OPINION
Vasile and Stacy Marincasiu appeal the trial court’s judgment granting Stephen C. *555 Drilling a first lien on certain real property located at 1702 Egret Lane, Southlake, Texas, 76092 (hereinafter “the Southlake Property”); allowing him to foreclose on the property; and clearing title to the land. On appeal, the Marincasius challenge the factual and legal sufficiency of the trial court’s findings that Drilling had a judgment lien on the Southlake Property at the time of sale because the previous owner’s homestead protection elapsed pre-sale upon his divorce. Alternatively, the Marincasius contend that their bank’s mortgage lien has priority over Drilling’s judgment lien through equitable subrogation of a prior mortgage on the Southlake Property, and that they may assert the bank’s lien derivatively as the intended beneficiaries of the subrogated mortgage. We reverse and render in favor of the Marincasius on the issue of homestead protection at the time of sale.
BACKGROUND
Factual History
Prior to 2009, Patrick E. Greenlaw and his wife Debra, both non-parties to the current litigation, 1 resided on the South-lake Property. The Southlake Property was subject to a mortgage from the Provident Bank d/b/a PCFS- Financial Services executed on July 25, 2000 and worth $299,200.00. The Greenlaws claimed a homestead exemption for the Southlake Property on their ad valorem tax filings in February 2000. On May 4, 2007, Drilling obtained a final judgment for $245,600.00 2 with a post-judgment interest rate of 8.25 percent in a lawsuit against Patrick Green-law. On August 15, 2008, Greenlaw and his wife divorced, with Patrick Greenlaw receiving the entire Southlake Property. The couple had no children together. The divorce decree specifically named the Southlake Property as Patrick Greenlaw’s homestead and granted Debra Greenlaw a $10,000 owelty lien on the property. Tar-rant County property tax records from 2008 and 2009 also list the Southlake Property as an exempt homestead, but identify the owner as “GREENLAW, PATRICK ETUX DEBRA” through 2009.
Following the Greenlaw’s divorce, Drilling recorded and indexed an Abstract of Judgment from his lawsuit against Greenlaw with the Tarrant County Clerk’s Office on March 31, 2009. Drilling claimed in an affidavit that Greenlaw put the Southlake Property up for sale on April 6, 2009, six days after Drilling filed the Abstract of Judgment. In support of that claim, Drilling attached a Zillow.com real estate listing for the Southlake Property stating the property came on the market on April 6, 2009. On September 28, 2009, Greenlaw sold and conveyed the Southlake Property to the Marincasius by warranty deed for $S18,788.28. 3 Funds *556 provided by SFMC, L.P., d/b/a Solutions Funding Co., the Marincasius’ mortgagee and a nonparty to this litigation, were used to clear the remaining $273,362.00 mortgage lien held by the Provident Bank, Greenlaw’s mortgagee. Driller states in his affidavit that Greenlaw had moved to Colorado for a “significant period of time” after his divorce but before the Marincasi-us purchased the house in September 2009. Both parties pleading’s appear to suggest that Greenlaw died, possibly of terminal cancer, sometime after the sale of the Southlake Property, although that fact is not contained in the record itself. Greenlaw did not submit any affidavits or testimony during the course of this litigation.
Procedural History
Driller filed suit against the Marincasius for declaratory judgment, foreclosure of his lien, and attorney’s fees. Both parties moved for summary judgment based on Driller’s affidavit, the abstract of judgment from the previous lawsuit, the Greenlaw divorce decree, Tarrant County property and tax records, deeds for the Southlake Property, and the HUD Settlement form and wire transfer confirmation from the Greenlaw-Marincasiu transaction. There is no evidence in the record indicating that the trial court ever ruled on those motions. Following a June 5, 2012 bench trial in which the parties stipulated that evidence presented in prior summary judgment motions would constitute the evidence for trial, the trial court entered judgment in favor of Drilling, and the Marincasius requested findings of fact and conclusions of law.
In Findings of Fact Nos. 5, 8, 9, 14, 15, 16, 17, 18, 19, 20, and 22, the trial court found that Drilling properly abstracted his judgment, that the lien validly attached to the Southlake Property, and that Greenlaw could not claim homestead protection because “[flor a significant period of time prior to September 28, 2009,” Greenlaw resided in Colorado and not on the South-lake Property, and “[n]o evidence was offered or admitted that, following August 15, 2008, Greenlaw both overtly used the Property as his individual homestead and intended to claim the Property as his individual homestead.” It also found that the Marincasius had constructive notice of the lien, they did not satisfy “any portion of the Abstract of Judgment” upon purchase, and Greenlaw used funds from the sale of the Southlake Property to pay off his own mortgage on the property.
