75 So. 156 | Ala. | 1917
The plaintiff’s testimony shows that, in the redemption by him, under the provisions of the mortgage, of certain platted parcels of the mortgaged land, he paid to the mortgagee, the defendant, $440 in excess of the amount required for that purpose by the terms of the mortgage; and he states that he paid this alleged excess under a mistaken interpretation of the language of the mortgage in its classification of values of separately redeemable lots. It appears that there was a good deal of argument and a full discussion between plaintiff and defendant’s attorney as to the amount that ought to be paid for the written release to be given by defendant of certain lots covered by the mortgage, and it appears from the mortgage itself that at the time this redemption was sought, June 3, 1915, a considerable sum of annual interest must have fallen due on the mortgage debt, besides the note for $2,000, which fell due. on March 10th preceding. The release recites that it is given “for and in consideration of the sum of $2,090 to me in hand paid,” etc., and stipulates that the money paid is to be applied on the mortgage
But there are several exceptions to the rule, and it is generally held that such a payment cannot be recovered where the payer has derived a substantial benefit from the payment, nor where the payee received it in good faith in satisfaction of an equitable .claim. — 30 Cyc. 1316, 2, and cases cited. This would be especially true where, as here, the payment has furnished the specific inducement to some affirmative action by the payee, whether otherwise obligatory or not, whereby his situation has been unfavorably altered. These are matters of equitable rather than of legal cognizance, but general assumpsit for money had and received is an equitable action (P. & M. Ins. Co. v. Tunstall, 72 Ala. 142) and admits of equitable defenses.
Applying these principles to the evidence before the trial court, we think it was justified in rendering judgment for the defendant.
In view of the issues made by the pleadings, we think there was no prejudicial error in any of the rulings of the court on the evidence. Practically all of the questions propounded to plaintiff by his counsel which were at first excluded were after-wards answered fully by him; and the amount overdue on the mortgage at the time of the transaction in question was material to the issues. But the matters complained of would not, in any case, have controlled or directed the result.
The judgment will be affirmed.