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State Farm Fire & Casualty Co. v. S.S.
858 S.W.2d 374
Tex.
1993
Check Treatment

*1 vаge company Thirty- Fina’s Contracting Servs., at facilities. v. Johnson Coast Gulf trial, days prior designated Inc., one (Tex.App Fina 746 S.W.2d . —Beau Baxter, expert Dr. denied)). witness Charles R. a mont writ specialist Presbyterian Hospital burn at designated Because witness was professor Dallas surgery and a at the practicable Forman as soon as after learn- University of Texas Southwestern Medical Fina, designation ing of his we hold that Center, requested submit Forman abused its discretion in fail- to a medical examination Dr. Baxter. good presented to find Forman cause. mail, designation As the was served testimony trial, expert medical at al- January Forman did not receive it until 6. though he introduced into evidence the rec- January 9, twenty-five On days tri- before treating physicians. ords Based on al, designated expert Forman Baxter as an record, our review the we conclude the witness. After the medical examination excluded evidence cumulative оf report confirmed Forman’s claim records; thus, medical error was shock, he had suffered an electrical Fina 184(b). Tex.R.App.P. not harmless. ‘'undesignated” expert. Baxter as its Tex.R.App.P. grant Pursuant sought When Forman use the favorable and, application of error writ with- report trial, at trial court excluded hearing argument, out oral reference Baxter to Dr. because Forman appeals of the court of reversed and this timely designated had not Baxter as an cause is remanded to trial court for expert good witness and cause had not new trial. permit been shown to under evidence Tex.R.Civ.P. The court 215.5.

affirmed. 858 498. S.W.2d We reverse

and remand to the trial court for new

trial. has, occasions,

This court on numerous

considered the good issue whether cause permit

existed testimony of a witness properly in response identified inter- STATE FARM FIRE & CASUALTY rogatories. These cases present- have not COMPANY, Petitioner, question designation, ed of late howev- v. er, complete but have instead concerned a G.W., Respondents. &S.S. designate1 failure to exclu- involved the of testimony sion of аn individual named No. D-1339. party to the suit.2 We have nonetheless Supreme Texas. Court of recognized designation may late excused certain circumstances: June 1993. sanction was de- neither [The exclusion] Rehearing Sept. 10, Overruled 1993. signed punish litigant nor intended to cannot, who good in the exercise of faith diligence, respond discovery due to a

request timely in a manner. Inc., v. Trailways,

Clark S.W.2d (Tex.1989); (citing also see id. Co., Mfg. (Tex.1987); Holiday Alvarado v. Farah Yeldell v. Hills Retirement Bank, (Tex.1992); Sharp Broadway Ctr., Inc., Nat'l Nursing (Tex. 701 S.W.2d 243 Baking (Tex.1990); Co. Rainbo 784 S.W.2d 1985). Stafford, (Tex.1990); Gee v. 787 S.W.2d 41 Co., (Tex. Liberty Mut. Fire Ins. 765 S.W.2d 394 Yards, 2. See Smith v. Feed Southwest 1989); McKinney v. National Union Fire Ins. (Tex.1992); Henry S. Miller Co. v. S.W.2d 89 (Tex.1989); E.F. Co. Hutton & 772 S.W.2d 72 Bynum, 836 S.W.2d 160 Youngblood, 741 S.W.2d 363 (Tex.1987); Gutier Dist., Indep. v. Dallas Sch. rez *2 Kidd, Austin, Jones, V.

Scott R. David Jenson, Antonio, petition- ‍‌‌‌‌​​​‌​‌‌‌​​‌​‌‌​‌​‌‌‌​​​‌​‌​​‌​‌‌​​​​‌‌​‌​​‌‌‍A. San Carol er. Clark, Austin, Nagle, P.

