52 N.Y.S. 333 | N.Y. App. Div. | 1898
In the application signed by the insured on the 10th of November, 1893, there was contained the following: “(11) Do you drink wine, spirit or malt liquors daily or habitually?” “No.” “If so, state what you drink, and daily average amount. (Do not use the word 'moderate.’)” “A glass of ale occasionally.” “(12) Have you ever been addicted to the excessive or intemperate use of these liquors?” “No.” To the fourteenth question, “If intoxicated within the last year, how many times?” there was no answer. Following these questions and others was a declaration as follows :
“I hereby declare that the above are fair and true answers to the foregoing questions, and I hereby agree that these statements in this application, and the laws of the Supreme Tent of the Knights of the Maccabees of the World and of the Great Camp for New York shall form the basis of this contract for endowment; that any untrue or fraudulent answers, any omissions of fact in regard to my health, age, occupation, personal habits, or neglect to pay any assessment, * * * shall vitiate my beneficiary certificate, and forfeit all payments made thereon. * * *”
At the close of the evidence the defendant asked the court to direct the jury to find a verdict for the defendant of no cause of action. The motion was denied, and an exception was taken. After a verdict was received for the plaintiff, a motion was made for a new trial on the minutes upon all the grounds specified in section 999 of the Code of Civil Procedure. The motion was denied, and there is an appeal from the order denying the motion. We are called upon to consider whether the verdict is against the evidence. To answer that question we must have reference to the evidence. Upon looking into the evidence we find the following:
Patrick Caufield testified that he was a member of the police force, and had been for 19 years; that he knew John C. Birmingham in his lifetime, ■ and had known him for 20 years. He testified: “I think there was another occasion, on August 7, 1893, when I arrested him in the same place,—police station. At that time he appeared to be under the influence of some drug or other. I could not say what it was. * * * Q. Did he appear to be under the influence of liquor? A. He appeared like a man that would be under apparent drunkenness.” John Cawthra testified that he was one of the deputy sheriffs of Monroe county and had been for 15 years or over, and that in his official capacity he had charge of the jail of the county; that he knew John C. Birmingham in his lifetime; that he first became acquainted with him at the jail September 12, 1887. “The next time was July 12, 1889; the next, November 21, 1889; the next, January 13, 1890; the next, July 3, 1890; the next, July 21, 1890; the next, January 1, 1891; the next, January 4, 1892; that was the next after January 1, 1891; the next was April 3, 1892; the next, December 28, 1892; * * * the next was February 3, 1893; the next, June 17, 1893; the next, August 5, 1893. Q. What was your observation as to his condition as to sobriety? A. Each time that he was brought in he showed signs of being under the influence of drink.” This witness then gave the length of time that Birmingham was kept there on these occasions, amounting in
To meet the testimony offered by the defendant in respect to the habits of the deceased for intoxication, several witnesses were called by the plaintiff who had seen the deceased on sundry occasions when he was free from the influence of intoxicating liquors, and who testified in a general way to his habits. Several of the witnesses, however, admitted that they had seen the deceased under the influence of liquor, and several of them gave facts and circumstances tending to support the evidence of the defendant. We are of the opinion that the finding of the jury is against the weight of the evidence. In the twelfth question the deceased was asked, viz.: “(12) Have-you ever been addicted to the excessive or intemperate use of these-liquors?” (wine, spirit or malt liquors), and the deceased answered the question “No.” We are of the opinion that, as the evidence was presented at the trial, the answer was false, and that the verdict of the jury in favor of the plaintiff is against the weight of evidence, and that the order refusing a new trial on the minutes should be reversed, and the verdict set aside.
Judgment and order reversed, and a new trial ordered, with costs-to the appellant to abide the event. All concur.