asserted various defenses, but relied chiefly on' the grounds that he offered to buy insurance within the area known to the insurance business as Zone Three and at rates fixed for that zone only. He asserted that appellant, Williams, wrote the insurance for Zone One, which includes Tarrant, Dallas and Harris Counties, and that such insurance bore a much higher rate. He asserted that he never contracted to purchase insurance applicable to Zone One, and that he is not liable, for such insurance.
After appellant presented his case in dpief, the. trial court.withdrew the case from the jury and awarded judgment in favor of the appellee, Morrow. The proof supported the defense, for appellant answered affirmatively that Morrow wanted his public liability insurance restricted to Zone Three. After Williams wrote the insurance covering Zone One, Morrow protested. Williams answered affirmatively the question whether Morrow then told him,. “I don’t want this type of insurance because I can’t afford to pay those kind of premiums.” Appellant’s proof showed that Morrow paid two premium installments, but did so upon appellant’s promise to obtain a rate adjustment in conformity to Zone Three rates. Those payments did not 'amount to more than was chargeable for Zone Three insurance. Upon appellant’s failure to make the rate adjustment, Morrow refused to make any further payments. The whole record shows that Morrow ordered insurance for Zone Three, .that.he never varied that offer, nor agreed to ac
The judgment is affirmed.
