MEMORANDUM AND ORDER
I. Introduction
On August 19, 2008, Patricia Spieth (“Spieth”) filed a second amended pro se complaint against the Bucks County Housing Authority (“BCHA”) and four BCHA employees, Mr. Donald E. Grondahl (“Grondahl”), Ms. Bonnie Bascio (“Bas-cio”), Ms. Christina Stuart (“Stuart”), and Ms. Patricia Bonatsos (“Bonatsos”). Spi-eth alleges violations of (1) “Section 8 of the U.S. Housing Act of 1937 (42 U.S.C. 14370,” (2) “Regulations 24 Code of Federal Regulations part 5; 24 CFR part 982,” (3) “Title II of the Americans with Disabilities Act, 42 U.S.C. 12101 et seq.,” (4) “section 504 of the Rehabilitation Act of 1973,” and (5) “Section 804f3B of Title VIII of the Civil Rights Act of 1968 as amended by the Fair Housing Act of 1988.” On September 5, 2008, the Defendants filed a Motion to Dismiss Spieth’s Complaint for Failure to State a Claim and/or Failure to Exhaust Administrative Remedies 1 under Federal Rule of Civil Procedure 12(b).
*587 II. Background
A The BCHA
The BCHA accepts Housing and Urban Development (“HUD”) funds to provide low-rent housing for qualified applicants. By accepting HUD funds, the BCHA agrees to comply with all HUD regulations and the United States Housing Act of 1937. The BCHA provides housing vouchers for low-income applicants to lease privately owned residences. Malinda Roberts, Director of Public Housing, Philadelphia Area Office. Audit Report of The Bucks County Housing Authorities Tenant-Based Section 8 Program, November 13, 2003 (available at http://nhl. gov/offices/oig/reports/files/ig431001.pdf). Typically, under the Housing Act as amended by 42 U.S.C. § 1437 (the “Housing Act”), a qualified applicant will pay rent based on his or her income and then a public housing authority (“PHA”) pays a private landlord the difference between the tenant’s contribution and the rent agreed upon between the landlord and the PHA.
The Housing Act also establishes a rent ceiling: a PHA generally may not require a tenant family to pay more than 30% of its monthly adjusted income as rent. 42 U.S.C. § 1437a(a)(l)(A);
McDowell v. Phila. Housing Auth.,
Under HUD regulation 24 CFR § 982.503, HUD has the discretion to approve higher than normal rental rates, referred to as exception rates, for certain units. HUD may approve exception rent if HUD determines that a voucher holder cannot locate housing “bearing rents within the established Fair Market Rent (FMR) standards.” U.S. Department of Housing and Urban Development, Community Planning Website (available at http://www.hud.gov/offices/cpd/affordable housing/library/homefires/volumes/vol3no3. cfm). 24 CFR §§ 982.503(c)(2)(ii) and (c)(4)® provide guidelines for when HUD may approve an exception rent:
The HUD Field Office may approve an exception payment standard amount within the upper range if required as a reasonable accommodation for a family that includes a person with disabilities .... HUD will only approve an exception payment standard amount (pursuant to paragraph (c)(2) or paragraph (c)(3) of this section) if HUD determines that approval of such higher amount is needed either: (A) To help families find housing outside areas of high poverty, or (B) Because voucher holders have trouble finding housing for lease under the program -within the term of the voucher.
Standard payment amounts are based on unit size and range between 90% and 110% of “fair market rents” for the region (as determined by HUD). The upper range for exception rents is between 110% and 120% of fair market rent. HUD’s regula-, tions indicate that the HUD Field Office has the “sole discretion” to approve exception payments. 24 CFR § 982.503(c)®.
*588 B. Facts 2
In July 2003, Spieth received a public housing voucher and list of available apartments from BCHA. Spieth suffers from a medical condition that requires her to reside at a property that is equipped to handle installation of a medically prescribed sauna. In August 2003, Spieth found a property equipped to handle a sauna in Perkasie, Pennsylvania, but when Spieth consulted with a staff member of the BCHA, she was informed that this particular property was not “rent reasonable.” In November 2003, Ms. Laura Palmer (BCHA Assistant Section 8 Coordinator) told Spieth that the Perkasie property was, in fact, rent reasonable. The property, however, was no longer available and this delay cost Spieth “two months and two moves.” Additionally, when completing the voucher worksheet for the Perkasie property, Ms. Palmer “failed to allow Exception Utilities or request Exception Rent each of which were specifically requested by the Plaintiff, who at the time was an elderly, disabled medically documented individual.” Again in November 2003, Spieth requested exception rent and utilities in a letter addressed to defendant BCHA employee Bonnie Bas-cio and “Mrs. Lynn Pietrouchie.” Spieth also requested “another voucher extension as approved by Ms. Dorothy Brown HUD Headquarters.” It is unclear from the complaint what a “voucher extension” is, or if this request was granted or denied. In late November 2003, Spieth asked that her son be permitted to participate in a conference call regarding “Request Tenancy Approval,” but Ms. Palmer denied this request as well.
