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Slack v. Farmers Insurance Exchange
5 P.3d 280
Colo.
2000
Check Treatment

*1 and Brett SLACK Julie Petitioners,

Slack,

v. EXCHANGE, a INSURANCE

FARMERS Respondent. corporation,

California

No. 98SC812. Colorado,

Supreme Court Banc.

En 19, 2000.

June July 2000.*

Rеhearing Denied * petition. grant the would BENDER and Justice Chief Justice MULLARKEY

Burg, Simpson, Eldredge, Hersh & Houlis- tan, P.C., Burg, Michael S. Diane Vaksdal Smith, Orsini, Rosemary Englewood, Colora- do, Attorneys for Petitioners. Patterson, Seymour, P.C., Nuss & Frank- Patterson, lin Englewood, Colorado, D. At- torneys Respondent.
Campbell, Ruebel, P.C., Latiolais & Jef- frey Clay Ruebel, Denver, Colorado, Attor- neys for Amicus Curiae for Colorado Defense Lawyers Association.

Breit, Bosch, P.C., Coppola, Levin & Brad- Levin, ley Denver, Colorado, A. Roberts & Zboyan, Roberts, Denver, P.C. Thomas L. Colorado, Attorneys for Amicus Curiae for Lawyers the Colorado Trial Association. turn, young of When Opinion began to make the she delivered KOURLIS Justice small, stoplight ran the green car man in a the Court. the brakes. to slam on forced Slack see case is whether in this question chin her stop to strike abrupt caused Slack (1999) requires 18-21-111.5, 5 C.R.S. tion hit the and then to steering wheel on the *3 of civil distribution pro rata the headrest. her head on back of tortfeasors among intentional injuries.1 Sec indivisible jointly cause who her chiro following day, visited Slack 18-21-111.5(1) that a tortfeasor states tion Schuster, for treat Lee Dr. Steven practor, the ex damages to for liable shall pain caused and back of her neck ment of fault. The court negligence of her tent all submitted Dr. Schuster accident.3 Insurance Harvey v. Farmers in appeals, insurer, to Slack's charges for treatment (Colo.App.1998)con P.2d 34 Exchange, 983 with her In accordance Insurance. Farmers by the drafted as the statute cluded Farmers Insur request of policy, and at the contemplates that Farmers ance, signed and delivered Slack a apportioned between may be for Benefits Application an Insurance and an tortfeasor Injury requesting Personal of Loss Proof The Petitioner (Colo.App.1998).2 P.2d (PIP) her automo under benefits Protection of the tortfea- when one contends here Insurance policy. Farmers insurance bile act, the has committed sors opinion regarding a second to obtain elected of the risk should bear injuries from an inde the nature of Slack's having the benefit loss, than rather full IME). (an pendent medical examiner dis degree of loss. We apportioned anof meaning of plain agree, and hold appoint an Insurance scheduled Farmers apportion requires statutory language Lachow, Lloyd a Dr. for Slack with ment inten among negligent and ment of time, one of At that another chiropractor. to an indi contributed who tional tortfeasors Harvey, insureds, Lynn had Jodi Farmers' thus, the court we affirm injury, and visible sexually her assaulted that Lachow claimed appeals. of testified during examination.4 Slack an exam, touched her during Lachow her I pelvis into her pushed his clothed breast and addition, he testified that she back. 8, 1992, Diane Juliette September On her head and shook pulled hard on her neck acci- injuries in an automobile Slack suffered side-to-side, in putting her ad violently from minivan, stopped Slack, driving a was dent. pain. right turn. ditional waiting make a stoplight at a treating since Slack Schuster had been 3. Dr. issues: granted on three We certiorari 1. pain. August mid-back 1992 for a (1) appeals erred as court of Whether ruling that the intentional matter of law owed no tortfeasor, who Harvey oc- fault of and Lachow between nonparty 4. The incident compared to the duty plaintiffs, could be reported Harvey it to in November 1991. curred duty who owed of a defendant Insurance, and adjuster at Farmers her claims plaintiffs. dealing to the good faith and fair coplaintiff in as a in March 1993 later filed suit opinion (2) appeals' must the court Whether Harvey adjuster for The claims this case. derogates an insurer's because it be reversed claims than the of a different office worked out dealing in violation good fair faith and trial, attorney ar- Slack's adjuster Slack. At and further vio- prior decisions this court's either jury Insurance gued that Farmers to the public policy. lates allegation that known of the or should have knew (3) opinion appeals' Whether the court sexually patients before it re- abused Lachow of Brett favor respect verdict to the a verdict returned Slack to him. ferred the court ad- because be reversed Slack must claim; on for Farmers Insurance Harvey's properly been had not an issue that dressed affirmed; Harvey appeals and because court of preserved trial court. in the certiorari, portion of the petition her did today under a differ- arises before us The case today. us case is not before plаintiff predecessor because than its ent title a writ of Harvey petition this court for did not certiorari. Immediately thereafter, 18-21-111.5(1), Slack drove to Dr. with section the trial court $16,000 Schuster's office to confirm that her IME reduced Slack's award to in compen inappropriately. satory acted then damages $16,000 She contacted exemplary attorney reported an the incident damages. The trial court did not reduce the City police department. of Aurora Later compensatory portion of damage Brett's day, that same Slack contacted In- award.

surance to it inform of the events. appealed Slack the reduction of her award appeals.

