The First National Bank of Boston terminated the employment of appellant Robert Goldman pursuant to a reduction in force in 1989. Goldman sued the Bank, asserting, inter alia, age discrimination in violation of 29 U.S.C. §§ 621-634 (“ADEA”) and Mass.Gen.L. ch. 151B, and breach of a lifetime employment contract. The district court granted summary judgment in favor of the Bank. We affirm.
I
BACKGROUND
In 1957 the Bank hired Robert Goldman as a clerk in its Settlement Department. Goldman recalls that Lee Beaulieu, the personnel officer who interviewed him for the job, told him at the time he was hired that he would not become wealthy working for the Bank, but would have a job for life unless he committed a criminal act against the Bank. Goldman also recalls that Beau-lieu said the Bank had never laid off an employee. 1
Over the ensuing thirty-two years, Goldman held various positions with the Bank. During the final four years, he worked as a Custody Administrator in the Custody Administration Unit of Capital Asset Services, a division of the Treasury and Banking Services Department, providing administrative services relating to the Bank’s custodial security accounts. 2
*1116 In 1989, the Bank launched a large-scale reduction in its work force due to mounting losses in its Treasury and Banking Services operation. The Bank completely reorganized the Treasury and Banking Services Department, reconfiguring approximately 252 operational functions into approximately 135 functions. As a result, 119 positions were eliminated. Thomas Keane, Senior Operations Manager of the Capital Asset Services Department, determined that it was necessary to eliminate three of the fifteen positions in the Custody Administration Unit.
After reviewing recent employee performance evaluations and consulting with unit supervisors, Keane selected three employees for dismissal: a twenty-four year old, a thirty-seven year old, and Goldman, then fifty-two. Keane explained that the twenty-four year old was suspected of misusing a corporate credit card; the thirty-seven year old and Goldman were considered the weakest performers in the unit. Keane represents that Goldman was responsible for the fewest customer accounts, with the lowest aggregate market value, and that Goldman’s low volume resulted in large measure from the reassignment of some of Goldman’s accounts due to client complaints. All three positions were permanently eliminated and Goldman’s duties were absorbed by the remaining employees in the Custody Administration Unit.
II
DISCUSSION
A. Summary Judgment Standard
We review a grant of summary judgment
de novo,
employing the same criteria incumbent upon the district court in the first instance.
Pedraza v. Shell Oil Co.,
B. Age Discrimination Claims 3
1. The Burden-Shifting Paradigm
A plaintiff alleging age discrimination “bears the ultimate ‘burden of prov
*1117
ing that his years were the determinative factor in his discharge, that is, that he would not have been fired but for his age.’ ”
Mesnick,
“Establishment of the prima facie case ... creates a presumption that the employer unlawfully discriminated against the employee,”
Texas Dep't of Community Affairs v. Burdine,
The presumption of unlawful age discrimination generated by the plaintiff-employee’s prima facie showing dissipates, however, provided the employer sustains its burden of production; the plaintiff-employee must then demonstrate that the proffered reason for the adverse employment action was simply a pretext for age discrimination.
Lawrence,
Under First Circuit caselaw, the plaintiff-employee must adduce minimally sufficient evidence of pretext
and
discriminatory animus.
Lawrence,
The Bank does not challenge the district court ruling that Goldman made out a pri-ma facie age discrimination claim. Nor does Goldman challenge the finding that the Bank met its burden at the second stage of the McDonnell Douglas burden-shifting analysis by articulating a nondiscriminatory motive for Goldman’s dismissal; namely, that economic considerations necessitated a reduction in force and Goldman was selected for termination because he was “the weakest performer and least qualified employee” in his unit. At the third and final stage of the McDonnell Douglas analysis, the district court ruled that Goldman had failed to present sufficient evidence either to rebut the Bank’s proffered justification for Goldman’s dismissal or to support an inference of discriminatory animus. The Bank accordingly won summary judgment on the state and federal age discrimination claims. Contending that the district court weighed the competing evidence, rather than viewing it in the light most favorable to him, Goldman maintains that there is sufficient record evidence of pretext and age animus to clear the summary judgment hurdle.