The trial court also made findings (Findings of Fact Nos. 23 through 30 and 34 through 46) that the Marincasius stated only an equitable subrogation claim, that they could not claim equitable subrogation because they acted voluntarily, and that Drilling would be prejudiced by the subro-gation, particularly since he committed no inequitable act toward the Marincasius. The trial court further found that “Plaintiffs lien upon the Property by virtue of the prior filed Abstract of Judgment is superior to Defendants’ title in and to the Property.” The trial court largely reiterated these same fact-findings verbatim in its conclusions of law.
Following their request for fact-findings, the Marincasius moved for a new trial, which the trial court denied. The Marin-casius timely appealed.
DISCUSSION
In Issues One and Two, the Marincasius contend that the trial evidence was legally and factually insufficient to support the *557 trial court’s finding that the Southlake Property was not Greenlaw’s homestead at the time of sale. Drilling responds that the Greenlaws’ divorce destroyed any homestead protection for the Southlake Property because the couple was childless, or, alternatively, that the Marincasius bore the burden of proving that Patrick Green-law reasserted homestead after his divorce and failed to meet that burden. We disagree. 4
Legal and Factual Sufficiency Standard of Review
The standard of review for factual and legal sufficiency challenges remains the same whether a judge or a jury served as fact finder.
Raman Chandler Properties, L.C. v. Caldwell’s Creek Homeowners Ass’n, Inc.,
We sustain a legal sufficiency challenge when the trial court’s decision is unsupportable as a matter of law because (1) there is “a complete absence of evidence of a vital fact,” (2) “the court is barred by rules of law or of evidence from giving weight to the only evidence offered to prove a vital fact,” (3) there is “no more than a mere scintilla” of evidence proving a vital fact; or (4) the evidence conclusively establishes the opposite proposition of a plaintiffs proffered vital fact.
City of Keller v. Wilson,
In a factual sufficiency challenge, we review the entire record in a neutral light and set aside the trial court’s ruling only where it rests on evidence so weak or the finding is so contrary to the great weight and preponderance of the evidence that it shocks the conscience or is manifestly unjust.
Dow Chemical Co. v. Francis,
“When a legal sufficiency point is sustained, it is our duty to reverse and render.”
Heritage Resources, Inc. v. Hill,
*558
Waiver of Factual Sufficiency Challenge
At a threshold matter, Drilling contends that the Marincasius waived their factual sufficiency argument because they failed to challenge specific fact-findings by the trial court in their brief. We disagree.
“Unchallenged findings of fact are binding on an appellate court unless the contrary is established as a matter of law or there is no evidence to support the finding.”
Rischon Development Corp. v. City of Keller,
Homestead Exemption: Applicable Law
The homestead exemption is a longstanding fixture of Texas law originally rooted in an 1839 Republic of Texas statute that was later constitutionalized upon the state’s annexation.
Norris v. Thomas,
“Texas law is well settled that” a properly abstracted, unsecured judgment lien “cannot attach to a homestead as long as the property remains homestead.”
Wilcox v. Marriott,
We analyze homestead exemptions under a burden-shifting framework.
Dominguez,
Impact of Divorce on Burden-Shifting Analysis
In this case, the parties ask us to resolve the effect of divorce on the burden-shifting homestead protection analysis. The Marincasius contend that Greenlaw’s ownership of the property and claim for a homestead exemption to his 2000 ad valo-rem property tax account brings the Southlake Property under the aegis of homestead protection and shifts the burden of disproving homestead to Drilling. We agree. While “mere ownership alone is insufficient to constitute premises of a homestead,”
Dominguez,
Drilling maintains that even if the 2000 Greenlaw’s homestead property tax exemption, the Texas Property Code, the Greenlaw’s joint ownership of the home, and the divorce decree naming the home as a homestead constitute sufficient evi
*560
dence to trigger the homestead presumption, the Marincasius still bear the burden of affirmatively re-proving the existence of a homestead under
Burk Royalty Co. v. Riley,
We note the premise underlying the cases Drilling cites has not been good law for four decades.
Burk Royalty
and
Steitz
were decided prior to 1973, when the Texas Constitution was amended to “extend[ ] the homestead protection to single adults.” Tex. Const, art. XVI, § 50 historical note (West Supp.2013);
see
Act of June 16, 1973, H.J.R. 7, 63rd Leg., R.S., 1973 Tex. GenLaws 2478 (“[proposing amendments to Article XVI, Section 50 ... to include within the scope of homestead protection the real property of a single adult person which meets the other requirements of homestead property....”). Thus, constitutional homestead protection is no longer conditioned upon the existence of a valid marriage or even a family.
See
Tex. Const, art. XVI, § 50;
cf. Matter of Hill,
We also dispatch Drilling’s contention that divorce resets the burden-shifting framework, meaning the Marincasius would bear the burden of showing that Greenlaw affirmatively reasserted homestead rights after the divorce. Drilling bases his argument entirely from language in a Texarkana Court of Appeals divorce case stating that “absent proof of its existence, a homestead cannot be presumed to continue after divorce.”