On December 10, 2003, Spieth again wrote to Ms. Palmer requesting exception rent under 24 CFR § 982.503(c)(2)(ii) as a reasonable accommodation for a person with a disability. In this letter Spieth also informed Ms. Palmer of a property in Sell-ersville, Pennsylvania, whose owner (“Campbell”) had approved Spieth’s housing voucher and the required wiring for the sauna. On January 12, 2004, Ms. Palmer informed Spieth that the rent and utilities for the Sellersville property were “over by $7.00” and that Ms. Palmer was going to ask Campbell to reduce his rent by $7.00. Campbell refused to do so. Spi-eth and Campbell reviewed the paperwork and discovered an error that Ms. Palmer had made. On January 13, 2004, Spieth again wrote to Ms. Palmer about the Sell-ersville property and about receiving exception rent and exception utilities. On January 14, Campbell faxed “lease documents” regarding a Quakertown, Pennsylvania property, which he agreed to lease to Spieth based upon her housing voucher. In February 2004, when Spieth received a notice from BCHA regarding the portion of rent she was required to pay, there was no allowance for exception rent or exception utilities. Spieth currently resides in the Quakertown property.
Spieth claims that she first requested exception rent and exception utilities in November of 2003 and continued to periodically renew this request, but was ignored or “not acknowledged.” In October 2005, Spieth was re-certified for housing assistance. At that time, she informed Ms. Christina Stuart of the additional expenses generated by the electricity needed for her medically required sauna and provided her with documentation. Ms. Stuart allegedly *589 did not use this documentation when calculating Spieth’s rent. During Spieth’s November 2006 re-certification, her total paid medical expenses were again mis-ealculat-ed and no one acknowledged her exception rent and exception utility requests. On numerous occasions in 2007, Spieth continued to request “corrections in utility calculations, correct rent adjustments, corrections for excluded medical expenses, and additional consideration for Exception Rent and Exception Utilities.” In January 2008, Spieth received a fax from BCHA employee Bonnie Bascio stating that Spi-eth had received $4709 for medical expenses. Spieth contends that this amount is incorrect and that she should have received more. On January 25, 2008, Spieth requested an interim re-certification and reduction in rent because of new spine, ankle and leg injuries. As of the filing of her complaint, Spieth had not received a response to this request.
Spieth alleges that “incorrect, incomplete and simply no answers have me [sic] an unstainable [sic] amont [sic] of money and time.” Spieth alleges that she requires exception rent and a “higher utility exception payment” in order to prevent financial hardship. Spieth claims that not receiving these funds also “impacts her physical health as she is no longer able to purchase all prescribed vitamins, amino acids, minerals, etc. and [Spieth’s] emotional health is at stake as well there isn’t funding available for any type of entertainment or social activities due to the increase in food and gas and PP & L costs.” Spi-eth claims that BCHA’s “lack of help” caused her stress, “wear and tear,” two moves, numerous expenses, and considerable delay, particularly during the entire month of December 2003 when she was forced to make personal trips to the BCHA office because the fax machine was “chewing up Faxes.”
III. Standard of Review
According to Fed.R.Civ.P. 12(b)(6), a court must grant a motion to dismiss if the plaintiff fails “to state a claim upon which relief can be granted.” In deciding a motion to dismiss pursuant to Rule 12(b)(6), the court must accept as true the well-pleaded allegations of the complaint and draw all reasonable inferences in the plaintiffs favor.
Brown v. Card Serv. Ctr.,
This Court has jurisdiction under 28 U.S.C. § 1331 because Spieth’s claims arise under federal law.
IV. Discussion
A. The Housing Act of 1937 (“Housing Act”), as amended 42 U.S.C. § 1437
In the first sentence of her complaint, Spieth claims that the BCHA violated the Housing Act, which they are required to comply with. Specifically, Spieth cites 42 U.S.C. § 1437(f), which is the section of the Housing Act entitled “Low-income Housing Assistance.” Subsection “f’ authorizes HUD to contract with local housing agencies, or with private owners of residences, to rent units to tenants who are eligible for housing assistance.
*590
Tenants eligible for housing assistance are entitled to bring claims under 42 U.S.C. § 1983 if they allege that a PHA over-billed them for utilities and/or charged them rent above the statutory ceiling provided established in 42 U.S.C. § 1437.