David Mark J. respondents. OPINION HIGHTOWER, Justice. applicability This involves cause a home- injury exclusion of the intentional resulting from the to a claim policy owner’s genital herpes. transmission (State Casualty Company Farm Fire and Farm) brought suit G.W. S.S. seeking declaratory judgment that G.W.’s provide covеr- policy did not homeowner’s him age for the claims asserted trial court rendered S.S. The in favor State Farm. and remanded appeals reversed court meet its holding failed to that State Farm it did because summary judgment burden that G.W. produce conclusive evidence transmit to S.S. 808 intended to explained For the reasons herein, judgment of the affirm the appeals. after en- genital herpes S.S. contracted sexual intercourse gaging in consensual in November 1986. home with G.W. compensate requested that After injuries, for her G.W. notified her Farm, insur- the issuer of his homeowner’s agreed to policy. State Farm investi- ance provide with de- gate the claim and counsel, sign required that G.W. fense “request of services and non-waiver rights agreement.” G.W.'s homeowner’s denial of holding S.S.’ policy included an intentional conclusively exclu- that S.S. failed to show that provision. sion provision, on that Based matter of existed as a law. The questioned State Farm policy whether the court of reversed actually covered claim rejected S.S.’ granting summary judgment trial court *3 S.S.’ settlement for offers amounts within holding to State summary Farm the policy the rejected limits. later State judgment conclusively did not evidence Farm’s offer of employed counsel and show that G.W. intended to transmit the own attorney. against suit S.S. filed G.W. disease to S.S. nor did it indicate that alleging negligently that he transmitted G.W.’s conduct extreme that was so intent genital herpes to her. S.S. and G.W. set- injure can be inferred as a matter of tled and agreement provid- entered into an law. The court of also reversed ing for entry the judgment $1 of million the summary judgment on G.W. and S.S.’ in favor of S.S. and that S.S. would not counterclaims and remanded the cause to execute judgment the G.W. in ex- proceedings. court for further change for the assignment of one-third of any might claims which he have I. State Farm faith adjust- for bad claims argues State Farm that as a matter ment, deceptive practices, trade or Insur- law, genital of of herpes the transmission ance Code After S.S. and violations. is an injury intentional which comes within informed of agreed judg- State Farm the injury the “intentional of exclusion” G.W.’s ment, State Farm instituted this deelarato- policy. Consequently, homeowner’s S.S.’ ry judgment seeking action a declaration claim is not covered G.W.’s home obligated pay that it is not the 1 million f disagree. policy. owner’s We judgment because, among (1) things, other herpes contagious Genital is a disease 5.5.’ claims in underlying the suit fell with- spread through which is sexual in intercourse the provision intentional exclusion and in for which there is no known cure. the See policy and no coverage thus exists Alexander, Note, (2) generally under Louis A. policy, Lia- and G.W.’s in actions failing bility in notify Tort the Sexual Transmis- of S.S.’ lawsuit for entering agreed Herpes and sion into an Disease: Genital and the with- of Law, (1984). out L.REV. 101 knowledge State Farm’s CORNELL breached his duty cooperate Generally, community policy pre- the medical advises under any herpes cluded recovery patients G.W. under infected avoid sexual policy. Subsequently, experiencing State Farm filed a actual intercourse motion for summary symptoms pre- in order to these of the disease grounds. G.W. and S.S. counterclaimed al- vent transmission of disease to their leging Adam, engaged partner. Herpes State Farm in sexual Ervin bad faith practices failing settlement in pay Simplex Infections, in HUMAN Virus INFECTIONS, the claim under the S.S. also filed a HERPESVIRUS CLINI- (Ronald motion for The trial CAL Glaser ASPECTS 23-25 & summary judgment eds., Gotlieb-Stematsky 1982); rendered in favor Tamar J. specific Lesions, of Oriel, State Farm on the that David Genital DIAGNO- not, policy homeowner’s did as a matter SIS AND TREATMENT OF SEXUALLY law, provide coverage of the TRANSMITTED DISEASES 98-99 (William ed., 1983). claims underlying asserted M. McCormack How- ever, suit. The trial years, court’s recent some researchers theory order did not asymptomatic address Farm’s сlaim have identified the i.e., cooperate. shedding, herpes G.W. breached his carrier that a contagious The trial court overruled S.S.’ motion spread the disease even experiencing any and denied G.W. when the individual is 5.5. symptoms. relief on their counterclaim. The H. Fife See Kenneth & Law- court of appeals affirmed the trial rence Corey, Herpes Simplex Virus in Interpreting a similar virus. SEXUALLY TRANSMITTED DISEASES 1990); eds., provision, the court held that (King policy K. et al. “[c]ov- Holmes al., by an act Frequency Merts, erage is intentional Gregory J. M.D. et not avoided Acquisition First-episode Genital In- insured has acted with exclusion unless Simplex Herpes Virus bodily injury. When intent to cause a from fection inju- Symptomatic Asymptomatic Source resulting act itself is intended Contacts, TRANSMITTED not, SEXUALLY exclusion has ry is insurance (1985); F. Roo- DISEASES 37-39 James Id. application.” at 58. court conclud- Acquisition al., Genital ney, M.D. et possibility that an reasonable ed “a Herpes Asymptomatic Sexual contagious compel does actor is from Partner, ENG.J.MED. NEW highly partic- it is certain a conclusion that (1986). 1563-64 result in infection ular act his will *4 Id. another.” policy covering The homeowner’s G.W. following included the

November 19861 “the recognizes This Court provision: injury “intentional exclusion” con probable effect is not the natural and Coverage D not shall EXCLUSIONS — apply: it— sequence produce means which of the follow ordinarily does not an effect which bodily property damage injury or reasonably from anticipated and cannot be by the intentionally caused or at direction means, or the use an effect of the of the Insured[.] produce, not intend the actor did design charged a be with considering applicability the of which he cannot When produced by accidental producing is injury similar exclusions of intentional —it v. Republic Nat’l Ins. Co. means.” resulting claims from the transmission of Life 549, (Tex. Heyward, herpes, recognize S.W.2d 555-56 jurisdictions other 536 1976). “that а resulting recognizes also damage may be unintended The Court the injury effected although leading damage person the to the insured acts through means consider State Farm Fire & would See are intentional. accidental S., casualty, Casualty 589, a Co. v. Irene 138 himself such A.D.2d insured is 171, (N.Y.App.Div.1988); very purpose since of such insurance 526 N.Y.S.2d 173 the indemnity against any fortui Casualty see also State Farm Fire & Co. provide Eddy, 958, tous, undesigned injury.” v. Cal.App.3d Cal.Rptr. unexpected, 218 267 or Re Id. 379, Although language our (Cal.Ct.App.1990) (coverage 386 not 557. at “accidents,” public National necessarily precluded referred ‍‌‌‌‌​​​‌​‌‌‌​​‌​‌‌​‌​‌‌‌​​​‌​‌​​‌​‌‌​​​​‌‌​‌​​‌‌‍to when transmission unforeseen, unexpected, reasoning applies in cases when indepen- was the same conduct). injury policy of the In the intentional dent intentional sexual contains an M.M.D., policy under Milbank Ins. v. B.L.G. & exclusion. An insured a Co. 484 52, relies injury exclusion still (Minn.Ct.App.1992), N.W.2d 53 a Minne- intentional against for indemnity policy provide sota court of considered whеther tuitous, undesigned injury.2 unexpected or B.L.G. “intended” to infect M.M.D. with policy currently insurer was thus whether an 1. The standard "accident” and homeowner's obligated approved expressly pay an insurance for Texas excludes under use in pay dam- sexually policy obligated insurer to transmitted sickness disease from coverage Tex.Reg. ages injury of policy. See to or destruction under the 12 “because of thereof, Insurance, (1987); including property, of loss use 1031-32 State Board 31, 1987) (Mar. (approving at 1. We held Board Order Id. 634 n. caused accident.” sexually voluntary and exclude acts were an amendment to insured’s when the However, disease). injury result policy cov- is the natural transmitted intentional and act, damage ering specifical- did an accident G.W. in November 1986 not of the though ly sexually meaning policy exclude transmitted diseases from of the even within the coverage. unexpected, injury been unfore- have this Id. 635. In seen and unintendеd. party experiencing is not Argonaut Maupin, v. when the infected Southwest Ins. Co. disease, transmitting herpes is (Tex.1973) distinguishable. symptoms is In S.W.2d engaging inter- Argonaut in sexual this natural result Southwest Ins. Court consid- determining Additionally, property we are course. ered whether an was caused considering When whether in wanton, characterized as reckless or injure tended to it wrong. is instructive to is not an intentional In such examine meaning cases the Ordinarily, intent. distinction intent between negligence whether obviously an insured inju intended harm or is a matter of de- ry gree. to result from The line has an intentional act been drawn is question point courts at the of fact. where the known dan- Spoljaric v. Percival Tours, Inc., 432, ger ceases to (Tex.1986) a foreseeable 708 S.W.2d risk (issue person avoid, which a reasonable would uniquely intent is within the realm in the factfinder); becomes mind of the actor a Mullís, Logan v. 605, certainty. substantial (Tex.1985)(intent S.W.2d gener is ally question of fact to be decided AL., W. PAGE KEETON. ET PROSSER jury); Moe, Raby see also 153 Wis.2d AND THE KEETON ON LAW OF TORTS (1990) (insured’s 450 N.W.2d (5th 1984). at 35-36 ed. § injure question fact). intent to This Although undisputed it is in- Court relies on the pro definition of intent tentionally engaged in sexual intercourse (Second) vided in the Restatement of Torts. informing condition, without S.S. of his Indus., Rodriguez Naylor Inc., 763 summary judgment evidence in this case (Tex.1989); Reed Tool Co. does not indicate that G.W. acted with in- Copelin, tent to bodily injury.3 cause S.S. The sum- *5 (Second) Torts, Under the Restatement mary judgment evidence indicates that an insured injure intends to or harm anoth possible G.W. did not believe it was er if he consequences act, intends the of his transmit the disease an le- without active they believes that substantially are cer sion and fails to demonstrate that G.W. (SEC tain to follow. RESTATEMENT engaging knew that in sexual intercourse OND) (1965). OF TORTS 8A Prosser § substantially with S.S. was certain to result provides also insight on the nature of in in transmission of the disease to S.S.4 tent. argues State Farm that G.W. com