Following the court of investigation, Farmers Insurance the Colorado (the Department Regulatory Agencies cross-appealed the trial court's ap- refusal to Agency) suspended portion Lachow's license effec- damages awarded to Brett. The tive March 1998. Lachow admitted court appeals held favor of Farmers Stipulation Agency and Final Order that the Insurаnce on both issues. *4 appeal This fol- Examiners, Chiropractic State Board of a lowed. Board Agency, contained within the would be prima

able to unpro- establish a facie case of IL. during fessional conduct the examinations of A. Harvey. Slack and argues Slack first that section 18-21- against Slack filed suit claiming Lachow 111.5(1) require apportionment does not be assault, battery, negligence, extreme and tween a actor and an intentional outrageous infliction of conduct/intentional disagree. tortfeasor. We distress, negligent emotional infliction of distress, malpractice. emotional and In the Slack asserts that an IME owes no suit, same she negligence, claimed breach of duty patient to a who has been referred contract, contract, bad faith breach of and an company, therefore, insurance and that outrageous against conduct Farmers Insur- Lachow nonparty be a in tortfeasor cannot ance. Slack claimedthat Farmers Insurance Lewis, this case. She cites Martinez v. 969 improperly by acted sending her to a сhiro- (Colo.1998) P.2d 213 to this effect where we practor it or knew should have known would held that an IME duty does not owe a of care injure ‍‌​​​‌‌‌​‌​‌‌‌​‌​‌‌‌‌​​​​‌‌‌‌‌‌​​‌‌​‌‌‌‌‌​‌​​​​​‌‍Slack, husband, her. Brett her diagnose to the examinee to the examinee's brought a loss of consortium claim. correctly condition physician-pa because no trial, Before the Slacks settled their claims tient relationship arises from the examina Insurance, however, (Colo.1998). Lachow. 218, Farmers tion. 969 P.2d 219 Slack misinterprets designated holding our in Martines. As nonparty pursuant Lachow a to (1999).5 18-21-111.5(8), section 5 C.R.S. Fol we stated explicitly Perkins, Greenberg in v. trial, lowing jury a 530, returned a (Colo.1993), verdict 845 P.2d 536 [indepen "the favor of the Slacks and Farmers dent may medical] examination itself be said claim, Insurance on the bad faith a relationship create parties between the claim, breach of contract and on impose upon Brett's loss and physician duty a consortium claim. The also found exercise a level of care that is consistent with professional training his expertise." willfully and Insurance See acted and wantonly. $40,000 Martinez, awarded Slack also 969 P.2d at 217-18. There injuries $16,000 for her exemplary fore, and an IME any injury remains Hable for he damages. It awarded Brett $6000 negligently intentionally pa inflicts on a loss in exemplary damages. and $2400 during examination, tient but does not jury apportioned sixty percent of the fault owe the examinee diagnose a correct injuries for Slack's forty per Lachow and ly goes his or her condition. It without cent to Farmers Insurance. In saying accordance physician that a owes all examinees a 13-21-111.5(3)(b) provides part: Section wholly partially was ninety at fault within Negligence days following nonparty may or fault of a commencement con- of the action sidered if the claimant entered into settle- longer peri- unless the court determines that a agreement nonparty ment with the or if the necessary. od is defending party gives nonparty notice that a

