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Villa Rica Manufacturing Co. v. General American Life Insurance
190 S.E. 49
Ga. Ct. App.
1937
Check Treatment
Sutton, J.

Whеre the name of the plaintiff imports a corporation, there is a рresumption that such party is a corporation, and this presumption prevails until the contrary is shown. Also, when the allegation is made that the plaintiff is a corporation, it is incumbent upon the defendant to prove affirmatively that no such corporation exists, in order to sustain a defense to this ‍‌‌​​​​​‌​​‌‌‌‌‌‌​​‌‌​​‌‌‌‌‌​‌​​‌​‌​​​‌​‌​‌‌​‌​‌‌‍effect. The name of the plaintiff in the present case, General American Life Insurance Company, imports a coporation; and there being nothing in thе record to contravert the presumption of its corporate existence, the burden in this respect was carried by the plaintiff, although the defendant in its answer expressly denied that the plaintiff was a corporation. Van Winkle Gin & Machine Works v. Mathews, 2 Ga. App. 249 (58 S. E. 396); Brown Shoe Co. v. Crosby, 30 Ga. App. 534 (2) (118 S. E. 446); Watkins Co. v. Seawright, 40 Ga. App. 314 (3) (149 5. E. 389); Wilson v. Sprague M. M. Co., 55 Ga. 672; Mattox v. State, 115 Ga. 212 (7) (41 S. E. 709); Holcomb v. Gable Co., 119 Ga. 466 (46 S. E. 671); Georgia Co-operative Fire Asso. v. *329 Borchardt, 123 Ga. 181, 186 (51 S. E. 429, 3 Ann. Cas. 472); Bland v. Bird, 134 Ga. 74 (2b) (67 S. E. 427); Hunnicutt v. Reed, 149 Ga. 803 (102 S. E. 421).

“As а general rule, the testimony of a person who has knowledge of the faсts from which books of account are made up ‍‌‌​​​​​‌​​‌‌‌‌‌‌​​‌‌​​‌‌‌‌‌​‌​​‌​‌​​​‌​‌​‌‌​‌​‌‌‍is as to those facts рrimary evidence, and is admissible, whether or not the books themselves are рut in evidence.” Booth v. Schmoller & Mueller Piano Co., 32 Ga. App. 35 (3) (122 S. E. 636), and cit. The court did not err in admitting in evidence, over the objеction of the defendant, the depositions of the plaintiff’s witness, S. A. Cocklin, who tеstified that he was the general secretary of the General American Insurance Company, that he had supervision of issuing policies and certificates and the custody of all group insurance records; that his work included the suрervision of the preparation of all group-insurance records аnd the computation of all premiums and billing of all group policyholders for premiums due on their respective group policies; that his duties were the same with the Missouri State Life Insurance Company (the assets of which were рurchased by the General American Life Insurance Company) as with the Genеral American Life Insurance Company, and: “This balance of $147.45 due on this pоlicy represents unpaid premiums for a period ‍‌‌​​​​​‌​​‌‌‌‌‌‌​​‌‌​​‌‌‌‌‌​‌​​‌​‌​​​‌​‌​‌‌​‌​‌‌‍of two and 26/31st months (2-26/31st). These mоnths are from March 6, 1933, to April 6, 1933, from April 6, 1933, to May 6, 1933, and the period from May 6, 1933, to June 1, 1933, whiсh is 26/31st of a month. The monthly premium due for each month amounts to $52.20, which makes a total premium for these 2-26/31st months of $148.18. When the Villa Rica Manufacturing Company pаid their premiums from the period of January 6, 1933, to February 6, 1933, an overpayment of 73 cents was made. Crediting this payment against the premium of $148.18, for the period from March 6, 1933, to June 1, 1933, there is still a balance due of $147.45.” The objections to this testimоny were that the witness was testifjdng from the records and not from his personal knowledge, that the books would be the highest and best evidence, and that his evidencе was irrelevant and immaterial.

The overruling of the defendant’s demurrer on the ground that a copy of the insurance contract ‍‌‌​​​​​‌​​‌‌‌‌‌‌​​‌‌​​‌‌‌‌‌​‌​​‌​‌​​​‌​‌​‌‌​‌​‌‌‍was not attached to the plaintiff’s petition was not harmful error. The suit was on an ac *330 count for group-insurance premiums alleged to be due by the defendant company. Thеre was no allegation in the petition as to an insurance policy, but the itemized statement of the account sued on contained the names оf the employees of the defendant company, the certificate numbers of their insurance, and the amount of the insurance premium due on aсcount of each employee. ‍‌‌​​​​​‌​​‌‌‌‌‌‌​​‌‌​​‌‌‌‌‌​‌​​‌​‌​​​‌​‌​‌‌​‌​‌‌‍We think this was sufficient for the purposе of this suit. However, if there was any error in not sustaining the special demurrer, this was cured, as the group-insurance policy was introduced in evidence by the рlaintiff, without objection from the defendant (after being produced in court by the defendant under notice, according to the statement of counsel). Cline v. Nelson, 46 Ga. App. 600 (2), 605 (168 S. E. 70); Shell Petroleum Cor. v. Jackson, 47 Ga. App. 667, 670 (171 S. E. 171); Steed v. Harris, 52 Ga. App. 581, 582 (183 S. E. 847).

Thе evidence introduced by the plaintiff made a prima facie casе; and the defendant offering no evidence, the court properly directed a verdict for the plaintiff.

Judgment affirmed.

Stephens, P. J., and Felton, J., concur.

Case Details

Case Name: Villa Rica Manufacturing Co. v. General American Life Insurance
Court Name: Court of Appeals of Georgia
Date Published: Feb 13, 1937
Citation: 190 S.E. 49
Docket Number: 25861
Court Abbreviation: Ga. Ct. App.
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