[Ijntent is broader pur- than a desire or battery mitted the intentional tort of be pose bring physical about results. It cause S.S.’ consent to the sexual act was only extends not consequences those vitiated the fact the did G.W. not inform desired, which are but also to herpes. those her that he had The Restatement which the actor substantially believes are person’s discusses when a consent is inef certain to follow from person what the actor fective so that is entitled to hand, does.... On the other the mere maintain tort action that would be knowledge appreciation of a risk— available to him if the consent had not been something short given. (SECOND) of substantial certain- RESTATEMENT OF ly not intent. The (1979). defendant who TORTS 892B As an illustration § —is acts in the belief or consent, consciousness that of ineffective the Restatement ex causing the act is appreciable an plains risk of that when A consents to sexual in may harm to another negligent, B, be and if tercourse with B A knows that is great the risk may is the conduct ignorant be of the faсt that B has a venereal genital herpes whether the transmission of pressly was controverted statements. G.W.’s In an "accident” addition, or whether G.W.’sacts were inten- the dissent infers G.W. is a doctor with tional, specifically whether G.W. intention- However, special knowledge herpes. medical ally bodily injury by transmitting caused to S.S. doctor, optome- G.W. is not medical but is an herpes significant to her. This distinction is provide eyewear. trist trained to corrective provi- because the intentional exclusion coverage sion states that does not exist for Although recognizes Justice Hecht’s dissent intentionally bodily injury, caused and does not person that a is considered to have intended state that does not exist for intentional consequences substantially those which are cer- acts. follow, application tain to he muddles the by seemingly arguing 3. Justice Hecht’s that test dissent that because mischaracterizes the intentional, by relying resulting injury facts of the case on S.S.’statements in G.W.’sacts were evidence which are ex- was also intentional. law. Lover matter of disease, liability injure tent to as a subject B is to A for Chartier, Id. e, idge battery, an cmt. intentional tort. at Wis.2d However, see (1991); illus. 5. the Restatement also also Woida N.W.2d explains may mistake indeed B’s “own Ins. North Star Mut. 306 N.W.2d amounting prevent his conduct from (Minn.1981) (inferring intent when tort, is intentional there no knowl- as when nature); Mil calculated actions of a were Id. edge touching that a will be harmful.” M.M.D., v. B.L.G. & bank Ins. Co. Here, undisput- be appears cmt. c. at (refusing (Minn. Ct.App.1992) N.W.2d ed, issue or at least there is a fact concern- finding inferred intent without to address operating whether under engaged con in sexual defendant impression he mistaken could highly he knowing certain that duct it was herpes symptoms he had no transmit However, plaintiff). would infect Consequently, of the disease. conclude “[tjhere bright-line rule to determine is no fact con- that an issue of materiаl exists as injure should inferred when intent to cerning knew at time whether G.W. Rather, facts: a matter of each set of law. certainty that with substantial he would case-by-case ba ‘must be considered Because an issue transmit to S.S. sis; harm is from likely to result more exists, material we hold that fact conduct, likely certain the more intentional improperly trial court rendered matter intent to be inferred as a harm ” Chartier, Loveridge of law.’ K.A.G. v. Stan (quoting N.W.2d II. 790, 793 ford, 148 Wis.2d N.W.2d argues if State Farm also that even (Ct.App.1988)). injure did not his intend conduct, injure miscon- intent to inferred This from sexual case differs disagree. matter of law. inferring We intent duct because G.W. cases *6 consenting adults. Califor- S.S. were which infer intent in Jurisdictions sexual specifically refuse to nia and Minnesota usually only misconduct cases do so in in- injure as a of law infer to matter intent stances of sexual misconduct with minors voluntary sexual acts of consent- when the or forcible sex acts between adults.5 in the of ing result trаnsmission adults jurisdictions Those reason intent Casualty State Fire & herpes. injure only be inferred when char- 958, Eddy, v. Cal.App.3d 267 Cal. Co. 218 “degree acter of act is such that the (1990) infer in- Rptr. 379, (refusing to certainty that 385 injury the conduct will cause sufficiently great justify inferring in- tent the sexual conduct between because McGinnis, 90, Metzger, 425 CAM v. N.W.2d Ins. Co. v. 282 Ark. 666 tote Lehmann 355 (1984) (infer stepfather (Minn.1984) (infer repeatedly S.W.2d 689 sexually intent when intent when uncle stepdaughter); Co. niece); Mugavero, abuses Allstate Ins. sexually v. assaults Allstate W., 326, Cal.App.3d Cal.Rptr. v. Kim (Cal.Ct.App.1984) 160 206 609 153, 142, 365 79 N.Y.S.2d 589 N.E.2d N.Y.2d 581 (infer involving intent in case (1992) (infer case child molesta- intent in sexual assault a child when act crimi violates 381, Williams, tion); Rodriguez Wash.2d v. 107 statute); Casualty Fire nal Altena v. United & (1986) (infer injure as a 729 intent to P.2d 627 Co., (Iowa 1988) (involved 422 N.W.2d non- 485 incest); matter law when insured commits adult); of an Line consensual sexual assault Leeber, 375, 376 Horace W.Va. Mann. Ins. v. 180 750, Berdish, baugh Mich.App. v. 144 376 (intent (1988) injure inferred as S.E.2d 581 (infer (Mich.Ct.App.1985) N.W.2d 400 intent misconduct case involv- matter of law in sexual year engages injure when 21 old consensual student); conduct with a teacher's sexual old); year 14 Co. sex with Fireman’s Fund Ins. v. Co., 84, 450 N.N. v. Mut. Ins. 153 Wis.2d Moraine Hill, (Minn.1982) (infer 314 intent N.W.2d 834 (intent (1990) injure inferred N.W.2d sexually when adult abuses foster child in his voluntarily pled guilty to sexual when insured care); Independent Ins. Co. v. Horace Mann minor). But MacKinnon v. assault of a see Dist., (Minn.1984) (infer School N.W.2d 413 Co., 124 N.H. 471 A.2d Hanover Ins. engages when intent teacher sexual relations (1984) (court merely be- to infer refused intent student); grade with tenth State Farm Fire & nearly produce Williams, cause certain (Minn. the act is Casualty Co. N.W.2d 1984) (infer expectation or that the actual professor and instead held has noncon- intent determinative). adult); insured was sensual sexual contact with disabled Es intention of the adults rape); ground grounds did not constitute relied on the rul- North Star R.W., 138,143 ing, summary judgment Mut. Ins. Co. v. 431 N.W.2d will be affirmed (Minn.Ct.App.1988) appeal if of the theories advanced (refusing to infer intent as a are meritorious. negligence matter of law in a case involving adults). consenting In this case Inc., Rogеrs v. Ricane Enter. 772 S.W.2d involving consenting intercourse between (Tex.1989); see also v. Brash Carr adults, there is no evidence that G.W. knew er, (Tex.1989). 776 S.W.2d Con high degree with a of certainty that he versely, in this the trial court’s order genital herpes would transmit to S.S. Con- explicitly specifies ground relied on sequently, we will not infer intent as a thus, summary judgment ruling; matter of law. summary judgment can be affirmed if theory relied oh the trial court is meritorious, otherwise the case must be III. recognizes remanded. This Court argues State Farm also specified “when a trial court ‍‌‌‌‌​​​‌​‌‌‌​​‌​‌‌​‌​‌‌‌​​​‌​‌​​‌​‌‌​​​​‌‌​‌​​‌‌‍has failing erred in to affirm ground granting summary on which it was summary judgment ground on the judgment, we must remand the cause to cooperate. G.W. breached his allow the trial court to rule on the remain However, indepen we will not consider an ing grounds.” Flag-Redfern Oil summary judgment ground dent speci 852 S.W.2d 484 n. 6 summary judgment fied in the trial court’s addition, grants In when a trial court Although order. we decline to affirm the summary judgment specific ground, summary judgment independent on an practice this Court’s is to “limit our consid ground, prejudicing we do so without grounds upon eration to the sum right reargue Farm’s on remand to those mary judgment granted and af grounds asserted its Delaney University firmed.” Hous motion and not addressed ton, (Tex.1992); Dela specific summary judgment order. J., ney, (Doggett, at 62 concur summary judgment The trial court’s or- (“When ring) granting summary the order specific specified der was in that the order judgment explicitly states summary judg- on which the therefor, underlying and the motion con granted. ment was granted The order independent grounds tains other for the motion, State Farm’s relief, same can be *7 motion, denied S.S.’ only grounds specified in affirmed on the expressly provided: Declaratory order.”); “a Veytia the trial court’s see also Judgment that, hereby Setter, is entered (Tex.App.—San as a mat- to 740 S.W.2d 64 An law, policy] pro- 1987), (Tex. ter of the aff'd, nio 756 S.W.2d 303 [homeowner’s 1988).6 vides no for of the claims by

