55 W. Va. 286 | W. Va. | 1904
W. W. Van Winkle was the owner of the one undivided half interest in a building in the city of Parkersburg, known as the “Academy of Mpsie.” upon which interest he had two policies of fire insurance of $3,000 each, one in The Continental Insur-
“This agreement, made and entered into by and between W. W. Van Winkle of the first part, and the Insurance Company or Companies whose name or names are signed hereto, of the second part, each for itself and not jointly.
“Witnesseth, That Stephen Davidson and George Hodgdon shall appraise and asceitain the sound value of and the loss upon the property damaged and destroyed by the fire of December 9, 1895, as specified below. Provided, That the said appraisers shall first select a competent and disinterested umpire who shall act with them in matters of difference only. The award of any two of them, made in writing, in accordance with this agreement, shall be binding upon both parties to this agreement as to the amount of such loss.
“It is expressly understood that this agreement and appraisement is for the purpose of ascertaining and fixing the amount of sound value and loss and damage only, to the property hereinafter described and shall not determine, waive or invalidate any other right or rights of either party to this agreement.
“The property on which the sound value and the loss or damage is to be determined is as follows, to-wit:
“W. W. Van Winkle, on his undivided one-half interest in the two and and three story brick, slate and metal roof building, known as Academy of Music occupied on first floor for mercantile purposes; one room on third floor occupied by tenants as private club or lodge room; one room on second floor as club room*289 by tenants, residue of building occupied by owners as public hail, dressing rooms, ticket office and manager’s office for same situate on the northwest side of Juliana Street, between Fifth and Sixth Streets in Parkersburg, West Ya.
“It is further expressly understood and agreed that in determining the sound value and the loss or damage upon the property, hereinbefore mentioned, the said appraisers are to make an estimate of the actual cash cost of replacing or repairing the same, or the actual cash value thereof, at and immediately preceding the time of the fire; and in case of depreciation of the property from use, age, condition, location or otherwise, a proper deduction shall be made therefor.
“In Witness Whereof, we have hereunto set our hands, at Parkersburg, W. Ya., this 3rd day of January, 1896. W. W. Yan Winkle. S. T. Carter for Westchester Fire Insurance Co. of New York. E. E. Cole for Continental Insurance Co., of New York.”
The said appraisers mentioned in the agreement were duly sworn on the 6th day of January, 1896, to “act with strict impartiality in making an appraisement and estimate of the sound value and the loss and damages upon the property hereinbefore mentioned in accordance with the foregoing appointment, and that we will make a true, just and conscientious award of the same according to the best of our knowledge, skill and judgment. We are not related to the assured, either as creditor or otherwise and are not interested in said property or the insurance thereon. [Signed] Stephen Davidson, George Hodgden, Appraisers.” The said appraisers then selected as umpire M. F. Geisey of Wheeling, to settle matters of difference between them in said appraisement. On the 14th of January, 1896, at the request of appraiser Davidson, and with the consent of George Hodgden, C. T. Hickman of Clarksburg, W. Ya., was substituted for said Geisey as umpire and 'on the 15th day of January said Hickman accepted the appointment of umpire and took the oath, to act with strict impartiality in all matters of difference only that should be submitted to him in connection with his appointment, and that he would give a true, just and conseiencious award according to the best of his knowledge, skill and judgment, and that he was not related to any of the parties to the agreement, nor interested as a creditor or other
“To the parties interested: We have carefully examined the premises and remains of the property hereinbefore specified, in •accordance with the foregoing appointment, and have determin-ed the sound value to be Twelve Thousand Dollars, and the loss ••and damage as a whole to be Six Thousand twenty-nine and 84-100 Dollars. Witness our hands this 15th dajr of January, ' 1896. Stephen Davidson, Geo. Hodgden, Appraisers. C. L. J'Hickman, Umpire.”
At the June rules, 1896, W. W. Van Winkle filed in the 'clerk’s office of the circuit court of Wood County, his bill in chancery against the said insurance companies, George Hodg-den, Stephen Davidson and C. L. Hickman, charging that the .said award was void and should bo set aside by reason of mis■-conduct of the appraisers and by reason of mistakes set forth in •the bill, because of miscalculations therein and omissions of ■¡property that should have been included, by calculations of •short 'quantities when Irue quantities should have been in-•eerted, for unfairness and injustice, and praying that if the • court could not revise the award that it should be set aside and rendered null and void, and that the court would decree plain- ■ tiff entitled to the full amount of the policies and that the court decree the $2,000 against each of said companies with interest from the second day of March, 1896, and that the said several parties mentioned be made parties to the bill and be required to answer the same under oath, and for general relief.