Smith v. Smith,
We decline to adopt
Smith’s
reasoning in cases where third-party judgment creditors seek hens on the property of a divorcing couple, particularly in light of this state’s strong presumption against forfeiture of homestead.
See Caulley v. Caulley,
Abandonment of Homestead
The trial court held that Driller met his burden and found that Green-law abandoned the Southlake Property pri- or to sale. Abandonment is a fact question reviewable for factual and legal sufficiency.
In re Estate of Cantu,
No. 04-11-00229-CV,
Drilling contends that Greenlaw’s move to Colorado, when viewed in light of his divorce, his terminal cancer diagnosis, his “non-temporary” lease to the Marincasius, and his placement of the Southlake Property for sale, evinced Greenlaw’s intent to permanently abandon the Southlake Property as his homestead. However, Drilling cites only to his own self-serving affidavit to show that Greenlaw moved to Colorado after his divorce, and Drilling failed to cite to any competent evidence in the record establishing that a lease ever existed or that Greenlaw suffered from terminal cancer at the time he moved to Colorado. We remind counsel of the duty under the Texas Rules of Appellate Procedure to cite the record. Tex.R.App.P. 38.1(i); Tex.R.App.P. 38.2 (incorporating Rule 38.1 against ap-
*562
pellees). We also note that the trial court never made specific findings that a lease existed or that Greenlaw died of cancer, and while this Court is under no obligation to search through the record where a party fails to cite factual contentions,
Canton-Carter v. Baylor College of Medicine,
Instead, we must determine whether based only on Drilling’s concluso-ry affidavit, in which he claims that Green-law moved to Colorado for an unspecified but “significant period of time” after his divorce and prior to sale of the Southlake Property, constituted legally and factually sufficient evidence of abandonment. We hold that it did not.
Although the Marincasius stipulated to using the closed universe of evidence presented at summary judgment, including Drilling’s affidavit, as bench trial evidence, Drilling’s own sworn statement’s comprised the entire nucleus of his abandonment claim. Further, the affidavit itself is conclusory 'and vague, without stating or explaining the basis of Drilling’s knowledge of Greenlaw’s move to Colorado. Drilling does not establish that he has personal' knowledge of Greenlaw’s intentions when he moved to Colorado, nor can he give a specific timeframe of non-residency between the divorce and sale beyond an imprecise guess. As such, Drilling has failed to raise more than a scintilla of evidence showing that Greenlaw intended to abandon the Southlake Property when he relocated to Colorado.
6
Even if we were to accept that the evidence was legally sufficient, Drilling’s self-serving bald statement that Greenlaw had relocated to Colorado is simply too vague to support the factual sufficiency of the trial court’s abandonment finding.
See In re Estate of Russell,
Issues One and Two are sustained. We note that the remedies for legal and factual sufficiency are conflicting. Because the Marincasius requested reversal and rendition in their prayer, and because we find that the evidence is legally insufficient, we reverse the trial court and render judgment in favor of the Marincasius.
Notes
. In their original answer, the Marincasius filed a third-party claim against Patrick Greenlaw for breach of warranty of title and breach of the covenant of seisen. Their second amended petition makes no reference to the third-party claim against Greenlaw. In their motion for new trial, the Marincasius note that "Mr. Greenlaw is deceased and not a party to this suit.”
. The principal amount of the judgment was $235,000.00. The trial court also assessed $4,700.00 in pre-judgment interest and $5,900.00 in attorney’s fees.
.Drilling also claims in his brief that he introduced “uncontroverted evidence” that prior to the sale, Greenlaw "leased the [Southlake] Property to Appellants on a non-temporary basis, never to return.” However, Drilling provided no citation to any evidence in the record for his contention that a lease existed between Greenlaw and the Marincasi-us. "We will not address arguments made based on evidence not in the record.”
Bur-russ v. Citibank (South Dakota), N.A.,
. In a third issue, the Marincasius argue in the alternative that any lien Drilling has on the Southlake Property is junior to their mortgagee’s lien by virtue of equitable subrogation. Because we sustain Issues One and Two and find that Drilling's judgment lien never attached to the Southlake Property as a matter of law, we need not address the Marin-casius' alternate argument presented in Issue Three.
. The actual holding of Burk Royalty was that a wife was estopped from claiming an Abilene property she received in a divorce as her homestead when her new husband, the head of her new family’s household, already designated property in San Antonio as homestead.
. We note that certain language in
Kendall Builders
suggests that homestead abandonment may be presumed upon a homeowner’s departure from the state in the "absence of acts evidencing an intention to returnf.]”
Kendall Builders, Inc.,