284 statute, we interpreting When sexually, would them duty not to assault number of with a in accordance proceed Hence, Lachow conduct. for such be liable First, adopt the principles. we time-honored nonparty. proрer was a to the gives effect that best construction Rights See Water legislative scheme. B. Of LLP v. Sportsmen's Ranch County Park question of to the then move We (Colo.1999). 262, P.2d 268 Bargas, 986 apportion properly jury could whether meaning plain doing we must look so and Farmers Lachow damages between Slack's id.; see also employed. See the words the tort reform part of As urance.6 Ins (1999). 24-101, construe 1 C.R.S. We Colorado, General Assem movement word, every give as to effect statute so joint and several bly eliminated that renders adopt a construction do not we might be liable one wherein Cherry Hills Re superfluous. any term See tortfeasor, of another the acts damages for Cherry Village, Hills City Dev. Co. v. sort scheme, adopted a several (Colo.1990). 827, Where 790 P.2d only for responsible is a tortfeasor wherein unambiguous, statutory language is clear damages that he or she portion of the statutory to other rules we do not resort Heis Corp. Trust v. Resolution caused. See McMinn, 945 Vaughan v. construction. (Colo.1995); erman, P.2d (Colo.1997). The court will P.2d *5 Benson, the Pro Application E. Robert plain a that the exception an to statute create Negligence and Comparative Liability, See suggest or demand. language does not Statutes, Law. 28 Colo. Contribution Co., 869 P.2d Scoggins Unigard v. Ins. 13-21-111.5(1) (1994). states: Section (Colo.1994)( judicially legis will not "We a result of a death brought as In an action accomplish some by reading a statute to late property, no injury person or or an suggest, not thing plain language does for an amount be liable shall defendant mandate."). warrant or by represented the de- that greater than negligence approach, or we of the with this percentage accordance gree or meaning of section plain defendant to such examine attributable first foult death, 13-21-111.5(1) it injury, dam- which torts to determine the claimed produced analytical purposes, For age, encompasses. loss. ... or parts. The separated into two can be statute added.) Assembly The General (Emphasis applies to "an statute explains that first fault of a negligence or that the provided also a or an brought a result of death action as plaintiff could with the nonpаrty who settled § 13-21- injury person property." or of dam- in the be considered 111.5(1). clearly part language of this -111.5(8). 18-21-111.5(2), §§ ages. See situations, variety a applies to wide upon determine whether are called We Undoubtedly, a torts. includes intended in an action for can result sexual assault only may apportioned between be face, Therefore, on its injury person. a negligent and tortfeasors, or also between the intentional language would cover words, In other an intentional battery. torts of assault among tortfeasors fault may jury apportion "no part the statute states who The second merely negligent and others who were for an amount be liable defendant shall wrong? intended to do tortfea- an intentional not be considered specifically should find did not 6. In this 13-21-111.5(1). purposes tort be- of section sor committed Lachow nonparty after his to the suit became a cause he of Farmers we find in favor However, because jury in- tendered Slack. The settlement with for re- framed this issue as we have Insurance jury to determine if not force the structions did argu- the merits of its we nоt address view, do intentionally. In- negligently or acted Lachow stead, may By holding, responsibility ment. our to find allowed the instruction Farmers In- apportioned Lachow and between injuries if to Slack's that Lachow contributed negli- was conduct Lachow's surance, whether negligence fault. they or were caused gent or intentional. Thus, argues Lachow Insurance greater represented by degree than that Dictionary International negligence define percentage negligence or of the at- or as the "failure to exercise the care that a fault produced tributable to defendant that such prudent person usually exercises." Webster's death, injury, damage, the claimed or loss." New, 762; Third, supra, at supra, Webster's 18-21-111.5(1) added). § (emphasis at 1518. portion critical of this section is phrase suggest definitions that the General These "negligence fault." If part this second Assembly used the purposefully word "fault" part, the statute does not limit the first then 13-21-111.5(1) in section and that the com- torts must fall within reach. its understanding mon of that term controls our comparative negligence We note that interрretation. contemplates Fault more only negligence statute refers than negligence, mere and includes intention- negligence victim and the of the tortfeasor. al acts. (1999). 18-21-111, § See 5 C.R.S. On the hand, pro-rata apportionment other stat- Interestingly, this court addressed a relat today ute that is before us contains not Corp. ed issue Resolution Trust v. Heiser defendant, reference to the of a man, (Colo.1995). 898 P.2d 1049 In that but also to the "fault" attributable to a defen- case, we answered a question certified from 18-21-111.5(1). Thus, dant. See we can- the United States District Court for the Dis ignore the addition of the term "fault" to trict of Colorado about whether "tortious act" Hills, Cherry the statute. 790 P.2d at meant both and intentional acts. See id. at 1052. The case involved an action Black's Dictionary Low defines fault as (RTC) Corp. Resolution Trust "[a)n judgment error or defect of or of con- savings officers and directors of a and loan duct; any prudence deviation from association that had fallen into receivership. inattention, resulting incapacity, perver- alleged See id. at 1052-53. RTC *6 that sity, faith, mismanagement." bad or Black's engaged defendants plan a common or (7th ed.1999). Dictionary Law perti- As design inadequate oversight, to exercise nent Collegiate Webster's New negligence, asserted claims for negligence Dictionary provides that fault means "misde- se, per gross negligence, and breach of the meanor" and "responsibility "mistake" and fiduciary duty of care. See at id. 1053. The wrongdoing or failure." Webster's New issue that the court decided was whether (1981). Collegiate Dictionary A14 Webster's jointly those defendants were liable under Dictionary Third New International defines 13-21-111.5(4), the terms of section 5 C.R.S. part fault in right" as "a failure to do what is (1999) persons as "two or more who con something required by and "a failure to do sciously conspire deliberately pursue doing something law or the forbidden plan design common or to commit a tortious responsibility law" and "a wrongdoing act." See id. 1055. One of the defendants failure." Webster's Third New International at argued that the term "tortious act" meant (1976). Dictionary 829 something "negli different from the term same sources define more gence or fault" contained elsewhеre narrowly. Black's offers this definition of solitary statute because of the former term's negligence: use in subsection four. See id. at 1056. We The failure to exercise the standard of care that, disagreed, opining reasonably prudent that a person would situation; any have exercised in a similar the term act" "tortious has broad defini- legal conduct that falls below the standard encompasses any wrongful tion that con- protect established others un- duct. There is no basis to assume that harm, except reasonable risk of for conduct using the term act" in "tortious section 13- intentionally, wantonly, willfully that is 21-111.5(4) Assembly the General for some disregardful rights. of others' reason intended to exelude one or more Black's, supra, wrongful at scope 1056. Webster's New forms of conduct from the Col- of that term. legiate Dictionary and Webster's Third New court at 208. The law. See id. the term of common then reasoned The court Id. have apportion "would negligent and that failure to both noted included act" "tortious rendering negli relevant to our incongruous id. As effect acts. See intentional solely conduct responsible for the gent party "tor- concluded that today, the court inquiry fault," "negligence or include tious act" did actor, from whose deviation an intentional intentional negligent and both clearly included reasonable care is standard of > "neg- Therefore, equated implicitly we acts. 210; at see also Roman Catho greater." Id. negligent intention- Secter, 966 ligence or fault" Covington v. Diocese lic al acts. (interpreting (Ky.Ct.App.1998) S.W.2d 286 covering tort actions statute short, nothing in the can find we apportionment be involving "fault" to allow interpreting the stat cases in our statutes or negli operated church school tween a suggest utes to employee that and retained an gently hired negligent expose a intended the intentional sexually abused a student and cou his conduct was when greater Atler, tortfeasor); 117 N.M. Reichert v. tortfeasor, that of an pled with (1994) (holding a tavern owner's P.2d 379 with that of conduct combined when his than protect patrons failure to Accordingly, another 18-21-111.5(1) may compared ap harm foreseeable that section we conclude tоrtfeasor); several tortfeasors conduct of another when one of plies even 1998) (Utah Co., tort that contributes 952 P.2d 1078 Boyer commits Field v. injury. an indivisible (holding that "fault" as contained Utah's intention comparative fault scheme included Assembly abolished The General acts). al "to in Colorado joint and several placed defendants." on unfair burdens reduce D. Niemet, 866 P.2d Elec. Co. v. (Colo.1994). pro- adoption [the "The acknowledges pro- that the Slack liability] to cure was intended rata division apply were La- liability statute would rata law inequity under the common perceived actor, and that Farm chow a mere whereby joint and several concept of portion would bear their ers Insurance fully responsible wrongdoers could be held however, liability. argues, She loss, despite fact plaintiffs entire for a *7 actor, since Lachow was not held wrongdoer, who was that another not Lachow should bear Farmers Insurance accountable, Bar to the result." contributed In our es greater proportion of the loss. Inc., 532, Rental, 938 P.2d ton v. Adams timation, ap public poliсy rationale for the (Colo.1997). view, neither the reason In our commensurate with portioning the loss when an intentional ing the result differ nor compelling more when wrongdoing is even to the loss. wrongdoer contributes to the tortfeasor contributes an statute, a injury. the terms of the Under