asserted reviewing When a [S.S.].” appeals hold that the Courts also summary judgment granted on general ground specifiеd judgment in a trial court’s grounds, this Court considers whether only summary is the one on which the by theories summary judg- asserted the judgment Maley can affirmed. v. 7111 be support ment movant summary will the Inc., 229, 843 Freeway, Southwest S.W.2d 1992, (Tex.App. [14th Dist.] — Houston denied); a granting Canales, When trial court’s order sum- writ In re Estate mary judgment 662, specify (Tex.App. does not the S.W.2d Antonio — San Veytia, granted summary ground summary 6. In the trial court that trial the court based its judgment specific ground. The court of judgment motion on and did not discuss the appeals rejected ground that but considered the grounds. Veytia, merits of the alternate See ground urged by alternate the movant and not ("The correctly appeals S.W.2d at 305 court of by rejecting addressed ground the trial court. After that preempt held that the federal statute did not well, the court of reversed charges, usurious late and we affirm that hold- and remanded to the trial court. This Court ing"). affirmed, only specific considered the Morris, granted. gener- 1992, writ); Philip judgment Carlisle v. MCDONALD, Inс., CIV- (Tex.App ally 6 ROY W. TEXAS . —Aus (Rich- denied).7 IL PRACTICE 28.5 APPELLATE tin writ Carlisle reasoned § PATTON, 1992); appellate Orsinger ard TIMOTHY by be reviewed an issues to TEXAS, IN actually presented to JUDGMENT court must have been SUMMARY PRACTICE, RE- by AND the trial court. Accord PROCEDURE considered (1992); VIEW, David Hittner & ingly, 8.04 when § Liberato, Lynne Summary in Judgments party sought summary judgment a has (1989). Texas, 20 MARY’SL.J. ST. B, grounds judgment express- on A and a adopt practice a Were this Court to ly granting summary judgment on affirming grounds alternate even when on A, B, ground mentioning ground without one specifically only ruled on the trial court can construed to mean that the be required ground, be non-movants would ground trial To court did consider B. those negate grounds appeal, on even all permit construe it otherwise would be ap- trial court. not considered the encourage nei- inference is required pealing party would thus keep- ther nor warranted record the trial court 166a(c). argue appeal on issues ing spirit Rule ruled on. never considered or Carlisle, practice of dеclin- We this Court’s believe recognize that when the Commentators grounds ing alternate for sum- to consider summary expressly judgment states the specifi- trial mary when the court judgment ground granted on which the trial court cally ground a continues rules on different motion, precluded appellate court judicious Af- procedure. most to be the determining viability from of the other judgment an inde- firming summary a on grounds reviewing stated the sum- pendent specifically ground not considered PATTON, mary judgment. TIMOTHY usurps court the trial court’s TEXAS, SUMMARY JUDGMENT IN rule issues on PRACTICE, authority to consider AND PROCEDURE RE- VIEW, appellate (1992); Jr., and denies the Cayce, before it 8.04 John Hill § court’s on Preserving the benefit of trial decision Appeal: Error on A Practical Texas, appel- a Appeals practice Such results Guide Civil issue. ST. for rendering MARY’S n. decisions on issues L.J. 77-78 420 late n. courts (1991). void- Commentators trial court and also note when not considered multiple grounds ing there are decision without allow- summary the trial court’s and the first consider alternate specify order does not Usurping trial au- grounds.8 on which judg- economy, granted, promote judicial ment was appealing party thority does negate encouragement must all serves as an appeal. For but instead reason, summary judgment movants suggest this to obtain commentators that the ruling judge movant from trial on a sin- specific obtain broad which can *8 again other theory presented gle try be sustained on and then with issue appeals, trial the court of the court non-movants alternate theories at seek to specify ground have the the same or additional alternate upon court the then assert Curry responses Clayton, consid (Tex.App.— 7. 715 S.W.2d 77 time to file does constitute writ) affirming summary judgment Dallas does not ering conflict with on a appellate Curry these decisions. does not affirm by ground specifically on trial ruled summary judgment ground the trial court’s court. summary asserted in the motion specifically trial addressed court is the case here. When the trial Such summary judgment Curry actually motion. judge under determined was no there contemplates properly whether the trial court policy, his decision resolved homeowner's ruled on evidence rather necessary and it was not for him case summary judgment. than the for Re specifically the issue of breach of consider viewing the trial court's to strike ad discretion cooperate. Curry missions deemed admitted and whether good cause demonstrated for a motion to extend system ficiently strong, appellate theories before this Court. Our that an court will review, appellate judicial as well as discharge duty by reviewing econo- best its all my, is appellate better served when summary judgment grounds courts raised and movant, consider those preserved by regardless is- of the tri contemplated sues often, however, and ruled on al court’s action. More court. justice probably administration of would best be served further trial court re herein, For explained the reasons we recently view. As we observed: “Ordi hold that an issue of material fact exists narily, specified awhen trial court has concerning whether G.W. knew at the time granting on which was certainty with substantial that he would judgment, we must remand the cause to S.S., herpes transmit that intent to in- allow the trial court to rule on the remain jure law, is not inferred as a matter ing grounds.” Flag-Redfern State v. Oil improperly trial court rendered (Tex.1993) 484 n. 6 summary judgment. Accordingly, af-we (emphasis supplied). Certainly that rule firm the appeals. of the court of preferable seems here. Concurring Opinions by Chief Justice The determination of whether an insur- PHILLIPS Justice CORNYN. company ance has been relieved its con- obligations by tractual the