110 Ala. 409 | Ala. | 1895
Hiram A. McDaniel, owning a house and lot in the city of Birmingham worth from $2,000 to $2,200 and occupying it as a home with his wife and minor children, executed a mortgage upon it to secure the payment of $2,500, his wife joining in the execution thereof and separately acknowledging her signature &c., as required by the statute in respect of conveyances of homesteads. He continued in this occupancy until his death which occurred in October, 1893, prior to which time default had been made in payment of the sum secured by the mortgage. Soon after his death the mortgagee foreclosed the mortgage under a power of sale contained therein and, being so authorized by the instrument, be,came the purchaser at the sum of $2,200. After this, and before the period of statutory redemption had expired, O. A. McDaniel, the widow of said Hiram, in behalf of herself and her minor children applied to the probate court to have homestead allotted to her and them out of other lands of the decedent. Commissioners were appointed for that purpose. They made the allotment and filed a report of i1,, whereupon Steiner Brothers, creditors of the estate of Hiram A. McDaniel, deceased, filed an exception to the report on the ground that s-aid widow ‘ ‘is not entitled to have homestead exemptions set apart to her in lieu of' homestead, because said H. A. McDaniel at the time of his death had a homestead exempted to him from levy and sale under process.” On the trial of the issue thus tendered
It was ruled in Chambers v. McPhaul, Admr. &c , 55 Ala. 367, that “the homestead exemptions secured to a decedent’s family by the provisions of the constitution and of the act of 1873, is the actual homestead of the decedent at the time of his death ; and although that may be mortgaged, or held under a lease only, they cannot select other property in its stead. ” In the opinion of. the court it is suggested that if the law in this respect was thought to be unequal and hard upon families that live on mortgaged property, which may be taken away from them, while there is other property unincumbered belonging to the estate out of which homestead might be carved if the law permitted, an appeal should be made to the legislature. Such appeal, it seems, was made, or, at least, the legislature came to consider of the'matter, and, evidently thinking the existing law unequal and harsh in its operation upon widows and minor children, enacted a statute which, among other things, provides : “That when any resident of this State dies leaving a widow or minor child or children, one or both, and such resident owned lands or an interest therein in this State, but did not at the time of his death reside on a homestead owned by him of the value of two thousand dollars, such widow; if there be one, or if there be no widow, or she fails to act, then the guardian of minors may select the homestead from other lands owned by the decedent, which in value, quality, quantum of interest and enjoyment shall in all respects conform to sections 2 and 3 of this act.” — Acts 1886-87, p. 32, § 23. It is clear, we think, and we understand counsel to concede that under this act if the resident next before and up to the time of his death occupied a homestead which was óf no value to him or to his widow and minor children after his death because incumbered to the extent of its full value, or was of less value to him and them than the homestead limit because of incumbrances upon it— and certainly where, as in this case, the' law day of the mortgage had passed and the mortgagee has immediate right of entry — the widow and minor children would be entitled to select other lands of the decedent conforming in value, quality,
We agree with the probate judge that Mrs. McDaniel and her minor children were entitled to the land allotted to them as a homestead, and his decree confirming the report of the commissioners and making the allotment is affirmed.