C. only responsible for his negligent actor is injury, irrespective of to an contribution adopted facing have this issue Other courts accidentally or other tortfeasor whether the In Bhinder v. Sun construction. a similar injured victim. To hold purposefully the (1998), Co., the 717 A.2d 246 Conn. anomaly would lead to otherwise held that the Supreme of Connecticut Court the full risk tortfeasor would bear apply did not situa apportionment statute purpose injury if the other tortfeasor in committed an defendant tions where one victim, only portion fully injured the but negli committed a act and another tentional negligent. were if the other actor of the risk law, act, gent because unlike Colorado's responsibility were "negli any disproportionate If limited to Connecticut statute was assessed, logically fall it would more However, extend genсe the court actions." neg- tortfeasor-not upon the as a matter ed the statute to such situations Nonetheless, ligent one.7 section 13-21- fault as it related to the consortium claim. Assembly's agree appeals with the 111.5 demonstrates We court of on this pay point. intent that a tortfeasor should portion injury he caused. of determined, appeals As the court of a loss of consortium claim falls within the E. 18-21-111.5(1). language of section See Har argues ap Slack the court of vey, qualifies 983 P.2d at 40. It as an "action

peals' decision allows insurer to act brought as a injury result of a death or an derogation duty good faith of its of and fair 18-21-111.5(1). person property." § dealing. suggests She that the court's hold Thus, apportionment rules contained ing neglect companies invites insurance apply. the statute Hability their insureds without the risk of fall argues Brett that Farmers appor for their actions. Slack contends that Insur estopped asserting ance should be error ignores tionment in ‍‌​​​‌‌‌​‌​‌‌‌​‌​‌‌‌‌​​​​‌‌‌‌‌‌​​‌‌​‌‌‌‌‌​‌​​​​​‌‍this case the nature of jury as to this issue because the verdict form duty punishes owed Slack her for Brett's claim did appor not inсlude an proportionately reducing Farmers Insur question. disagree tionment We because we liability. argument ance's We find this un party hold that a derives a loss of consortium persuasive. underlying injury pur claim from the jury specifically found that Farmers poses apportionment between duty good Insurance breached its faith and multiple tortfeasors.> Slack, dealing damages fair and awarded jury

accordingly. explained instructions A loss of consortium claim is collat duty the nature of Farmers Insurance's personal eral injury purposes claim for good dealing, presumably, faith and fair comparative negligence. See Lee v. Colo jury considered the nature of the Health, (Colo. Dep't rado 718 P.2d apportioned Clearly, when it fault. 1986). principle applies This also in the con Insurance has not avoided for its result, text of this case. As a when a victim Rather, improper acts. accordance with injury, suffers an apportion indivisible jury apportioned liability for the ment of fault for the loss of consortium must injury according entire to its determination apportionment match the of fault for the regarding the relative fault of the tortfea- underlying injury. In this there was no Here, exempla- sors. even awarded apportionment liability question on the ry damages against Farmers Insurance. jury verdict form for Brett's loss of consor damages While our tort scheme limits these However, tium claim. question had such a degree, they to some remain available to a present, jury might been appor have wrongdoer willfully when a acts wan- differently. Any tioned fault as to his claim 18-21-102(1)(a), tonly. 5 CRS. injuries difference for the (1999). proper this case would not have been - *8 under our law.

IL exemplary damage The award for loss of The suggests jury Slacks also contend that the consortium in this case that the appeals apportioning court of in apportionment erred the understood this scheme. The damages jury awarded Brett for loss of consor awarded in dam- compensatory $6000 ages exemplary damages. and in because, trial, The $2400 tium at Farmers Insurance exactly total is 40% of the award $2400 accepted the $6000 verdict form that did not apportionment include an area for the and the most Brett could have obtained un- provides 7. Consistent with the notion that an intentional that an intentional tortfeasor has no culpable negligent tortfeasor is more even than a right of contribution from other tortfeasors even subject tortfeasor, thus, and should to in- in those narrow circumstances in which contri- creased, decreased, is section 13- negli- bution continues to exist for the benefit of exposure 50.5-102(3), (1999) 5 C.R.S. of the Uniform Con- gent tortfeasors. Among tribution Tortfeasors Act. That section dictionary in There- lies on three different definitions jury's verdict this case. der the support the term "fault" as for its conclu- fore, trial court erred in the we find authority unper- I sion. find the use of this award for failing apportion to suasive, claim, particularly in of the affirm consideration loss of consortium Brett's which the term "fault" issue. cireumstances under decision on this appeals' the court Finally, the ma- was added to the statute. jority Assembly's objec- relies on the General IV. enacting support tives this statute as liability statute does The Colorado several However, construing its conclusion. the stat- acts and between intentional not differentiate preclude ute to tortfeasor apportion in its mandate to acts reducing liability by comparing negli- his Accordingly, the liability among tortfeasors. gence to the actions of tortfea- liability in apportioned properly trial court objectives underly- with sor is consistent jury's upon the decision as to case based ing the enactment of the statute as well as Insurance fault between relative of courts with well-reasoned conclusions injuries, erred in but and Lachow for Slack's jurisdictions that have other addressed Brett's loss of failing apportion this issue. Therefore, we affirm the court consortium. appeals, and remand the case di- I. THE SCOPE OF SECTION court with rections to return it to the district 13-21-1115 Brett's award of com- instructions reduce majority opinion, As noted in the section pensatory damages to in accordance $2400 part 13-21-111.5 was added as of the tort opinion and otherwise to reinstate with this majority movement in 1986. The as- reform judgment. court the trial plain language serts that the of the statute is unambiguous. disagree majority's I with the dissents, RICE and Chief Justice Justice unambiguous conclusion that the statute is on join BENDER MULLARKEY and Justice because, view, my language its face the dissent. interpretations. lends itself to different RICE, dissenting: Justice primary construing A court's task in majority of the concludes that the use give statute is to ascertain effect to the 13-21-111.5, "fault" in 5 C.R.S. term section Assembly. See intent Van (1999), indicates that Keelan, Rogers, & Inc. v. Waters 840 P.2d of an inten- intended include (Colo.1992). 1070, 1076 To determine that I tional in the statute. As believe tortfeasor statutory language. intent we look first to the pro statute was not rata language id. When the is clear and intended to allow for of liabili- unambiguous, there is no need to resort ty and an between a If, statutory rules of construction. See id. tortfeasor, respectfully I dissent. however, language ambiguous is or un plain seope, lan- certain as to its intended with the concludes that guage ambiguous of the statute is not result the text lends itself to alternative "fault," constructions, may to other mat that the term as used court look view, attained, my object sought torts. ters such as the to be includes intentional ambiguous term "fault" and its intended the cireumstances under which the statute is enacted, sсope Consequently, legislative history, the com is unclear. it is neces- was sary statutory provisions, or former to resort to established rules of statuto- mon law consequences particular ry discern the intended of a construction. construction *9 id.; 2-4-208(1), meaning explain § 1 language. of this I below See see also CRS. (1999). Ambiguity legislative history demonstrates that exists when a statute is how by reasonably capable being the addition of "fault" to the statute of understood the term apportionment persons allow for or more differ was intended to well-informed two ent senses. See Allstate Ins. Co. v. Schneid liability between Carriers, Inc., majority tortfeasor. The re- Nat'l 942 P.2d er (Colo.App.1997) (citing Singer, legislative 2A N. history Suther of section 18-21-111.5 (5th Statutory § land Construction 45.02 demonstrates the addition of the term ed.1992)), sub nom. Ins. "fault" to the statute was not intended to aff'd Boom, Inc., (Colo. liability Exch. v. Bill 961 P.2d 465 allow for between a 1998). tortfeasor and an intentional tort- feasor.