2. Evidence of Pretext
“In assessing pretext, [our] ‘focus must be on the perception of the decision-maker,’ that is, whether the
employer
believed its stated reason to be credible.”
Mesnick,
Goldman presented substantial evidence that the Bank did not consider his work performance unsatisfactory in absolute terms. But the Bank consistently has maintained that Goldman was discharged strictly because he was the least qualified employee in the Custody Administration Unit. It submitted comparative evidence as to the account workloads of all custody administrators in Goldman’s unit. There is no dispute that Goldman, among all custody administrators, was responsible for the *1119 fewest accounts, having the lowest aggregate market value. In these circumstances, refutation of the proffered justification for Goldman’s discharge required evidence from which the trier of fact reasonably could conclude that Goldman’s abilities and qualifications were equal or superior to employees who were retained. As Goldman made no such evidentiary showing, whatever slight shadow of doubt may have been cast upon the proffered justification for his dismissal is too faint to raise the spectre of pretext.
3. Evidence of Age Animus
Evidence of age animus “need not be of the ‘smoking gun’ variety,” but the totality of the circumstances must permit a reasonable inference that the employer’s justification for the challenged action was a pretext for age discrimination.
Connell,
First, Goldman claims that discriminatory animus is inferable from the affidavits of eight former Bank employees, each stating that the affiant was the eldest, or one of the eldest, employees in a particular unit at the Bank and was performing adequately when dismissed pursuant to the reduction in force. According to Goldman, the fact that several older, long-term employees with satisfactory performance records were terminated could lead a reasonable factfinder to conclude that Goldman would not have been terminated but for his age. On the contrary, as the district court observed, anecdotal evidence of this sort does little more than “corroborate what was undisputed: that members of the protected class were terminated as part of the [reduction in force].” Evidence that eight employees, among the 119 selected for dismissal, were among the eldest in their respective units does not give rise to a reasonable inference that older employees were disproportionately affected by the reduction in force, much less that age discrimination motivated their dismissal.
Second, Goldman theorizes that the termination of older, more costly, employees would optimize the cost reductions achieved through the reduction in force. The implication, Goldman suggests, is that the Bank was biased against older employees in effecting the workforce reduction.
5
Yet Goldman submitted no evidence either that older employees were more costly to the Bank than younger employees or that older employees were disproportionately affected by the reduction in force.
See Mesnick,
Third, Goldman contends that the Bank’s introduction of a new retirement plan raised an inference of discriminatory animus. In 1989 the Bank replaced its pension plan with a -new “Cash Balance” plan. The Bank informed its employees, at the time, that its objective was “to make the Bank’s retirement benefits a visible, attractive benefit to our entire employee population — regardless of age” and to “reward employees based upon individual performance.” Under the new plan, the Bank opened a “Cash Balance” account for each employee and credited the account annually with a percentage of the employee’s salary. 6 After five years of service, all funds *1120 in the Cash Balance account may be withdrawn by employees who are no longer employed by the Bank. Goldman argues that the new plan favors younger employees and raises an inference of age animus because it requires the Bank to deposit a decreasing percentage of salary to the Cash Balance account as the employee reaches the upper service brackets and because its stated purpose is to make the plan more attractive to the 85% of Bank employees for whom the former pension plan represented “a benefit for the distant future.”
