100 Tenn. 276 | Tenn. | 1898
This is a contest between the widow and children of Henry Schardt, deceased, over the proceeds of a certain insurance policy in the Knights of Honor, of which order Henry Schardt died a member.
The deceased first took out a policy in the order, October 25, 1881, for the benefit of his first wife, Magdalena: She subsequently died and the assured remarried, and on April 12, 18,88, he surrendered the first policy and took out another in favor of his second wife, Wilhelmine Louise. Subsequently, and only a short time before he died, he surrendered this certificate $nd took out another, on April 8, 1896, in which his children, the defendants in this case, were named as beneficiaries. The present bill is filed by the widow, beneficiary under the second policy, against -the- children, beneficiaries under the third or last' policy, to enjoin the payment of the benefit to them, as the last policy provides. The Chancellor, on final hearing, refused the relief prayed, and dismissed the bill, and, on appeal, the Court of Chancery Appeals has affirmed the decree of the Chancellor, and the complainants have appealed to this .Court.
While the relief prayed for in the original bill was predicated on several different grounds, only one is insisted upon in this Court, and that. is, in sub
The Court of Chancery Appeals was of' opinion that the word, ‘attest,” as iised in these sections, is not confined to its ordinary meaning, of witnessing, but means to certify, and that, in order to make such certificate or attestation, it was not imperatively necessary that the signature be made in the actual presence of the reporter, the object being simply to certify to the supreme officers the gen
We think we need not pass upon the correctness of this view in this case, as there are other features which are controlling. It is not denied, and, in this case, is not disputed, but that a person insured in this or similar beneficial orders may change the beneficiary in his policy, surrender one policy and take out another, and make such other change as he may wish, whenever and in Whatever manner he may desire, within the rules of the association, this is too well established to be controverted. Sofge v. Knights of Honor, 98 Tenn., 446.
There is no question made in this case but that the assured did intend to cancel the second and take out the third policy, and that he did all that he was informed by the officers of the lodge was necessary to be done to effect this purpose. There is no question made that he did not execute the certificate, and there is no doubt but that the assured intended his children should have the benefit under his policy, and that his widow should not, and that the policy for her benefit was canceled. The provisions as to how this should be effected are designed for the protection of the order, so that it may not be imposed upon and involved in contentions between contrary claimants. It is competent for the
There is no contention in this case on behalf of the order. It makes no objection to anything that has been done in regard to the policies. , It has paid the money into Court, to be disposed of as the Court may see proper under the facts, and it stands indifferent between the parties.
It is evident the complainant cannot recover under the third policy, as she is not provided for in it. She cannot recover under the second, for that is canceled and delivered up, and was not kept alive and in force at the death of the assured. It is said thatj the policy was at one time recognized as given to complainant by the will of the assured, and such is the case, but the policy did not and could not pass by the- will but only according to its terms and provisions. It is also said that the widow was, by the will, given a share in the personal property of her husband, but that there proved to be no personal property, and her expectations in this direction were defeated.
Other circumstances are adverted to, and the argument is made that out of all these, equities have
We can see no error in the conclusion of the Court of Chancery Appeals, and its decree is af firmed.