Buchanan, J.,

delivered the opinion of the Court.

The plaintiff in the court below, the defendant in error here, brought his action against the Virginia-Carolina Chemical Company to recover damages for personal injuries resulting to him by reason of the alleged failure of the defendant to furnish reasonably safe and sound appliances and instrumentalities with which to work whilst engaged, as is averred, in its service, along with others, in the construction of a warehouse.

At the time the plaintiff was 'injured he was assisting in raising lumber by means of a rope, which ran from the ground floor to the top of the building, there passed over or through a block and then came down about ten or fifteen feet to and *676through a snatch-block, and over the wheel of the same to a piece of machinery used for winding the rope, thus raising the lumber. The duty of the plaintiff was to remain on the ground and take charge of a guy rope, used in guiding and controlling the lumber, to which the lower end of the rope was fastened, in its ascent to the upper part of the building. Whilst performing that duty, as a load of lumber was being carried up by means of the appliances above described, and when the lumber had gotten about half way up to its landing place, the rope was caught over the edge of the wheel in the snatch-block, as is alleged, and thereby broken or cut, causing the lumber to-fall upon the plaintiff, inflicting the injuries complained of.

Upon the trial of the cause the plaintiff introduced a witness, who was shown the snatch-block and asked to tell the jury whether or not it was a safe appliance, and if it was not, to state in what particulars it was unsafe. Another witness-was shown the snatch-block, the wheel of which had been broken since the accident happened, and was asked to explain to the jury how it came about that the strands of the rope which was used should separate and one strand should pass over the edge of the sheave, and if there was. anything about the snatch-block that would explain that, to point it out to the jury. He was further asked where an experienced man who, had charge-of the guy rope and was guiding the lumber as it was being carried up, would stand in safety to himself and at the same-time perform his duty. All these questions were objected to, because the appliance used in raising the lumber being simple-it was not a case for expert evidence, and was an effort to substitute the opinion of the witness for the opinion which the jury were to form from the facts. The court overruled the objections and permitted the witnesses to answer the questions. This action of the court is assigned as error.

“Ho principle of law is better settled,” as was said in the-case of Southern Ry. Co. v. Mauzy, 98 Va., 692, 694, 37 S. E. 285, 286, “than that the opinions of witnesses are in general *677inadmissible, that witnesses can testify to facts only, and not to opinions or conclusions based upon the facts.” That was a case, where the plaintiff had been injured in loading car wheels, and it was held that the trial court erred in permitting certain witnesses to testify, even if they had been shown to be experts, as the question of danger or safety in loading car wheels in g particular mode is one which any person of common intelligence and observation could as readily determine as the so-called experts.

While the general rule is as above stated there are exceptions to it; but' there is nothing in the case under consideration, so far, as we can see, to take it out of the general rule. When all relevant facts can be or have been introduced before the jury and the latter are able to deduce a reasonable inference from them, no reason exists for receiving opinion evidence, and it is inadmissible. See 17 Cyc. 41; Va. Iron &c. Co. v. Tomlinson 104 Va. 254, 51 S. E. 362; Guarantee Co. v. Nat'l Bank, 95 Va. 492, 28 S. E. 909.

Another assignment of error is to the action of the court in permitting the plaintiff to introduce in rebuttal a letter from the attorneys representing the defendant to the clerk of the court, directing him to have summoned for the defendant certain witnesses, in which it was stated that all the witnesses whose addresses were not given were working for the defendant at its plant where the accident happened. Among the witnesses named, and whose address was not given, was William Haw, who was introduced as a witness by the defendant, and who testified that he was an independent contractor to erect the warehouse for the defendant, and that the plaintiff when injured was in his service and not in the service of the defendant. Hpon cross-examination it is claimed that he testified that he had informed the attorneys of the defendant of this fact before the former trial of the case in which that defense was not made nor relied on until the latter part of the trial, when Haw testified that he was an independent contractor. The admission of *678the letter was objected to, but the court overruled the objsction and admitted it in evidence, upon the ground that it tended to rebut Haw’s statement that he was an independent contractor, or, in other words, to impeach Haw, as the counsel oí the plaintiff insists in his brief.

One of the recognized modes of impeaching a witness is by proof of prior inconsistent or contradictory statements made by him, verbally or in writing. But neither verbal statements nor writings of persons other than the witness to be discredited, for which he is not responsible and which have not been approved by him, are admissible in evidence to contradict him. See Field v. D. L., &c., R. Co., 69 N. J. L. 423, 435, 436, 55 Att. 24; Buel v. State, 104 Wis. 132 147, 149, 80 N. W. 78; 30 Am. & Eng. Enc. L. 113.

There is no pretense that the witness Haw had ever heard, much less approved, of the letter which the court permitted to go to the jury to impeach him.

Neither do we think that the letter was admissible as an admission on the part of the attorneys that the witnesses named were employees of the defendant at the time of the injury complained of. The letter was written solely for the purpose of directing what witnesses were to be summoned and where they could be found, and for no other purpose. While the attorney of a party to a litigation has very broad powers in the management of his case, and his admissions generally bind his client in all matters relating to the progress and trial of the cause, yet to have this effect they must be distinct and formal, and made for the purpose of dispensing with the formal proof of some fact at the trial. 1 Greenleaf on Ev., section 186 Weeks on Attorneys, section 233; 1 Elliott on Ev., section 256 ; 4 Oyc. 949, 950.