conduct of its Dissenting Opinion by Justice inherently insured is a fact-intensive and joined by GONZALEZ Justice ENOCH. case-specific inquiry. This Court should be Dissenting Opinion by Justice HECHT. very reluсtant to undertake the initial de- PHILLIPS, Justice, concurring. Chief termination of whether such conduct es- Moreover, tablished as a matter of law. I appellate believe that an respondents have declined to brief affirm a summary judgment any proper- issue to either the court of or this ly preserved raised and grounds, even circumstances, agree Court. Under these I those not recited in the trial court’s order. justice with Justice Hecht that the ends of I Because believe we should not exercise by affording are best served the trial court authority case, however, such join this I opportunity the first and deci- review only in judgment, opin- Court’s not its Therefore, sion. I remand this would ion. specific cause to the trial court for consid- writings demonstrate, As the in this ease remaining grounds eration of the of State there is considerable tension between the motion, such fur- Farm’s and for other and mandate in appellate our rules for courts to proceedings may necessary ther appropriate render judgment, Tex. accordance Court’s R.App.P. 81(b), 180, and pro- the various nouncements this and other courts that CORNYN, Justice, concurring. summary judgments should not be af- agree I court that a fact issue with the unspecified grounds. firmed on plural- regarding knew with exists whether G.W. ity would resolve this by adopting tension certainty substantial that his actions would against considering inflexible rule un- S.S., result the transmission specified grounds under circumstances. from which that there is no evidence Gonzalez, hand, Justice on the other would Twy in this case. can infer intent prefer appellate always courts consid- (1993) Twyman, man v. 855 S.W.2d 619 possible grounds er all affirming a sum- (discussing certainty stan the substantial mary judgment. opinions, Both ironically, *9 alleging dard in cases intentional infliction judicial cite economy principal justifi- as a distress). Thus, join parts of emotional I in position. cation for I persuad- their am not I II opinion. and of the cоurt’s judicial economy ed that is in fact best times, served either disagree, however, rule. At I inflexible with the court’s re- clear, the sufficiently record will be and grounds upon the fusal to consider alternative disposition need for an immediate final suf- the trial which court’s Therefore, engaged in sexual join part they I in consensual can affirmed. where be opinion. S.S. claimed that she contract- II of JUSTICE HECHT’S intercourse. this and demanded ed from contact GONZALEZ,Justice, dissenting. pay damages. her Without no- that G.W. Farm, a into $1 G.W. entered tice to State one-night trag- A sexual encounter ended agreement S.S. He million collusive with genital ically when the female contracted action of a assigned cause of then with herpes after consensual intercourse policy to nature under the S.S. contractual partner. her male She sued him and ob- million, exchange that she would agreed judgment in for covenant tained an for $1 against her from him. try judgment she now seeks to enforce to collect the partner’s fact, homeowners’ insurer. The insur- in retained a 2/3 interest In G.W. Farm, company declaratory judgment filed a against ance claim so faith tort State bad seeking against protagonists the two paying suit a dime only is he absolved from pay obligated that it was to S.S., declaration potential profiting he has of to parties filed a counter- this encounter. from company for claim insurance being pay Farm is asked to Since State contract, handling negligence of breach judgment it never had agreed claim, Deceptive of violations the Texas itself, it filed this opportunity defend Act Trade Practices and the Insurance declaratory judgment suit S.S. and Code, negligent and for infliction of emo- nothing it un- to establish that owed parties distress. All motions tional filed Farm der the homeowner’s State summary judgment, for and the trial ‍‌‌‌‌​​​‌​‌‌‌​​‌​‌‌​‌​‌‌‌​​​‌​‌​​‌​‌‌​​​​‌‌​‌​​‌‌‍court grounds on judgment moved for granted company’s motion insurance contract, of intentional of breach parties’. and denied that of the The court exclusion, public policy. In its final and appeals of reversed remanded the and the trial court recited: judgment, judgment of the trial court. 808 S.W.2d documents, having said ... considered today by can end this 668. We case revers- thereto, responses the affidavits and judgment of appeals the court of Judgment Summary proof before the affirming and that of the trial court but Court, authorities arguments and the to apply severely Court refuses com- counsel, opinion being of the promises designed a rule reduce the Casualty Company’s Fire Farm delay expense litigating clear-cut Judgment should Summary for Motion changes cases.1 The Court’s sum- decision Motion granted, and S.S.’s Second for be mary judgment practice one of the from Summary Judgment should be all quickest resolving disputes methods of denied, is, things therefore Ordered protracted. one оf the most It holds in law, policy matter the ... as a ... questions effect that while there nobe G.W., provides no issued to decide, jury for a of fact left we must any of the claims asserted S.S. get opinion remand to the trial court’s 434,566,in against G.W. Cause No. question holding of law. insures a This County, Texas. District Court Travis appeals second round of on a matter which today. In my could and should resolve Thus, is based law, a matter insured opinion, as policy coverage, and is on cooperate breached grounds respect to the other silent with company by failing give notice insurance by State The court of advanced Farm. suit and the of the trial court’s reversed, holding that there appeals However, can affirmed on this basis. policy question of fact the issue cov- refuses to I the Court consider this issue. The court of erage. 808 S.W.2d 670. dissent. refused consider the other in its presented met in a same motion nightclub. That accompanied summary judgment. at 671-72. evening she him to his house Id. McDonald, (1952). Roy Judgment, Summary 30 Tex. L.Rev. *10 384 today compounds

