Waller v. StuckeyWaller v. Stuckey
In this matter, we grаnted supervisory writs to address whether communications with plaintiff by an alleged tortfeasor‘s insurer, together with the payment of vehicle repair costs, interruрted prescription on a claim for personal injuries. For reasons hereinafter expressed, we answer that question negatively and order entry of judgmеnt dismissing the action.
FACTS
Within a short period following the accident, Waller and the employer‘s insurer, Liberty Mutual Insurance Company (“Liberty Mutual“), reached a property damage settlement. An adjuster for the carriеr also telephoned plaintiff to discuss his personal injuries and medical expenses, supposedly caused by the incident. The record, however, merеly reflects that conversation transpiring about a week after the mishap. Additionally, the same representative mailed three letters requesting written authorization to obtain medical reports. Yet, none of these achieved return of the enclosed form-type document.
On April 3, 1992, plaintiff filed suit for damages against Liberty Mutual, Stuckey, and his employer. Defendants subsequently excepted, pleading the one-year prescriptive period applicable tо delictual actions. At trial of the exception, they argued that neither the payment of property damages nor the other communications, including the letters requesting authorization to view medical reports, constituted acknowledgment of liability so as to interrupt prescription.
In oral reasons, the trial court overruled the peremptory exception after finding that the suit had not prescribed. Viewing property damages as simply one element of the cause of action, the district judge stated:
In my opinion, the telephone responses, the statement by Mr. Shank [the insurance adjuster], as well as the three lеtters by Mr. Shank as well as the property damage settlement which was received by Mr. Waller, all signify to the Court that the case has been acknowledged by Liberty Mutual.
Defendants subsequently applied for the exercise of our supervisory jurisdiction.
DISCUSSION
An action in tort, as before us, prescribes in one year under
Here, with the petition plainly stating that the accident transpired on March 21, 1991, prescription is conspicuously disclosed. Thus, plaintiff faced the burden of proving that the limiting period had been interruptеd, suspended, or renounced. Lima, supra. In that regard, Waller argues neither suspension nor renunciation, but instead relies upon interruption by acknowledgment.
According to
Save when dealing with mineral servitudes, an acknowledgment need be in no particular form; it is sufficient if made verbally, in writing, by partial payment, from payment of interest or by pledge, or otherwise indiсated by the facts and circumstances. Lima, supra; Flowers v. U.S.F. & G. Co., 381 So.2d 378 (La.1980) (construing the predecessor article to
A tacit acknowledgment occurs when a debtor performs acts of reparation or indemnity, makes an unconditional offer or payment, or lulls the creditor into believing he will not contest liability. Conversely, mere settlement offers or conditional payments, humanitarian or сharitable gestures, and recognition of disputed claims will not constitute acknowledgments. These generalizations are reflected in the host of cases addressing the issue of what constitutes a tacit acknowledgment. Our courts have added to the above generalizations other criteria that evidence an acknowledgment, including undisputed liability, repeated and open-ended reassurances of payment, and continuous and frequent contact with the creditor throughout the prescriptive period. Conversely, our courts have recognized that mere recognition of a disputed claim, conditional payments, and settlement or compromise offers or negotiations do not evidence an acknowledgment. [Emphasis added and footnotes omitted.]
Lima, supra, at 634. See also Alexander v. Minnieweather, 595 So.2d 802 (La. App.2d Cir. 1992); Henderson v. Meshell, 579 So.2d 1113 (La.App.2d Cir.1991); Farley v. Pat Todd Oil Co., Inc., 544 So.2d 754 (La.App. 3d Cir. 1989), writ denied, 548 So.2d 1230 (La.1989); Touchet v. State Farm Fire & Cas. Co., 542 So.2d 1142 (La.App. 3d Cir. 1989), writ denied, 546 So.2d 1214 (La.1989); St. Romain, supra.2
Neither does the record show that the adjuster ever orally communicated an acknowledgmеnt of liability to plaintiff. In fact, Waller‘s own testimony indicates that the telephone conversation concerned the request for medical bills, and nothing morе than the possibility of initiating litigation-avoiding settlement negotiations. Nor is there any evidence of an attempt to deceive plaintiff in any fashion, or otherwise mislead him into a false sense of security that his personal injury claim would be paid. Instead, the last letter to plaintiff, dated July 14, 1991, specifically advised that, if the insurer did nоt receive the pertinent information within thirty days, it would consider the file closed.
CONCLUSION
We therefore make the writ peremptory. Accordingly, the district court is ordеred to vacate its earlier judgment, sustain defendants’ plea of prescription, and dismiss plaintiff‘s suit at his cost.
WRIT MADE PEREMPTORY.
APPLICATION FOR REHEARING
Before NORRIS, HIGHTOWER, BROWN, STEWART and WILLIAMS, JJ.
Rehearing denied.
Notes
No settlement made under a motor vehicle liability insurance policy of a claim against any insured thereunder arising from any accident or other event insured against for damage to or destruction of property owned by another person shall be construed as an admission of liability by the insured, or the insurer‘s recognition of such liability, with respect to any other claim arising from the same accident or event.