See Wright v. City of Roanoke Redevelopment and Housing Auth.,
B. Section 504 of the Rehabilitation Act (“RA”), 29 U.S.C. § 794 and Title II of the Americans with Disabilities Act (“ADA”), 42 U.S.C. § 12132
Spieth seems to state separate claims under Section 504 of the RA and Title II of the ADA. Section 504 of the RA provides that “[n]o otherwise qualified individual with a disability in the United States ... shall, solely by reason of her or his disability, be excluded from the participation in, be denied the benefits of, or be subjected to discrimination under any program or activity receiving Federal financial assistance.” 29 U.S.C. § 794(a) (Section 504 of the RA). The RA was “the first federal statute to provide broad prohibitions against discrimination on the basis of disability.”
Yeskey v. Pa. Dep’t of Corrections,
To state a claim of disability discrimination under Title II or Section 504, a plaintiff must make a prima facie showing of discrimination. In order to establish a prima facie showing of disability discrimination under the RA, the plaintiff bears the burden of proving that 1) he or she is a “handicapped individual,” 2) he or she is “otherwise qualified” for participation in the program, 3) the program receives “federal financial assistance,” and 4) he or she was “denied the benefits of’ or “subject to discrimination” under the program.
Nathanson v. Medical College of Pa.,
Once a plaintiff establishes a prima facie showing of discrimination, he or she has the burden of articulating reasonable accommodations that the defendant can make in order to comply with the ADA and the RA.
Frederick L. v. Dep’t. of Pub. Welfare of Com. of Pa.,
Spieth has failed to state a claim under the ADA or the RA because she has not established a prima facie case of discrimination. Spieth alleges that the BCHA and its employees did not follow certain HUD regulations and did not provide her with the appropriate exception rent, exception utilities, and medical expense reimbursements. She does not contend, however, that she was denied these benefits or discriminated against because of her disability. Spieth does not allege that she was precluded from participation in the housing assistance program or that she was denied benefits under the program because she was disabled; therefore Spi-eth does not state a claim of disability discrimination under the RA or the ADA.
C. Housing and Urban Development (“HUD”) Code of Federal Regulations, 24 CFR § 982
Spieth further claims that she was denied exception rent in violation of the HUD Code of Federal Regulations. The particular regulation Spieth refers to states that, “The HUD Field Office may approve an exception payment standard amount within the upper range if required as a reasonable accommodation for a family that includes a person with disabilities.” 24 CFR § 982.503(c)(2)(ii). These exception payments are within HUD’s discretion. Id. This federal regulation merely authorizes a HUD field office to approve an exception payment, it does not require such a payment.
HUD’s federal regulations are legally unenforceable because they do not confer a private right of action. Rather than fleshing out the personal rights created by statute, the regulations that HUD “seek[s] to enforce relate to ‘institutional policy and practice, not individual instances of discrimination.’ ”
Three Rivers Ctr. for Indep. Living v. Housing Auth. of City of Pittsburgh,
D. The Fair Housing Amendments Act, 42 U.S.C.A. § 3601
The Fair Housing Amendments Act (“FHAA”) bars discrimination against disabled people in the sale or rental of housing and requires reasonable accommodations in “rules, policies, practices, or services” as necessary to allow a handicapped person to use and enjoy a dwelling. 42 U.S.C.A. § 3604(f). There are three types of claims that a plaintiff with a disability may bring under the FHAA: 1) intentional discrimination, or disparate treatment, claims; 2) disparate impact claims; and 3) claims that a defendant refused to make “reasonable accommodations in rules, policies, practices, or services, when such accommodations may be necessary to afford such person equal opportunity to use and enjoy a dwelling.”
Cmty. Servs., Inc. v. Wind Gap Mun. Auth.,
The text of the FHAA precludes discrimination in the sale or rental of a dwelling or in providing services or facilities in connection with that dwelling. 42 U.S.C.A. § 3604. Typically, this act is used to bring suits against landlords, but courts have also held that this act applies to suits against municipalities and land use authorities.