Turning pro now to the rata stat- ute at in the language issue instant majority The states that section 183-21- provides: of the statute 111.5(1) can be divided parts into two (1) brought analytical purрoses: In an action aas result of a death introductory phrase, "In an brought action as result of a injury person property, or an or no injury death person or an property, or defendant shall be liable for an amount (2) .."; sentence, greater the remainder of that represented by than that the de continues, which gree "no percentage megligence or defendant shall be liable or greater for an amount represented than that attributable to such defendant fault degree produced death, percentage negli- or injury, the claimed dam genee loss, or fault age, except provided or attributable to such defendant. as in subsec maj. "3 op. ... major at 284. tion of this section.1 The ity then asserts that the use of the broad 18-21-111.5(1) added). § (emphasis Because language "in an action" indicates that this the term "fault" is not defined in the section "would cover the intentional torts of it is unclear from the text of the statute by battery." assault and majority Id. The next itself whether this term was intended to in language considers the "negligence or fault" face, clude intentional tоrtfeasors.2 itsOn part in the second of the section and con the term "fault" can be read to be limited to if language cludes that "does not limit types other (e.g., tortfeasors part, the first then intentional torts fall must gross negligence). Alternatively, the term within its reach." Id. at 285. interpreted "fault" can be as a modifier of introductory language action," "in an Contrary majority's analysis, making applicable thus the statute to actions legislative history during adoption of this negligence (e.g., products other than liabili section demonstrates the General As- ty). Finally, "fault" can be read to include sembly pro never intended for the rata liabil- intentional tortfeasors. Because this lan ity apportionment negli- scheme to allow a guage capable being is understood in more gent tortfeasor to reduce his share of sense, than one employ we must other rules by comparison to an intentional statutory construction to determine wheth hearing conference committee on this language er this was intended to include part section reveals that the first of section tortfeasors. 18-21-111.5(1), оriginally as referred to the committee, follows, any read negli- as "In Legislative History A. gence brought action as a result aof death or injury relies on the person property,. addition of the or ..." Hear- ing on S.B. 70 Before the Conference Com- term "fault" to the statute as evidence that Assembly the General Liability, intended include mittee on Joint and Several 55th Assembly, Reg. General (April 2d Sess. liability appor- tortfeasors However, 1986) added). addition, tionment scheme. (emphasis examination of in the 1. Assembly necessary Subsection revives the common law rules of it deemed to use the joint right of contribution for tortfea- modifier "willful" to indicate that "fault" was to "consciously conspire deliberately sors who include intentional actions. This is further evi- pursue plan design a common to commit a scope dence that the intended of "fault" in the 13-21-111.5(4). § tortious act." pro rata statute is uncertain. Interestingly, 2. used the phrase "negligence agree analyze fault" in the I that it is useful to Pro- these clauses willful 15-2-807(2)(b), (1999) bate Code. 5 CRS. independently changes to understand the added). (emphasis I cite this section аs an illus- were introduced in the conference committee. statutes, part tration that in another of our *10 view, Therefore, legislative histo- committee, my in the subse- to the referred

version rath- demonstrates ry section 18-21-111.5 "negligence" of quent references to use the language convincingly that the decision by the er not followed were tortfeasor begin- language "in an action" at the id. fault," now reads. See broad the statute "or as (1), the the addition of throughout ning "negligence" of subsection By using the term "negli- after the term language "or fault" including the term by not section, was never gence" throughout this "fault," to the confer- as referred the statute legislature to lead to not allow intended did ence committee would be tortfeasor liability by compari- result that a to reduce tortfeasor liability by comparison tortfea- to reduce his allowed son to the contrary, To the intentional sor. to an changes were made to the statute these in the conference was introduced A motion solely to ensure the conference committee "negligence" remоve the word committee gross apply to the statute would also that part section. See id. first from the products actions. negligence and sponsor's purpose to motion stated The change proposing this was in committee of "Fault" B. Definitions applied also be that the statute would ensure on three different megligence and next relies involving gross in actions "fault," as dictionary as well There was no definitions liability. See id. products corresponding definitions "neg- dictionaries' removal of the word those indication that the any "negligence," support for the conclusion effectuate other as ligence" was intended to "fault" in the statute the use of the term id. This motion that change in the statute. See I intentional torts. id. Im- intended to include passed without comment. See was was authority unpersuasive on thereafter, mediately discussion en- find the use of brief Assem- question to make of whether General regarding the fact that order sued torts bly include intentional with this modifi- intended to consistent the entire statute "fault" in cation, through then of the term part of the statute would the addition another "negligence or the statute. changed to have to be fault" fault" after the by adding language "or dictionary majority's defini- use of the (com- id. "negligence." See use of the term not "negligence" does tions of "fault" change commenting that this mittee member As- proposition that the General support did."). just with what we "would be consistent torts sembly intended to include serve these definitions in the statute because of the committee here The clear concern "fault" is a broader illustrate that language "or the failure to add the was that "negligence." dispute I not than do "negligence" term fault" the use of the word after "fault" in fact a majority's is goal of ensur- contention might defeat the the statute "negligence," or their as- term than apply gross broader ing that the statute would also suggest that definitions "[these sertion that products actions. negligence 'fault' the word used provided no indi- The conference committee 18-21-111.5(1)." Maj. purposefully in section changes intended to were cation these above, the term op. As discussed language the statute at 285. original alter commit- by the conference "fault" was added from reduc- precluding a apply to would that this section liability by comparison to an inten- tee to ensure ing his prod- negligence or Moreover, gross actions based on at no tional tortfeasor. See id. "fault," Therefore, as liability. the term any ucts engage discus- time did the committee section, does, fact, contem- in this changes might al- used indicating these sion in that it plate more than mere lability apportionment seope ter the statute to applicability of this to believe extends any id. It is difficult fashion. See lability ac- products gross negligence and so committee intended the conference support the ma- tions; but its use does change scope in the sweeping a jority's that it includes conclusion any apportionment without discussion torts. comment to that effect.