The Court by the error may so, justice do and the interests of do Tex.R.App.P. doing the same. 81(b) require a remand. (judgment appeals); in the courts of Tex. The courts of are not full R.App.P. (judgment supreme 180 in the grounds presented accord on whether the Garcia, Tobin v. court); 58, 159 Tex. 316 summary judgment movant, 396, (1958); S.W.2d 400-01 accord Jones v. judg which were not made a basis of the Strauss, (Tex.1988). 745 S.W.2d 898 ment, may reviewing be considered court affirming judg as a basis for procedural The posture is no different Canales, Compare ment. In re Estate of granted judgment when is on one 662, 837 (Tex.App.—San S.W.2d ton An grounds but not all of advanced in several 1992, writ), io no Philip Carlisle the motion. The trial failure to Morris, Inc., (Tex.App.— 805 S.W.2d 498 judgment grounds base its on alternative is 1991, denied) Austin writ Veytia interlocutory appealable because a final Seiter, 64, (Tex.App. 740 S.W.2d — San judgment reviewing has been rendered. A 1987), grounds, Antonio on other aff'd may legal questions pre- court аll resolve (Tex.1988); S.W.2d 303 Curry Clayton, judgment sented and render such as the (Tex.App. 715 S.W.2d — Dallas trial court should have rendered. Tex. writ). are properly When issues R.App.P. 81(c). preserved, reviewing a court should be able judicial economy The interests of recom- grounds to consider alternative for affirm procedure, mend such a and there are no summary judgment when all issues countervailing policy The non- concerns. have been resolved as a matter of law in a only opportunity movant not has the judgment.2 final preclude judgment raise all issues which Summary judgment proper only is considered, time the motion is but must genuine fact, there are no issues of complaints do so in order to certain raise questions of law. Tex.R.Civ.P. 166-A. appeal.3 City later on Houston v. Clear unique aspect appellate One review of Authority, Creek Basin S.W.2d summary judgment procedure is that a (Tex.1979). compelling There is no rea- grant court’s refusal summary judgment get why son the nоn-movant should a free usually interlocutory is order which can- judgment granted walk when should be finality. be reviewed for want of law, against him as a matter of but the parties When all move summary judg- trial court failed to include that reason as a issues, resulting ment on judgment all judgment. basis for final, appellate and the court review Instead, remanded, and this case will be grant summary trial court’s refusal to presumably sec- there will be a trial and a authority to do so derives appeal, parties ond at which time the will appellate from the rules of procedure finally today, learn what could tell them provide appellate that an court judgment should render the the trial court whether State is entitled to should jurisdictionally put have rendered when as a matter of Rather than law.4 Contrary opinions avoiding judgment of Chief Justice Phil- reasons for are waived in the Hecht, lips arguing complaint. City and Justice I am not that an absence of Houston v. appellate always" Authority, court "should address all summary judgment presented by Clear Creek Basin (Tex.1979). grounds expressly motion in the trial court but not ruled remand, disposition general 4.The of this on course, the trial court. S.W.2d 382. Of procedure conflicts with the recommended if a was abandoned or other- recently Flag-Redfern, the court in State v. withdrawn, improper wise it would be for the 480, 482, (Tex.1993), n. 6 in which the appellate upon court to render it. "Ordinarily, court held: when a trial has See, e.g. City Houston v. Clear Creek Basin specified granting on which it was Authority, 589 S.W.2d summary judgment, we must remand cause procedure, remaining 3. Under Texas the non-movant does to allow the trial court to rule on the respond grounds." Flag-Redfern’s not need to to the I do not recommend complain procedure that the movant failed to establish statement of ther, ei- however, judgment; grants other entitlement however. If the trial court sum-

