95 Vt. 109 | Vt. | 1921
This is an action of contract on a workmen’s compensation and employers’ liability policy. The defendant pleaded a general denial and a declaration in set-off. The plaintiff sought to recover overdue premiums; while the defendant sought to recover under his declaration in set-off unearned premiums which he had paid on two of the plaintiff’s policies.
The policy upon which the plaintiff brought suit contained the following provision: “This agreement shall apply to such injuries so sustained by business operations described in said declarations, together with operations incident thereto, while conducted either at the work places described and defined or elsewhere in connection therewith. ’ ’
The business described was: “Logging, and lumbering operations, including transportation of logs to mill, but excluding operations of ‘logging railroad’. Payroll to include drivers and drivers’ helpers; also chauffeurs and chauffeurs’ helpers.”
The location of “all factories, shops, yards, buildings, premises or other work places ’ ’ of the defendant was fixed in the policy as at Mendon, Vermont. The defendant, during the existence of the policy in question, had a wood lot in the town of Chittenden, on which there was a considerable amount of pulpwood, and he entered into a contract with two men to cut that wood at a stipulated price per cord and paid for the work when it was completed according to the contract.
Upon this state of facts the plaintiff offered evidence tending to prove the amount paid these men as a basis of determining, in part, the amount of premium due under the policy. To this offer the defendant objected on the ground that the policy covered operations in the town of Mendon only, and that the Chittenden job was not covered by the policy, and that the work done on the job in Chittenden was done by independent con
Judgment affirmed.