291 respect next cites to our decision be degree made with of fault Heiserman, Corp. Resolution Trust v. particular or mens rea associated with (Colo.1995), ("There support. maj. conduct."), P.2d 1049 for See is no basis to assume that op. holding in at 285. Bеcause our Heiser- by using the term 'tortious act' in section 18- 21-111.5(4) meaning man resolved the issue of the for some language of the act" "tortious as used in reason intended to exclude one or more ....") of subsection four and did not wrongful forms of (emphasis conduct require language "negli- us construe the added). ultimately We concluded that "both negligent and intentional acts are sufficient fault," genee or I find the reference to this authority unpersuasive on the issue before give joint rise to purposes for us. 18-21-111.5(4)." section (empha Id. at 1056 added). interpretation sis Our of the lan above, 18-21-111.5(4) As noted section re 183-21-111.5(4) guage act" in "tortious section joint liability vives the common law rules of does question not affect the resolution of the right of contribution when "two or more today; therefore, majori before us I find the persons consciously conspire [] and deliber ty's unpersuasive. reliance on Heiserman ately pursue a plan design common or added.) (Emphasis commit a act." tortious C. Other Jurisdictions' Treatment This subsection was added to the statute one jurisdictions Other that have addressed yeаr original pro enactment of the after negli- this issue have also concluded that a 102, 1, rata scheme. ch. See see. gent permitted should not be 18-21-111.5, 551, § 1987 Colo. Sess. Laws liability by reduce comparing negli- his by majority, 551-552. As noted Heiser- genee to the actions of an intentional tortfea- proceeding man was a C.A.R. 21.1 where we sor. I reasoning As find the and rationale agreed specific ques to answer two certified underlying persuasive these cases on the is- tions from the United States District Court. us, proceed sue before I to review here. them Heiserman, See 898 P.2d at 1052. Our reso In a brought suit question,4 lution of the first customer certified the rele convenience store question vant the store own purposes, only required for our injuries personal er for he sustained when he us to language determine whether "tor- act," was robbed an four, unknown assailant tious as used in subsection while encom store, leaving the passed negligence, Washington Supreme gross negligence, negli- se, interpreted "fault," genee Court the term per fiduciary duty breach as de care, statutes, fined their due state's as not fiduciary duty and breach of the including loyalty. intentional conduct. See v. question See id. Welch We answered this 629, the affirmative and concluded 'that "the Corp., Southland Wash.2d 952 P.2d (1998). 163-165 The court appearing term "tortious act' first noted in section 18- applicable that the statute "makes clear that 21-111.5(4) any includes conduct other than breach of contract that constitutes a civil ... several is now intended to ‍‌​​​‌‌‌​‌​‌‌‌​‌​‌‌‌‌​​​​‌‌‌‌‌‌​​‌‌​‌‌‌‌‌​‌​​​​​‌‍general wrong rule and that the statute now injury evi damages." causes or Id. at added). legislative dences intent (emphasis appor that fault be In our discus generally entity tioned and that question, sion of this be re repeatedly we noted quired pay entity's proportionate holding that our language was limited to the (internal damages only." share of used in Id. at 164 subsection four. id. at 1055-56 omitted). ("Such quotation marks The court conduct then would constitute a "tortious noted that the statute defines "fault" purposes 18-21-111.5(4)."), act' as: section ("We reject argument omissions, purposes including acts or misuse of a 18-21-111.5(4) section product, a distinction any should that are in measure se, gence, gross negligenсe, negligence per question certified to the court read as follows: care, fiduciary duty breach of the of due or joint liability may Whether and several be im- fiduciary duty loyalty. breach of posed persons, on two or more Heiserman, 898 P.2d at 1052. 13-21-111.5(4), pursuant to C.R.S. where alleged negli- "tortious act'" is based on Supreme Tennessee Court appeal, the person property On toward reckless *12 psychiatrist owed a subject that the others, a first or that determined or actor of the this liability nurse and breached liability duty on of care to the tort person to strict of Legal psychiatrist re- was aware duty the liability claim.... because product a tendencies, including a apply both to patient's relation violent causal the quirements of liability hospital con- staff and to on another previous for assault the basis fault as steps to member, no reasonable tributory and took fault. occurring type of assault avoid this 4.22.015) (in- Rev.Code (quoting Wash. Id. The court then held again. id. at 820. See omitted). From this quotation marks ternal to allow for the trial court that it was error fault, despite its reс- and definition broad liability the apportion between the to that intended legislature ognition that the patient, but con- the mental psychiatrist and only to the apportioned liability should in this was harmless cluded that this error fault, the Welch each defendant's extent of jury allocated 100% of the a the conduct of case because intentional that the court held See id. at 828. liability psychiatrist. the a the not reduce could reaching holding, the court first noted at 165. In its negligent See id. tortfeasor. practical difficul- "comparison presents that have addressed states that In other several negligent and allocating fault between ties in signifi- issue, have concluded courts this acts, negligent and inten- intentional because policy concerns exist principles and legal cant kind, degree, are different tional torts negligence of tortfea- concluding that the for culpabili- society's the relative view of and actions of compared to the not be sors should ty The court then observed of such act." Id. purposes of for the tortfeasors type comparisоn "reduces the in cases liability, particularly apportioning comply negligent person's incentive to with one before us. to the with facts similar Finally, duty care." Id. the applicable the addressed Supreme Court The Tennessee rationale for the policy the court addressed held that in Turner v. Jordan this issue principle holding and noted