385 perfor person ordeal, Generally, a who sues through this the result- parties obligation whether parties, a contractual loss mance of cost and of time for party resources, a third judicial party I to the contract or would as a waste today. beneficiary prove that all contractual must give questions to the of law answers performance prerequisite conditions summary judgment, In its motion for v. Nat’l Coun were satisfied. See Ratcliff alleged Farm that G.W. State breached 955, Ins., Fire 735 S.W.2d ty Mut. by failing cooperate contract with State 1987, w.o.j.). dism’d (Tex.App. writ — Dallas against in its defense cause Farm S.S.’s con applies rule to insurance The same result, urges As a Farm action. Id.; Ins. Dairyland County Mut. tracts. in an result the breach contract should (Tex. Roman, 154, S.W.2d Co. v. summary judgment. its affirmance of 1973). provision requiring that policy The immediately every In a motion for de the insured forward recovery, ground of mand, notice, process based on an alternative summons or other must whether the being the trial court determine it is a brought suit a claim or genu- its liability carried burden to show precedent movant to the insurer’s condition existed, accept issue of material fact ine Casu Filley under the See v. Ohio (Tex. 844, to the non-movant Co., the evidence favorable alty 805 S.W.2d Ins. true, indulge denied). infer- every reasonable App. Corpus Christi writ — insurer, ence in the non-movant’s favor. Nixon in notice to By providing Co., 690 Property Management cooperate precludes Mr. the for sured’s (Tex.1985). op 548-49 any agreement S.W.2d would mation of liability or impose upon the insurer erate to alleges In instant State Farm de a valid deprive insurer of would contract that G.W. breached the insurance fense. McGuire Commercial Union by failing cooperate insurance with the York, 351- New 431 S.W.2d Ins. Co. of company. The of the con- relevant terms shall, state that if a tract “the insured brought against made or a notify claim is suit is obligation of the insured to The insured, to the immediately forward or de actually prejudice must the insurer every demand, notice, company summons Id. prive the insurer of valid defense. process or other him or his For 353; received Ratcliff, S.W.2d at see representative....” policy instance, further the in can result when prejudice provides cooperate that the after insured must not notified a suit until surer is company See, of the during e.g., with the the defense is rendered. Kimble not, except Casualty Surety claim and at his own “shall Aetna cost, writ voluntarily payment, (Tex.App. as- any make S.W.2d 846 — Amarillo denied); In at 956. any obligation, any Ratcliff, incur ex- sume re Kimble, prejudice court held pense.” There also a “no action” clause receive did not provides that no action shall lie sulted to the insurer when it any judgment was recovery until after default for the notice to file for though option obligation unless “the to rendered even claim insured’s in to the ei- still finally shall have been determined a new triаl was available result, As a by judgment against insured after 767 S.W.2d at 851. ther sured. Id. as a company could assert agreement trial or the insurance the actual written later de insured, claimant, compa- of notice in a defense lack valid at 851. action. Id. ny.” claratory judgment legal inevitably theo- mary judgment again, lower court there would correct appeal, it, no better gives a second and we would be in ry if the an incorrect even before position today. than we are The trial court’s judgment.”) overrule for its I would reason questions prerequi- reasons on site to the of law are not a appel- Flag-Redfem to the holds an extent that it jurisdiction. exercise of our may not affirm a late court County Guaranty Reyna, Ins. Co. v. Mutual motion. asserted in the on alternative (Tex.1986) ("We uphold must However, HECHT, Justice, knowledge dissenting. actual of a claim *12 should not be confused with notice of a I of would hold as a matter law S.S.’ Branscum, suit. See Mеmbers Ins. v. against injuries claim is for which he (Tex.App. 1991 no — Dallas intentionally caused and which are thus writ). company Notice to the insurance of coverage under his excluded from home- against a claim the insured does not relieve policy. Accordingly, I dissent. owner’s duty give the insured from his to notice of lawsuit, the initiation of a unless the insur I company actually ance received notice of G.W. had sexual intercourse When with the lawsuit from another source. All Cf. S.S., genital herpes, he had he knew but he Pare, state Ins. Co. v. 688 S.W.2d 680 did not tell S.S. was doctor of (Tex.App. writ ref’d — Beaumont optometry, and he had read medical books n.r.e.) (holding insured’s failure to forward recognized symp- on the disease. He its papers prejudicial suit not insurer when toms and that he had suffered them knew knowledge). purpose notifying had The of years. highly He is knew First, the insurer is it twofold. enables contagious and that is transmitted litigation insurer to control the and inter experi- sexual contact. He knew he had pose Secondly, a defense. it advises symptoms open enced an outbreak — insurer that an insured has been served genitals sores on his to four weeks —three process with in order for the to insurer night birthday before the of his thirtieth timely file an answer. nightclub Weaver when he met S.S. at a and took Hartford this, Accident Indem. 570 S.W.2d 367 & her to his house. He all of knew he did not tell he had sexual S.S. before intercourse her. He did not use a with In the instant G.W. breached his morning, The next he felt condom. cooperate by failing give to notice coming symptoms of his disease on of the suit initiated S.S. State Farm was, words, again, he told her. She her deprived asserting as a valid de- upset”. day “real next G.W. told S.S. precedent namely fense that all conditions — he to continue to see her and “be wanted notice—were not The failure followed. declined, said, her she he lover”. When give agreed judgment notice until after the “Well, you me I have dаte because subjected was final Farm to the State given you herpes.” have A week later she ‍‌‌‌‌​​​‌​‌‌‌​​‌​‌‌​‌​‌‌‌​​​‌​‌​​‌​‌‌​​​​‌‌​‌​​‌‌‍agreed awarding terms of an S.S. began experiencing symptoms assignment million dollars and the $1 all herpes.1 indemnity G.W.’s claim of herpes, Had G.W. had she S.S. known other claims State Farm. An in- him. would not have had intercourse with obligation indemnify surer has no forget tell her G.W. did not about his cooperate insured who preju- fails to intercourse; they condition before had he rights obligations dices the insurer’s reason, intentionally did not tell her. His under the As a result of the breach says, he he was that he believed could contract, State Farm’s motion for sum- experi- transmit the unless he was disease mary judgment should be affirmed. encing begin symptoms, its which did morning en-

