97 Ala. 700 | Ala. | 1892
— This action was instituted originally against the Jefferson County Savings Bank by appellee to recover a deposit of $700.00 made by bis intestate, Jonas
As we have reached a different conclusion from the City Court on the evidence, it becomes necessary to state it yore in detail than we would otherwise do. Before proceeding to its consideration, we remark that we are not permitted to indulge any presumption in favor of the finding of the trial court as counsel intimate we should, for, the act, establishing the City Court of Birmingham requires the appellant court to review the conclusions and judgment of the City Court on the evidence, without any such presumption. We are aware of the advantage the trial court has in seeing and hearing witnesses examined; but we must consider the evidence as it appears to us from the record. The testimony of Eugene Enslen, the cashier of the bank, introduced on the part of plaintiff, shows, that Jonas Wheeler, on January 4, 1889, made two deposits, one of $1,030.04 and the other of $700.00, for each of which he took a certificate of deposit, bearing interest at the rate of six per cent, per annum; that on July 22,1889, defendant produced both certificates, properly indorsed by Jonas Wheeler, and requested that one thousand dollars be paid to James Downey, and that seven hundred dollars be deposited in the bank to his own credit on interest, and the bank issued to him a certificate of deposit for the same in his own name, bearing interest at the rate of six per cent, per annum. James Downey, another of plaintiff’s witnesses, testified, that he made application, through defendant, to borrow from his father one thousand dollars; that on July 22, 1889, he met defendant in Birmingham, by pre-arrangement, about nine o’clock in the morning, and executed and delivered to him a note and mortgage payable to Jonas Wheeler for one thousand dollars; and just as this was done, information came that Jonas Wheeler was dead. Defendant and witness went to the bank, and defendant had $1,000 paid to the witness. The testimony of Enslen clearly shows that the money was originally deposited by Jonas Wheeler and the certificate of deposit issued to him; but as to this fact there is no controversy. The burden of proof is, therefore, shifted on defendant to show that Jonas Wheeler had parted with the right and title to the certificate of deposit. We weigh the evidence by this rule.
The evidence offered by plaintiff in rebuttal, consists of the testimony of John Isaacs and John Bivens, brothers-in-law of defendant, and Morgan Isaacs, the father of the first witness, as to the statement made by defendant. John Isaacs testifies: that before the burial of Jonas Wheeler, defendant told him that he had deposited the $700.00 in bank, because he did not know what else to do with it, and on the morning of July 22, 1889, at witnesses’ house, defendant said he was going to Birmingham, and that his father wished him to buy a hack, and had given him the money to 'do so. He further testified, that on another occasion, defendant told him that he had only paid $7.50 of his money towards payment for the hack. The testimony of John Bivens is, that he heard defendant say, he placed the money in bank in his own name, because he did not know what else to do with it, and that Downey advised him to do so. Morgan Isaacs testifies, that on the day Jonas Wheeler was buried, defendant told him that he went down to lend Downey $1,000.00 and there were $700.00 over, and when he drew the $700.00 from the bank, he noticed some suspicious looking negroes watching him who followed him to Brown’s store, and fearing them, he deposited the money in the bank in his own name, because he did not know what else to do with it. These statements do not accord, except in one expression, “because he did not know what else to do with it,” —neither are they supported by the facts. Mrs. Wheeler testifies, that the hack was not brought from Birmingham
From the facts shown by the evidence — the relation of father and son, between J onas Wheeler and defendant; that the father has made advancements to his other children and none to defendant, his repeated declaration prior, and at the time of the act, of his intention to give defendant $700.00 to equalize him with his other children; also the indorsement and delivery of the certificate of $700.00, the amount he had so repeatedly declared his intention to give him,' — the conclusion follows, that the indorsement and delivery of the certificate was intended as a gift or advancement.
It being shown that Jonas Wheeler died before defendant received the money, it is contended, that the authority to receive it from the bank, conferred on defendant by the indorsement and delivery of the certificate, was revoked by the death of J onas Wheeler, and that the gift did not become perfect. It may be, that when an uncertified bank check is a donation, the mandate to the bank to pay it is revoked by the death of the donor, rendering the check worthless; but a certificate of deposit stands on a different footing, somewhat, from a certificate bank check, which is irrevocable. 2 Dan. Neg. Bank, § 1603. A certificate of deposit payable to the depositor, or order, or to bearer, so framed as to constitute an undertaking to pay the money with interest, is, in its nature and essential characteristics, the same as a promissory note, and when indorsed and delivered for a purpose other than the use or accommodation of the depositor, passes beyond his power of revocation. — Miller v. Austen, 13 How. 218; 2 Amer. & Eng. Encyc. of Law, 104:; 1 Morse on Banks, § 298. As a general rule, choses in action, equally
It is also contended that the indorsement and delivery of the certificate having been made on Sunday, are in violation of the Sunday-law and pass no title to defendant. Section 1749 of the Code declares: All contracts made on Sunday, unless for the advancement of religion or in the execution, or for the performance of some work of charity, or in case of necessity, are void.” Only contracts are declared void. A contract is an agreement between two or more persons, whereby, in consideration of something done, or promised to be done, by the party on one side, the party on the other side undertakes to do, or not to do a particular thing. A valuable consideration is an essential element. A gift, completed and executed, has none of the elements, nor the properties of a contract, and does not come within the prohibition of the statute. — Flannigan v. Meyer, 41 Ala. 132 ; Tamplin v. Still, 77 Ala. 374.
Upon a review of the evidence, in the light of the relation which the witnesses sustained to the case, we are forced to the conclusion that defendant has shown a complete gift of the certificate of deposit.
Beversed and rendered for the defendant.