negligent defendant could aof the conduct only his "'holding the tortfeasor liable conduct the intentional compared with not be by abrogated not percentage of fault is own fault determining comparative another nature of the nonapportionment when the the foresee conduct is where the that he created the risk breach is tortfeasor's by risk created able " act' [intentional] the second tortfeasor's 823 (Tenn.1997).5 In See 957 S.W.2d added) (brackets (emphasis original) Id. Turner, medical brought nurse hospital Entman, Nonparty F. The (quoting June patient's treat action malpractice 105, 107 Torifeasor, Mem. St. U.L.Rev. by she was assaulted ing psychiatrist after (1992)). mentally patient. ill Supreme ra- evi- Court's The nurse offered I find the Tennessee at Sеe id. 816-17. holding particularly underlying its testimony tionale expert in the form of dence at trial respect to the persuasive on this issue with psychiatrist's failure the defendant Turner before us. As the restrain, seclude, facts of the case transfer medicate, noted, not be al- a tortfeasor should court of care patient below the standard fell liability by shifting some was lowed to reduce that, negligence, she of this as a result at patient. See id. 817. tortfea- by the blame to an intentional assaulted or all of the precise risk actions constitute jury that it sor whose trial court instructed tortfeasor has been nurse's for which for the could allocate the Turner, In preventing. liable for not and the found injuries negligent doctor between duty by not breached the psychiatrist id. The conduct. See patient's intentional assault. taking steps prevent the nurse a verdict returned not take not did injuries instant for her allocated 100% of from its list of steps remove Dr. Lachow psychiatrist. See id. Turner, governed statute. and is not Tennessee's com- court noted that 5. The Turner ai developed law S.W.2d parativе liability in case law has approved independent medical examiners af- Bruenger was limited to bailments and was learning assault, ter of the earlier sexual but applicable premises liability by reason they instructed Mrs. Slack that she must be ing that "we are not comparing apples and examined Dr. they Lachow before would oranges. We look to the nature duty process such, her claim. As the rationale owed in each instance. A bailee owes a expressed by applies the Turner court of reasonable ordinary prevent care to greater even force to the facts of the instant the theft of property. bailed premises case. *13 duty owner a owes to use reasonable and ordinary care Supreme safety The Kansas for the Court has also con invitees. The duty sidered this is the trilogy issue a same both pre cases." cases Id. at 517.6 senting a The again number of different court factual declined negligent cireum- to allow a stances. In each the court tortfeasor to lability held that reduce by compari his son to liability the conduct of an intentional tortfea- the negligent of a tortfeasor cannot by sor. comparison reduced to the acts of an intentional In Bruenger M. & The Kansas recently court most addressed Co., Dodge Inc. v. City Stop, Truck 234 Kan. this issue in Kansas State Bank & Trust Co. 682, (1984) 675 P.2d 864 the court ruled that Specialized v. Services, Transportation 249 negligence the of a stop truck in leaving the 348, (1991). Kan. 819 P.2d 587 parents The plaintiff's rig tractor-trailer unlocked with mentally of a six-year-old retarded girl keys the ignition the after completing re brought an against action a school bus driver pairs to it could not be by reduced the con for sexual (battery), assault against and the duct of a subsequently thief who rig stole the school transportation bus service and the and left it forty demolished away. miles 234 school district negligence in failing to 682, 864, (1984). Kan. 675 P.2d 868-69 take steps prevent reasonable to the assault. M. Bruenger court although noted that Kan See id. at 591. In rejecting the transporta- comparative sas' speaks statute tion service and school argument district's "negligence," Kansas courts interpret had liability their compared shоuld be to the ed that term to mean fault so as to include driver's, bus the court noted that the assert- strict cases within scope. its See id. negligence ed prevent was the failure to the However, at 869. the court noted that it had bus driver from committing and, the assault never interpreted the concept broader thus, their should not be by reduced fault in the statute encompass to intentional his actions. See id. at 606. torts and it again. declined to do so See id. In reaching holding, its the court reasoned The Louisiana courts addressed this issue "(whether the thief was a careful driver adopted and a compromise approach to the kept forever, the vehicle or whether the problem. In Veazey v. Elmwood Plantation thief awas careless driver who wrecked the Associates, (La.1963) 650 So.2d 712 the court vehicle, does not affect the cause of loss-the held although law does not Louisiana failure to exercise reasonable prevent care to prohibit comparison the between a theft." Id. tortfeasor and an intentional tort- feasor, Bell, In Gould v. 564, Taco courts case-by-case 239 Kan. must decide on a 722 (1986) P.2d 511 basis Kansas court whether to allow comparison. was con this 650 again 712, (La.1994). fronted with the issue So.2d when a 720 particular, customer sued Taco Bell for negligence in court failing stated that courts should not allow exercise reasonable tortfeasors to reduce safety their fault care for her when she was assaulted another customer inside intentional fault they of another that had 564, restaurant. 511, 2839Kan. duty prevent. P.2d See id. at 719. The court (1986). 513-14 rejected Gould court application noted that comparative fault argument Taco Bell's holding principles in M. in these op cireumstances "would 6. Our court of in Miller v. appeals section Bryne, 13-21-111.5. See 916 P.2d 566, 578 (Colo.1995) P.2d 566 denied, (Colo.App.1995), held that a must owe cert. No. 95SC681 party plaintiff designated in order to be as (Colo. 20, 1996). May nonparty may whose fault be considered under have ad- jurisdictions that of other [negli rationale incentive to reduce erate issue, construing the statute same dressed against protect tortfeasor] gent reduc- from tortfeasor preclude a fu in the occurring again