to occur until the after their joins opinion. Assuming truthfully Justice ENOCH this that this ex- counter. objects objects any 1. The Court reliance on S.S.' The Court also overstatement of testimony sug- when it conflicts with G.W.'s. There medical credentials. While I do not G.W.'s significant is no contradiction between their re- gest that G.W. was a medical doctor or an ex- spective accounts of the circumstances. Even if pert herpes, optometrist he is an and does were, objection there the Court’s overlooks the claim to have read on the medical literature fact that S.S. is the claimant here. Her claim subject herpes. certainly stronger can be no than her own testi- mony. entirely appropriate It is to cite it but to hold her to it. might all he motivation, assigned S.S. actions plains not alter the then it does against his homeowner’s insurance fact that all intention- have G.W.’s actions were carrier, Casualty Fire Com- al. right to two- keeping for himself the pany, agree person I Court that a damages recovered thirds of to have conse- considered intended those Farm for bad faith or statuto- quences substantially which are certain to argues State Farm ry violations. follow from his actions. The Court focuses coop- a lack of actions demonstrate G.W.’s substantially certain on whether G.W. was *13 matter of as a law. eration his liaison cause her to that with S.S. would view, grant trial court did not not, The herpes. my in contract This is ground, on this and the Court rather, judgment inquiry. question, the relevant The holds that it considered therefore cannot be substantially certain is whether G.W. was appeal. disagree, I for the reasons set on having sexual S.S. intercourse with dissenting Gonzalez in his forth to her disclosing first his condition without Justice 81(c), Tex.R.App.P., requires opinion. Rule her, if not con- injure would even she did reversing a appeals, the court of G.W., herpes. surprise It tract was no court, trial judgment of the to render been, nor could it have that S.S. was ex- rendered, judgment that should have been tremely upset exposed having been necessary. a remand is This rule unless expo- her knowledge. without The to ren- appeals alone аuthorizes sure, resulted, injuries and whatever were ground urged for sum- judgment der intentionally. caused mary judgment but on not ruled The Court refers like this to encounters encourages trial trial court. The rule one as “the con- voluntary sexual acts of in specific rulings with- courts to be their senting adults”. at 379. This is a Ante remands, risking simply out rather than serious mischaracterization of S.S.’ behav- in summary judgment motions granting exposure ior. S.S. did not consent to in entirety order to their maximize herpes. She was condi- unaware G.W.’s However, I chances of affirmance. would tion, known, and had she she would have appellate far as to go so hold that avoided it. She volunteered and consented always grounds for court should address to their encounter in that she was the sense in the raised motion against not coerced her will. But she did expressly adjudicated. trial court but way. legally significant not consent appears that a If it was abandoned 892B (Second) of ToRts § Restatemеnt court, or fully trial ad- was (1979). dressed, fully argued or has not been To conclude as the Court does may inappropriate to render appeal, it may G.W.’s conduct not have been inten- judgment upon it. tional, view, my defies common sense. egregious as con- In this G.W.’s He have been mistaken about the na- been, appears to have I cannot deter- duct herpes, very ture he was deliberate from the record before us that State mine in his conduct I toward S.S. would hold noncooperation Farm has established its this conduct is not covered G.W.’s point as a matter of At one defense law. homeowner’s claim, State Farm denied of S.S.’ When S.S. tion cooperate her claim but Farm also judgment in the sued nothing G.W., defense of contends that II because G.W. did not agreed he did not defend him for to the rendi- S.S.’ $1,000,- claim. owes breached and it is intimate motion should be remand. [*] subsequent not clear whether [*] view duty to cooperate, granted breach on whether [*] [*] on this was [*] excused. or whether previously ground on Farm’s [*] I 000, provided make no ef- I that the S.S. would believe the any part grant proper. forts to collect of it from him. He court did Accord- trial ingly, I would of the reverse

court of and affirm the I

of the trial court. therefore dissent. POLLACK, OF Sheldon L. ESTATE

Deceased, Petitioner, *14 McMURREY, Respondent.

Loraine

No. D-1325.

Supreme Court of Texas. 30, 1993.

June

Case Details

Case Name: State Farm Fire & Casualty Co. v. S.S.
Court Name: Texas Supreme Court
Date Published: Sep 10, 1993
Citation: 858 S.W.2d 374
Docket Number: D-1339
Court Abbreviation: Tex.
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