132 S.E. 479 | N.C. | 1903
The plaintiff's property was destroyed by fire (2) while insured in defendant company, whose home office is in New York. There has been no denial of liability on the part of defendant, and, after the loss, but before adjustment of the amount due therefor, the indebtedness of said company was attached in New York *2 by a creditor of the plaintiff under proceedings regular in form, and judgment recovered to the full amount due upon the policy by reason of the loss accruing from said fire.
The only questions arising upon this appeal are based upon the validity or invalidity of the New York judgment, payment upon execution issued thereon being pleaded by the defendant in bar to this action.
1. The situs of the debt to the plaintiff from the defendant was in New York, so far as to authorize process of attachment or garnishment to be taken out in that State. Balk v. Harris,
2. The attachment taken out in New York, subsequent to the loss under the policy, though prior to an adjustment, is valid. Drake on Attachments (5 Ed.), sec. 549; Ins. Co. v. Connor,
3. The plaintiff could not have set up his claim of a personal property exemption in the New York action, and the defendant is protected by that judgment and payment thereunder. Exemption laws are a protection *3
only against executions issued in the state where the claimant resides. They have no extra-territorial effect. Balk v. Harris,
No error.
Cited: Goodwin v. Claytor,