46 Iowa 359 | Iowa | 1877
■ The question in the case is as to whether the defendant had abandoned the premises as a homestead at the time the mortgage was executed. Upon this point we think it may be said in the first place, that she was not occupying the premises at that time as a home. It does appear, indeed, that she was at that time staying in the house. Rut we think that she was there as a visitor. The house at that time was occupied by the plaintiff. The defendant in speaking of going there said: “I went to Bogart’s” (plaintiff’s). This implies that the place was Bogart’s home, and in going there she went to his hom.e
His testimony on the point is as follows: •“ She had a difficulty wrhere she was and came over there as a visitor. I had the place rented for one year.”
The mortgage in suit was given to enable the defendant to borrow money to discharge a mortgage on the same premises given to one Chambers. At the time the Chambers mortgage was given, it is claimed that the defendant declared an intention not to return to the premises to live. This, it appears, was in the winter of 1872 and 1873, about a 3'ear before the mortgage in suit was given. The testimony as to her declaration is that of one Rogers. He appears to be wholly disinterested, and the circumstances are such as to entitle his testimony to great credit. He was employed to examine the title and advise Chambers as to whether the defendant could make a valid mortgage in the absence of her husband. The title was in her and the whole question depended upon whether the premises were her homestead. A conversation was’held by Rogers with her on the point, and what she said was made a turning point in the advice given by him to Chambers. Rogers’ testimony is as follows: “ I acknowledged the Chambers mortgage in the winter of ’72. Chambers took me one side and desired me to see whether she was capable of making a mortgage. I looked up the title and thought it all right until Chambers said that she had a husband who was away from her. I ran over the law, and at Chambers’ request, told'her that I did not think a mortgage ■would be good without her husband joined. She said that it was her land * * * * <mc? that she was not living upon it and did not intend to. I then told her that under the circumstances I thought that the mortgage would be good, and it was executed.” This testimony is credible, not only on account of the circumstances calculated to fasten the facts in Rogers’ mind, but because the defendant does not clearly dispute it. She said: “I think there was something said about it being a homestead, but 1 don’t remember what it was.”
Taking then the testimony of Rogers to be true, as we think we .must, the .defendant said that she did not intend to
Affirmed.