Wind Gap,
Assuming arguendo that Spi-eth could have maintained a claim under the FHAA against the BCHA despite the fact that they have not sold nor rented her a dwelling, she has also failed to state such a discrimination claim in her complaint. First, Spieth has not alleged discrimination sufficient to state a claim of disparate treatment. In order to state a claim for disparate treatment under the FHAA, a plaintiff must demonstrate that a “discriminatory purpose was a motivating factor behind the challenged action.” Wind Gap, at 177 (internal quotations omitted). Here, Spieth brings claims under the FHAA against the BCHA and its employees simply for failure to grant her “exception rent and exception utilities” and “paid medical expenses” arising out of her medical disability. Spieth also simply claims *593 damages due to months of delay, inconvenience, and numerous moves caused by the BCHA’s actions. Spieth has failed to state a disparate treatment claim under the FHAA because she has not alleged any discrimination based on her handicap. Spieth does not allege that she was denied any housing or funds because of her disability, nor does she allege that BCHA had a discriminatory motive behind any denial of funds, nor does she allege that this denial had any discriminatory effect. Second, nothing in Spieth’s complaint suggests that she is bringing a disparate impact claim because she alleges facts specific only to her situation. 3
Third, Spieth has not stated a claim that the BCHA violated the FHAA by refusing to make a reasonable accommodation to allow her equal access to housing. In order to state a claim for failure to make a reasonable accommodation, a plaintiff must show that “the accommodations that it requested are necessary to afford handicapped persons an equal opportunity to use and enjoy a dwelling.”
Lapid-Laurel, L.L.C. v. Zoning Bd. of Adjustment of Tp. of Scotch,
Spieth failed to show that there is a causal link between the denial of the extra funds and an inability to enjoy or use a dwelling. “[T]he plaintiff in an FHAA
*594
reasonable accommodations case must establish a nexus between the accommodations that he or she is requesting, and their necessity for providing handicapped individuals an “equal opportunity” to use and enjoy housing.”
Lapid-Laurel,
Spieth claims that not receiving rent and utility exceptions has cost her time, energy, and numerous moves, but has not shown that she was denied an equal opportunity to use and enjoy housing. Notably, Spieth has been living in the Quakertown residence for four years after searching for housing that could accommodate her housing voucher and her medical needs for approximately six months. The Quaker-town property was only the third property that Spieth attempted to rent using a BCHA voucher. The complaint suggests that Spieth’s current residence is equipped with a medically required sauna. Spieth allegedly lost the opportunity to rent the Perkasie residence because of an error by a BCHA employee, not because of a denial of a reasonable accommodation, and does not state why she didn’t rent the Sellers-ville property. Spieth has not shown that denial of exception rent or exception utilities prohibited her from finding appropriate housing. It is insufficient for Spieth to claim that she suffers from general financial hardship as a result of not receiving extra funds — she must allege that she was denied an equal opportunity to obtain housing because a reasonable accommodation was not made. Spieth has not claimed that she is unable to rent a suitable dwelling that accommodates her medical needs, instead she claims general financial hardship as a result of her medical expenses.
V. Conclusion
I find that Spieth has not stated a claim against the BCHA or its employees under the HA, the ADA, the RA, the FHAA, or HUD’s federal regulations; therefore, Defendants’ Motion to Dismiss is granted.
ORDER
AND NOW, this 28th day of January, 2009, it is ORDERED that Defendants’ Motion to Dismiss Under Rule 12(b) For Failure to State a Claim and/or, in the Alternative, Motion to Dismiss for Failure to Exhaust Administrative Remedies (Doc. # 18) is GRANTED. Plaintiffs claim under the Housing Act of 1937, 42 U.S.C. § 1437, is dismissed without prejudice to re-file if Plaintiff can allege that the BCHA over-billed her for her utilities as prohibited by 42 U.S.C. § 1437. All other claims are dismissed with prejudice.
Notes
. Defendants ask the court to dismiss this case because "Spieth failed to exhaust the tenant grievance procedure set forth at 24 C.F.R. §§ 966.50-966.57." Defendants' Motion to Dismiss ¶ 10. The Defendants cite the “exhaustion of remedies doctrine,” but concede that this is a matter of judicial discretion, not a rule of law. Defendants do not point to any law indicating that Spieth was required to exhaust her administrative remedies prior to seeking judicial review under any of the laws cited by Spieth in her com *587 plaint. Furthermore, defendants analyze Spi-eth's claims as being brought under Section 1983 and point to no exhaustion requirement in a Section 1983 claim brought under any of the laws cited by Spieth.
. All facts and quotations in this section are taken from Spieth’s 22 page pro se amended complaint and were considered in the light most favorable to Spieth. While she makes only two “claims,” (1) violations of Section 504 of the Rehabilitation Act and (2) violations of Title II of the Americans with Disabilities Act, I have attempted to analyze all potential causes of action in Spieth’s complaint.
. Spieth does say at one instance in her complaint that she “bringfs] this action on her own behalf and on behalf of all other people who are similarly situated pursuant to Federal Rules of Civil Procedure 23(a) and 23(b)(2).” These rules, however, relate to class action suits and not to disparate impact claims.
. Some courts have held that granting a financial subsidy to a handicapped group is not a "reasonable accommodation” under the FHAA.
See Hemisphere Bldg. Co., Inc. v. Village of Richton Park,
