OPINION
The plaintiff-appellant Johnnie Walker does business as PJ’s Auto Body (“Walker”). He filed these putative class actions against two major insurance companies doing business in California: USAA Casualty Insurance Company (“USAA”) and GEI-
All issues arise under California law. The district court’s decision in Walker’s suit against USAA is published at
Walker v. USAA Cas. Ins. Co.,
Walker first contends on appeal that the district court erred in ruling that he lacked standing under California’s Unfair Competition Law (“UCL”), Cal. Bus. & Prof.Code § 17200,
et seq.
As amended pursuant to the 2004 voter approval of Proposition 64, the UCL in § 17204 now requires a plaintiff to establish that it has “suffered injury in fact and has lost money or property.”
See Californians for Disability Rights v. Mervyn’s, LLC,
Next, Walker maintains that the district judge erred in dismissing his cause of action for “unjust enrichment,” and that the district court should have analyzed his complaint as one attempting to plead a cause of action for restitution.
See McBride v. Boughton,
Finally, Walker contends he has adequately alleged a violation of California’s Cartwright Act, Cal. Bus. & Prof. Code § 16720. He essentially claims that the defendants conspired with direct repair providers for the purpose of restraining trade by agreeing to provide the providers more business in exchange for negotiated rates. He further alleges the agreements wrongfully enabled the insurers to include these negotiated rates in surveys in order to set lower prices for auto body repairs than the prices Walker would like to charge. As the district court correctly pointed out, however, the discounts negotiated between the insurance companies and the direct repair providers reflect the proper functioning of the market to bring about lower prices to consumers. “[Walker’s] desire to charge more than the market will bear does not transform [defendants’] lawful formation of service contracts into a forbidden con
AFFIRMED.
