6 La. Ann. 124 | La. | 1851
The judgment of the court was pronounced by ,
The defendant is sued upon a note of the following tenor: “$5573 63. Natchez, Sep. 10, 1839. Twelve months after the seventeenth day of January, 1839, we or either of us promise to pay, without defalcation, to the Commercial Bank of Natchez or order, at their banking house in Natchez, five thousand five hundred and seventy-three dollars sixty-three cents, for value received. Credit first drawer. M. Hootsell. John Mates. B. F. Glass-cock.”
The defendant admitted his signature, but averred, that when he signed the note, its amount was in blank ; and that it was intended by him to be Used in the renewal of a note of $1820 33, of which Hootsell, Mayes and himself were drawers — Mayes and himself being sureties, and Hootsell the principal debtor. That without his consent, and contrary to his understanding, it was wrongfully filled up by the bank with a larger amount. He acknowledged his willingness to be held liable for the amount of $1820 33.
There was a verdict in favor of the plaintiff for the last named amount and interest, thus sustaining the defence as to the residue of the note. The plaintiff has appealed.
It will be observed, that the note in question is in the hands of the original holder, Robertson, representing the bank. The case is, therefore, relieved from
Hootsell was the debtor of the bank in various amounts, with various sureties. The bank had suspended specie payments, and it would seem was mainly, if not exclusively, engaged in endeavoring to collect its debts. It had employed one Peale, a former clerk of the bank, to call on its country debtors and make arrangements in renewal or settlement of their liabilities past due. Under these circumstances, Peale called on Hootsell, and exhibited to him several printed blanks for notes to be given by him in renewal. Among other liabilities of Hootsell, the bank held at that time a note of Hootsell, with F. S. Mayes and John L. Wall as sureties, payable in January, 1839, for $6676 80, on which there was a credit of $3304 22; another, with John Hootsell and John Mayes as sureties, payable 3d February, 1839, for $2348 86 ; and another, with John Mayes and B. F. Ólasscock as sureties, payable in March, 1839, for $1820 33. One of these blank notes was sent by Hootsell to Glasscock, with a statement that he wanted his name, for the purpose of renewing a note in bank on which he, Glasscock, was surety. Glasscock signed and returned it; it was then given by Hootsell to Peale, and was subsequently filled up at the bank by the discount clerk, with the amount of the balance due on the two notes above mentioned of $6676 80 and $1820 33. So far as the testimony informs us, this was done without any further communication with Hootsell or Glasscock. The two notes remained with the bank, and the usual memoranda-of cancellation were made with regard to them. Hootsell states that upon signing the other renewal notes they were handed to Peale, in order that he, Peale, might get the names of the respective sureties ; and this assertion is strongly corroborated by a deed of trust offered by the plaintiff, by which it appears, that at a subsequent time, the bank held two other notes of Hootsell, with other sureties, bearing the same date as the note sued upon. Hootsell swears that it was the understanding with Peale that the blank signed by Glasscock was to renew the particular debt upon which he was bound, and Peale’s testimony does not contradict this stateüient.
We think it fairly results from this evidence, that neither Glasscock, Hootsell nor Peale, the agent of the bank, intended at the time that the blank note should be used for any other purpose than to renew that upon which Glasscock was liable; and the note having been delivered under such circumstances to the bank’s own agent, it is obvious, that it could not afterwards enlarge Glasscock’s liability by filling up the blank for a larger amount without his assent.
It is also clear that Hootsell’s subsequent ratification of the act of the bank in so filling up the note, could not affect the surety ; nor has anything been done by Glasscock himself which can be construed into a subsequent assent to this attempted enlargement of his liability.
Judgment affirmed, with costs.