120 Ga. App. 55 | Ga. Ct. App. | 1969
Lead Opinion
1. Where a policy of casualty insurance, insuring a metal house trailer located at 310 Florida Avenue, Bremen, Ga. ($5,000) and the contents ($2,000), and the contract of insurance contains the following provisions: “In consideration of the provisions and stipulations herein or added hereto and of the premium above specified, this company . . . at location of property involved . . . does insure the insured named above . . . against all direct loss by fire ... to the property described herein while located or contained as described in this policy . . . but not
2. A provision in the policy that “[i]f the household and personal property covered hereunder is removed during the term of this policy to another location within the limits of this State occupied in whole or in part as the insured’s residence, this policy shall cover such property while at such- new location up to the amount specified for contents and shall cease to cover at the former location, except that during the period of removal this policy shall cover at each location in the proportion that the value of the described property at each location bears to the aggregate value at both locations,” has no application here for the reason that the house trailer and contents when moved to the new location was not occupied in whole or in part as the insured’s residence.
3. It follows, therefore, that the trial judge to whom the case was submitted without the intervention of a jury erred in rendering judgment in favor of the two plaintiffs suing upon the policy, one as owner and one as mortgagee not named in the policy.
Judgment reversed.
Concurrence Opinion
concurring specially. Under the de