114 Minn. 512 | Minn. | 1911
The Missabe & Northern Railway depot in the city of Virginia faces north on Chestnut street, and is about eighty feet in length and forty feet in width. It is surrounded by a platform twelve feet wide on the north, west, and south sides, and fifteen feet wide on the east side, where it extends to the south for a distance of about one hundred eighty feet from the east end of the depot. The main track of the railway runs on the east side of this long platform, ,and the westerly rail is about three feet distant from it. The freight depot is located about one hundred seventy feet south of the passenger depot. Maple street commences at the right of way just north of the freight house, and runs to the west. Another street runs north and south from Chestnut to Maple streets, and parallel ;to the right of way. A spur or switch track is located on the right of way just west of the depots.
' The use of these grounds by the public was stated by the trial court as follows: “The public, foot travelers and those using vehicles, make use of the street to the west of the right of way, and the right of way, indifferently, in going to and from the passenger and freight depot, and in passing from Maple street up to Chestnut, and thence east or west, and in passing from Chestnut down to Maple and to the west. Foot travelers use the platform, and the path to the south, along the tracks. So far as its actual use is concerned, the platform and right of way and the street, so far as they are capable of use for travel, are one street or highway.”
At the close of the evidence the trial court directed a verdict for the defendant, but subsequently granted plaintiff’s motion for a new trial. Appellant concedes that the sole question on this appeal is whether Rudd, when he fell under the train, was on a public highway, within the terms of the policy.
The pertinent provisions of the policy necessary to consider are as follows: “While walking on a public highway, by being injured by actual contact with a bicycle or any moving conveyance or vehicle'propelled by steam, electricity, cable, horse power, gasolene, or compressed air.” Another provision was that the insurance did not cover suicide or injuries, fatal or otherwise, sustained while on the roadbed or bridge of any railroad, except while crossing such roadbed at its intersection with a legally dedicated public highway. It is clear from this language that plaintiff cannot recover if Rudd fell or was caught by the train while getting off the train. But if he had reached the platform, and then slipped or came in contact with the train, and was thrown and drawn under, then the question arises whether the accident occurred in a public highway, as that term in the policy was intended to be understood.
The platform was not a part of the roadbed or a bridge, as defined in the policy. It was not a legally laid out or dedicated public highway, hut it was a public highway in a limited sense. It was open to the public, not for general use, but for the use of those having business transactions with the company, or having occasion to pass that way. One going to a station to mail a letter is not a trespasser. Hale v. Grand Trunk, 60 Vt. 605, 15 Atl. 300, 1 L.R.A. 187. A person is not a trespasser who goes upon depot grounds for the purpose of holding a business consultation with another who was expected to be there to take a train. Klugherz v. Chicago, M. & St. P. Ry. Co., 90 Minn. 17, 95 N. W. 586, 101 Am. St. 384. Those who go to depots to meet passengers are not trespassers. McKone v. Michigan, 51 Mich. 601, 17 N. W. 74, 47 Am. Rep. 596. Besides, the public had acquired the privilege of using the platform as a short-cut way to another street.
The term employed in the policy is very general. It is not expressly limited to legally laid out or dedicated public highways, which are open to the general public without any restrictions. It may reasonably refer to any walk or .way where the public are accustomed to travel for certain purposes. When.there is any fair doubt as to the meaning of terms used in such contracts, they must be construed most strongly against the party selecting the language.
We concur with the trial court that the platform was a highway within the meaning of the policy, and that the evidence was' sufficient to warrant a jury in finding that the deceased came to his death by falling from the platform. Anthony v. Mercantile, 162 Mass. 354, 38 N. E. 973, 26 L.R.A. 406, 44 Am. St. 367.
Affirmed.