type of situation negligence liability by comparing "in ing his noted that further The court Id. ture." is of an the conduct 'differs wrongdoing tentional underlying the objectives kind, consistent in the degree but only in statute. Id. to it'" attached condemnation social al., Prosser et Page Keeton (quoting W. opinion, the in the expressed As (5th at 462 Torts Law on the Keeton joint several Assembly abolished principles, ed.1984)). these Applying bur "'to reduce liability in Colorado unfair negligence of an held that Veazey court (emphasis Id. on defendants'" placed dens com not be could complex owner apartment Niemet, added) v. Elec. Co. (quoting General rapist aof conduct pared to the (Colo.1994)). my Under 866 P.2d apartment by a tenant a lawsuit statute, negligent defen interpretation of *14 at 420.7 id. owner. See their to reduce allowed are still dants tort- negligence of other the demonstrate, sig proportion to are in there these cases As injury. the same responsible principles feasors legal important nificant accomplishes statute construction This precluding policy reasons goal a reduction Assembly's of liability by the General com reducing his from tortfeasor by on defendants placed "unfair burdens" The the an intentional tortfeasor.8 parison to joint and several law common particular the cases is underlying these rationale like the scheme. in factual situations compelling ly negligence of the the where

instant view, negligent tortfea- precluding a my In harm that risk of the exact created tortfeasor liability by pointing to reducing his sor from occurred. in no of an the actions Assembly's goal the way undermines 13-21-111.5 Purpose Section of D. on placed unfair burdens reducing the of example of an ideal case is This defendants. the General finally relies on be considered that should a "burden" enacting the statute objectives Assembly's likely not "unfair," that was a result maj. op. at See conclusion. support for its as Assembly when by contemplated the General view, taking into account my In 286. tortfea- compared actions of applied Appeal Court 7. The Louisiana McAvey guests. See one of the assaulted sor who factual circumstances Veazey holding different (E.D.La.1998). Dunbar, (La.Ct.App. 724, 729 110 Lee, v. 58 716 So.2d v. F.Supp.2d in Muse tortfeasor's if the intentional noted that The court seventeen-year- 1998). parents aof Muse the In protection en- ambit of within the conduct "is person suit shooting victim filed old by compassed owed two well as the son, persons as shot their who tortfeasor, inappropriate to instruct the it is was killed. when he their son were with who tortfea- of the intentional quantify the fault a verdict find- returned id. at 113. See Id. sor." fault, and each sixty percent at ing the killer twenty percent at fault. defendants two the other Court, Jersey Supreme one New Even the 8. verdict, jury's not- upheld ‍‌​​​‌‌‌​‌​‌‌‌​‌​‌‌‌‌​​​​‌‌‌‌‌‌​​‌‌​‌‌‌‌‌​‌​​​​​‌‍the court See id. The comparison, type of allow this courts to first Veazey expressed ing concerns that though that New it concluded even stated id. at case. See present in this court were not it also rec this law allowed comparison, Jersey pointed out Notably, the court 115-16. underlying reasoning earlier ognized that corporate defendant Veazey involved preclude applied to appropriately be cases "could and that defendant individual and an intentional tortfeasors two of fault between corporate fault in apportioning concerns about obligation encompassed duty of one when the appropriate because are contexts or institutional the other." specific misconduct prevent the capable bodies policy-making are those entities 222, A.2d N.J. Andrich, v. Blazovic individuals. affecting of numerous the actions added). (1991) (emphasis The Blazovic « id. at 115. in that comparison to be made court allowed the actions decision, it believed because case district court a federal After the Muse were suffi "neither tortfeasors the intentional and held this issue confronted in Louisiana adequate causal bore an ciently nor foreseeable failing provide negligence a hotel Id. negligent defendant's]." relationship [the guests not be security could adequate for its passed it my the statute. Under construc- I am authorized to state that Chief Justice tion of the Farmers would MULLARKEY not be join Justice BENDER this allowed to dissent. liability by reduce its pointing tо

Dr. Lachow's conduct. Farmers' referring Lachow, Mrs. Dr. Slack to when just

it knew he recently sexually had assault- insured,

ed another created the exact risk of

harm that occurred. Precluding Farmers reducing its in this manner impose any

does not unfair burden on Farm- The PEOPLE of the State of ers in contravention of the General Assem- Colorado, Petitioner, bly's purpose. Accordingly, I believe that interpretation of the statute is consistent v. Assembly's the General purpose in en- LEFEBRE, Respondent. John F. acting section 18-21-111.5.

Nos. 99SC8 & 99SC42. Supreme IL CONCLUSION Colorado, Court of En Banc. conclusion, I believe that June Assembly's use of the term "fault" in section *15 13-21-111.5 was not intended to allow for negli- between a

gent tortfeasor and an intentional

I my reach conclusion analysis based on an legislative history concerning the addi-

tion of the term "fault" to the as well

as a underlying review of the legal principles policy concerns in this area of law. view,

my 13-21-111.5, before we read section ambiguous statute that compel does not majority's conclusion, allow a reduce compar-

ing his actions to those of an intentional

tortfeasor, require we should a clear state-

ment of intent part on the of the General

Assembly. interpretation proposed by important raises policy concerns troubling

and leads to results best addressed ‍‌​​​‌‌‌​‌​‌‌‌​‌​‌‌‌‌​​​​‌‌‌‌‌‌​​‌‌​‌‌‌‌‌​‌​​​​​‌‍legislature. Sisk, Gregory C.

Interpretation Statutory Modification Joint and Inability, Several Puget 16 U. (1992) ("[Tihe Sound L.Rev. expansion comparative responsibility concept to wrongdoing significant poli- raises

cy concerns that are best resolved in the government.

democratic branch of state Be-

yond the threshold issue compar- of whether

ative fault should include intentional torts at

all, questions there are of what situations are ...").

best suited for application. such an

Accordingly, I respectfully dissent.

Case Details

Case Name: Slack v. Farmers Insurance Exchange
Court Name: Supreme Court of Colorado
Date Published: Jun 19, 2000
Citation: 5 P.3d 280
Docket Number: 98SC812
Court Abbreviation: Colo.
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