The action of the court in admitting in evidence a copy of a paper headed “Immediate Report of Accident,” signed by “H. Harlan, employer,” in which it was stated among other *679things that the plaintiff at the time of the accident was an employee of the defendant, is assigned as error.

The admissibility of the paper was denied on three grounds: First. That it is a copy and not the original; second, that the original was sent to the attorneys representing the defendant in this case, and is, therefore, a privileged communication; and, third, that it was not made by one who had authority to bind the defendant by his admissions.

It appears that the paper offered in evidence was one of three, all made at the same time by the same impression of the copying pencil. One, called the original, was made to be sent-to the Travelers Insurance Company, in which it is claimed the defendant had a policy of indemnity, one to be sent to the manufacturing department of the defendant, and the other to be retained for its files.

The paper in question must be regarded as a triplicate original, and under the decision of C. & O. Ry. Co. v. Stock, 104 Va. 97, 51 S. E. 161, was, if otherwise proper, admissible in evidence.

It appears from the evidence of the cashier and chief clerk of the defendant company that it is a matter of routine, whenever an accident occurs for the superintendent to report the accident to the main office of the defendant, as we understand the evidence, and that office sends the report to the insurance company which has undertaken to indemnify the defendant. It appears that the report in question was made by the superintendent of the. Richmond Chemical Works, the place where the accident occurred and a branch of the defendant company’s works. It would, therefore, seem that the report was made in the line of the superintendent’s duty, which -would, if otherwise unobjectionable, render it admissible in evidence against the defendant under the case of Lynchburg Telephone Co. v. Booker, 103 Va. 594, 50 S. E. 148; see also Western Union Tel. Co. v. Yopst, 118 Ind. 148, 20 N. E. 222, 3 L. R. A. 224; 1 Ellitt on Ev., section 255; 16 Cyc. 1019, 1023.

*680It is claimed that the superintendent had no personal knowledge of the accident, and this claim seems to be borne out by the evidence. This would not render the report inadmissible, but only affects its weight.

The remaining ground of objection to the admission of the report is that it was a privileged communication. The report was sent- to “Messrs. Cabell & Cabell.” The evidence tends to show that they were the attorneys of the insurance company, as well as the attorneys of the defendant, but it does not clearly appear whether the report was sent to them as attorneys of the defendant or as attorneys of the insurance company. If sent to them as attorneys of the insurance company it was clearly not a privileged communication any more than if it had been sent directly to the insurance company. Neither do we think it was a privileged communication if sent by the defendant to Cabell & Cabell as its attorneys.

It was held in the case of Skinner v. Great Northern Ry. Co., I. R. 9 Exch. 298, that where an accident occurs on a railway and the officials of the company in the course of their ordinary duty make a report to the company, whether, before or after action brought, the report is not privileged. But when a claim has been made and the company seeks to inform itself by a medical examination as to the condition of the person making the claim, the report made to them is privileged.

In the case at bar the report in question was made by an official of the defendant in the course of his ordinary duty immediately after the accident, before any action had been brought or threatened. A report made under those circumstances, although the original or a copy of it was afterward communicated to the defendant’s attorneys when suit was threatened or brought, is not a privileged communication within the reason of the rule under the authorities. See 4 Wigmore on Ev., sections 2307, 2308, 2318, and cases referred to in the notes.

It is unnecessary to consider the assignment of error based on bill of exception No. 8, as the question involved is not likely *681to arise upon the next trial, since, as we have seen, the copy or triplicate original of the report of the accident offered in evidence was admissible without notice to produce the original. The fact that the defendant was insured against accidents could throw no light upon the question of whether or not the defendant was guilty of negligence. It may be true that the fact of insurance might have the effect of lessening the reason or motive of the defendant to be careful; but the question for the jury to pass on was not of how much or how little motive the defendant may have had for being careful, but whether as a matter of fact it had exercised reasonable care.

As was said by the Supreme Court of Maine, in the case of Sawyer v. Shoe Co., 90 Maine 369, 38 Atl. 333, “to allow juries in cases of this kind to take into consideration the fact that an employer has insured against accident would do more harm tln.n good, and would increase the already strong tendency of juries to be influenced in cases of personal injury, especially where a corporation is defendant, by sympathy and prejudice.” See also Trombley v. Harndon, 162 Mass 383, 38 N. E. 972; Cosselman v. Dunfer, 172 N. Y. 507, 65 N. E. 494.

The action of the court in giving instruction ETo. 1, asked for by the plaintiff, is assigned as error. The objection made to the instruction is that it “does not define what in law constitutes an employee of the defendant company. In this ease the issue was sharply drawn as to whether Knight was a servant of the defendant company, under its direction and control, or whether he was the servant of an independent contractor. The instruction fails to make clear this distinction.”

If this had been the only instruction given there would be, under the facts of this case, much force in the objection made to it; but when read in connection with the defendant’s instruction ETo. 1, as it must be, the jury could not have been misled by it. The defendant’s instruction ETo. 1 clearly informed the jury that the relation of master and servant did not exist be*682tween the defendant and the plaintiff if Haw was an independent contractor and the plaintiff was employed by him.

As the evidence will be different upon the next trial, it is unnecessary to consider the assignment of error bas'ed upon the refusal of the court to set aside the verdict because contrary to the evidence.

The judgment complained of must be reversed, the verdict set aside and the cause remanded for a new trial to be had not in conflict with the views expressed in this opinion.

Reversed.