178 Ind. 102 | Ind. | 1912
Appellee answered the complaint in five paragraphs, and the one question presented for determination arises from the action of the trial court in overruling appellant’s demurrer to the fifth paragraph.
This paragraph of answer alleged facts which show that the Union Mutual Fire Insurance Company at the time it issued its policies of insurance to appellee, upon which the appellant’s cause of action is based, had not complied with any of the laws of this State providing the conditions under which foreign insurance companies may transact their business of insurance here, that it had never afterward so complied, and that it had been disincorporated. and rendered incapable of ever so complying with such laws.
It is the contention of appellant that the failure of the insurance company to comply with the laws of this State did not make these contracts of insurance with appellee void, but that it only suspended its right to enforce any liability from appellee to the company growing out of them until compliance, and that therefore the facts pleaded in this paragraph constitute matter'in abatement; that being matter in abatement it was waived by a failure to plead it as such before the general denial and other matters in bar, which were pleaded in the preceding paragraphs of answer,
In support of the claim that a failure by a foreign insurance company to comply with our laws merely suspends its right to enforce its contracts, made in violation of the statutory provisions, and does not render them void, counsel for appellant cite Daly v. National Life Ins. Co. (1878), 64 Ind. 1, Phenix Ins. Co. v. Pennsylvania R. Co. (1893), 134 Ind. 215, 33 N. E. 970, 20 L. R. A. 405, and Security Sav., etc., Assn. v. Elbert (1899), 153 Ind. 198, 54 N. E. 753.
Opposed to this position of counsel for appellant, counsel for appellee have presented a thoughtful and forceful brief and argument and review of our cases, to support the claim that such contracts are invalid, and they cite, as sustaining them, Hoffman v. Banks (1872), 41 Ind. 1; Union Cent. Life Ins. Co. v. Thomas (1874), 46 Ind. 44; Walter A. Wood, etc., Mach. Co. v. Caldwell (1876), 54 Ind. 270, 23 Am. Rep. 641; Cassady v. American Ins. Co. (1880), 72 Ind. 95; American Ins. Co. v. Pressell (1881), 78 Ind. 442; Wiestling v. Warthin (1890), 1 Ind. App. 217, 27 N. E. 576.
“Whenever the subject-matter of the plea or defence is that the plaintiff cannot maintain any action at any time whether present or future in respect of the supposed cause of action, it may, and usually must be pleaded in bar; but matter which merely defeats the present proceeding, and does not show that the plaintiff is forever concluded, should in general be pleaded in abatement.” 1 Chitty, Pleading (16th Am. ed. from 7th Eng. ed.) *462. See, also, Pomeroy, Code Remedies (4th ed.) §573; Swing v. Wellington (1909), 44 Ind. App. 455, 463, 89 N. E. 514, and cases cited there.
No error was committed in overruling the demurrer to this paragraph of answer, and the judgment is affirmed.
Note.—Reported in 96 N. E. 946. See, also, under (1) 19 Cyc. 661; (2) 19 Cyc. 1319. As to actions and suits by dissolved corporations, see 134 Am. St. 311.