The said defendant companies, on the 20th of July, filed their .joint demurrer to the plaintiff’s bill, in which the plaintiff .joined and afterwards on the 8th of August, 1896, the demurrer was overruled by the court and leave granted defendants to •file their answer, and on the 1th day of September, the said defendant companies filed their joint and separate answer in which they denied the material allegations of the bill. Depositions •were taken and filed in the cause and on the 5th day of Febru•ary, 1903, the cause was heard on the process duly executed and the orders and proceedings had in the cause, the said answer •and general replication and the bill taken for confessed, and set for hearing at the rules as to the other defendants except
The first assignment of error is the overruling of the demurrer to plaintiff’s bill. The court is of opinion that the allegations of the bill are sufficient and that the demurrer was properly overruled, and in view of the circumstances and facts in the case the Court deems it unnecessary to discuss the demurrer. Appellants say the decree is contrary to the law and the evidence in the case, and that if the evidence shows any error whatever, in the award, it was a mere error of judgment, without fraud or’ mutual mistake, and such error is not sufficient to overthrow the award; that the decree erroneously substituted the judgment of Stephen Davidson and H. M. Patton, an architect, for the judgment of the said Stephen Davidson, George Hodgden and C. T. Hickman, acting as sworn appraisers and umpire, respectively. “This is simply to overthrow an award of appraisers duly selected by both parties, and sworn to impartially perform their duties, because an award of two individuals of ex parte selection, and not sworn, is inconsistent or in conflict with it;” and that if the award of the appraisers should be set aside for any good reason shown there is no evidence on which to predicate a decree for the full amount of the policies in each company and that it was error to enter such decree.
The principal grounds relied on by the plaintiff’s counsel in his brief, as well as oral argument for setting aside the award is the want of notice of the meetings of the appraisers and an
Mr. Hodgden in his testimony flatly denies that he intimated to Mr. Davidson that he had seen Mr. Geisey and had a conversation with him, and states that he never met Mr. G-eisey and never talked with him on this business and he also denies that he ever said that he did not expect to consider the walls, that he was going to leave that to tho umpire, and further stated that he had tried to make the loss as impartial as it was possible to do and tried to fix the value that was right between man and man, that was his purpose; that he never asserted himself to be an appraiser in the interest of the insurance companies and did not attempt to minimize the loss and would have been glad to have come down and repaired the job for the money fixed by the award. He stated that Mr. Davidson assisted in making every item on that award, was there when made and talked it over item by item; that the calculations were not made hv Hickman and himself, but by Mr. Davidson when they were figuring together, and when a difference came they submitted to the umpire; that he and the umpire did not treat Mr. Davidson with discourtesy and did not have an unpleasant word from the time they began until they got through. He further testified, on cross examination, that he never saw the proofs of loss in the case nor any part of them; that they were never shown to him and that they would not have influenced him any way; that his business was builder and architect in Pittsburg for about thirty years, and was also engaged in the steam heating business; that he-had acted as appraiser, many times, of buildings and had repaired many of them; that he had acted as appraiser on both sidos, acting many times for the owners of buildings, but presumed he had acted oftener for insurance companies than for owners. The most of his services as such appraiser had been
Mr. Patton testifies that he and Davidson made their “measurements from the original plans and specifications of the old Academy of Music and from personal visits to the building,” and he was satisfied that the statement made from the measurements and the visits to the building and careful examination of the plans and specifications, was practically correct; that they were furnished with the memorandum of items of details that it was claimed wore used by the appraisers and which they had a part- of the time when they were making the calculations; that they had calculated the cost of restoring the walls on the measurements that they had made and the difference between the aggregate found by them and the aggregate in the appraisers’ detail to be $S37.15. It is alleged in the bill in relation to the repairs of the brick walls in which there was the greatest difference between the estimates made by the award and the subsequent one made by Patton and Davidson, that the appraisers did not use care and proper inspection to ascertain nor saw with any certainty the amount of brick walls that was to come down nor the estimate of the injuries thereto in as much as there was no way for them without getting on a ladder or scaffold to examine the walls that were 20 or 25 feet from any available point and they did not go upon said north wall, and that plaintiff had. had calculations made upon the plans as to points at which said wall should bo taken down.
On cross examination Mr. Patton stated that he had been employed by Mr. YanWinkle in connection with Mr. Davidson to make the examination; that he thought Mr. YanWinkle haci
It would seem that the differences in the estimates and calculations between Patton and the appraisers was a mere difference in judgment. The evidence fails to support the charges of fraud and partiality or misconduct and prejudice in the discharge of their duties, either of Hodgden as appraiser or Hickman as umpire. In Fluharty v. Beatty, 22 W. Va. 698, (syl. pt. 1) : “Presumptions are not to be raised for the purpose of overthrowing awards, but the awards are .to be liberally construed so as to
Judging from plaintiff’s conduct in the matter it would seem that his “case is plainly within the sound proposition of Judge Kent in LaGuen v. Gouverneur & Kemple, 1 John’s. Cas. 502, when he says: ‘Every person is bound to take care of his own rights and vindicate them in due season and in proper order. This is a sound and salutary principle of law. Accordingly, if a defendant having the means of defense in his favor neglects to use them and suffers a recovery to be had against him by a competent tribunal he is forever precluded.’ And he cited 2 Burrows, 1009, 7 Term Rep. 269; 2 II. Bl. 414. He also there cites the authorities at length showing how firmly this principle is adhered to in courts of equity as well as law.” As stated in May v. Miller, 59 Vt. 577. The action of plaintiff in keeping aloof from the arbitrators when he had knowledge and notice of their proceedings and furnishing items of evidence
For the reasons herein stated the decree of the circuit court of Wood county is reversed and set aside and the bill dismissed, reserving to plaintiff the right to prosecute any suit or proceeding he may be advised to institute, not inconsistent with the award.
Reversed.