56 Iowa 224 | Iowa | 1881
The promissoiy note which is the foundation of the action is negotiable, and in the usual form. The indorsement by Allen; the defendant, is as follows: “Pay E. Houck, without notice.”
It is not claimed by the plaintiff that a demand was waived by the indorsement. It seems to be conceded that a waiver of notice does not excuse a demand, and such appears to be the law. Voorhies v. Atlee, 29 Iowa, 49, ancf authorities there-cited.
In Parsons on Notes and Bills, Yol. 1. P. 45., it is saidr “If the maker removes from the place in which he resided and transacted business, to another jurisdiction, between the time a note is made and its maturity, the holder will not be
The facts of this case do' not' require us to adopt either of these lines of decisions. The petition shows affirmatively that the maker left no one at his last usual place of residence in Iowa “of whom*a demand for payment could be made, and left no one authorized or empowered, or with means to pay said note when due * ' * * * . * If the law requires a demand in all cases, and under all possible cir-'cumstances, it might properly be said that, the rule being in- : flexible, there can be no excuse for want of demand at some place. But the law requires that the holder shall do no more than exercise due diligence to make the demand. It does not require that the maker should be followed into another State, and it seems to us if it affirmatively appears, as it does in this case, that the maker has left behind him no one to represent him or answer for him in any capacity, the law should not
Reversed.