Goldman’s argument is deficient, however, in that there is no evidentiary foundation for the premise that the new plan disadvantages older employees. The fact that the Bank contributes decreasing percentages of salary to the Cash Balance account after the employee reaches the thirty-five year service threshold is insufficient to create an inference of age animus absent evidence that the resulting retirement benefit would be lower than the benefit the employee would have received under the former plan. Moreover, Goldman’s argument ignores the safeguards put in place by the Bank to ensure that employees fifty-five or older with ten years of service, or employees at any age with twenty years of service, would experience no reduction in benefits. When an employee in either of these service categories retires or leaves the Bank, benefits áre calculated under both the old pension plan and the new Cash Balance plan; the employee is entitled to receive the greater benefit. Thus, these employees cannot be disadvantaged by the introduction of the new plan. 7
These safeguards do not necessarily cover all employees in the protected class, however, as those between forty and fifty-five with less than twenty years of service and those fifty-five or older with less than ten years of service at the time the new plan became effective fall outside the scope of the safeguard provision. Rather, at retirement or termination, these employees receive benefits under both plans. The retirement benefit under the former plan is based upon the length of service as at December 31,1988; under the new plan the benefit consists of the funds accumulated in the Cash Balance account after December 31, 1988. Goldman has adduced no evidence, nor has he argued, that benefits calculated under these provisions are lower than those obtainable under the former pension plan for members of the protected class. Accordingly, no reasonable inference of age bias can be drawn on the present record.
Finally, Goldman maintains that the Bank’s decision to disband the "Quarter Century Club,” a Bank-sponsored social organization for employees with twenty-five years or more of service, 8 uniquely and adversely affected older employees and therefore is indicative of age bias. Goldman does not dispute that the Bank stopped funding the Quarter Century Club as part of its program to reduce discretionary costs. There is no direct evidence that considerations of age, as distinguished from neutral cost-saving considerations, entered into the decision to disband the organization, and the bare fact that the Bank stopped funding the Quarter Century Club to reduce costs clearly is insufficient to support a reasonable inference that Goldman’s dismissal was motivated by age discrimination.
*1121
Even viewed collectively,
see Mesnick,
C. Breach of Lifetime Employment Contract
Goldman maintains that Lee Beaulieu, a personnel officer, offered him lifetime employment by representing that the Bank had never laid off employees and that Goldman would have a job for life unless he committed a criminal act against the Bank. 9 Even though it is far from clear that the sort of representations made by Beaulieu import an oral offer of lifetime employment, for present purposes we assume as much arguendo.
Under Massachusetts law, a lifetime employment contract cannot be found absent evidence that it was made or ratified by an officer or agent with actual or apparent authority to bind the employer to a lifetime contract.
See Rydman v. Dennison Mfg. Co.,
“Apparent or ostensible authority 'results from conduct
by the principal
which causes a third person reasonably to believe that a particular person ... has authority to enter into negotiations or to make representations as his agent.’ ”
Hudson v. Massachusetts Property Ins. Underwriting Ass’n,
A person appointed to a position with generally recognized functions may be found to possess apparent authority to perform the duties ordinarily entrusted to one occupying that position.
Restatement (Second) of Agency
§ 27 cmt. a (1958). Clearly, Beaulieu, a personnel officer, had either actual or apparent authority to hire Bank employees. Ordinary authority to hire, however, is insufficient to bind the employer to a lifetime employment contract.
Boleman v. Congdon and Carpenter Co.,
Goldman suggests that apparent authority should be inferred because his only contact at the time he was hired was with Beaulieu and he had no way of knowing that lifetime employment contracts with the Bank were extraordinary. As the great weight of authority makes clear, however, a corporate personnel officer’s general hiring authority does not suffice to establish apparent authority to bind the employer to a lifetime employment contract, irrespective of any awareness on the part of the employee that lifetime employment contracts with the employer were extraordinary.
See Rydman,
Apparent authority to offer a binding lifetime employment contract may be found in the rare circumstance where it is customary for a particular officer or agent to make such a lifetime contract.
“Lifetime contracts are extraordinary in their nature and strong proof is required to establish their due formation.”
Gregory v. Raytheon Serv. Co.,
Although Goldman failed to generate a trialworthy issue as to whether Beaulieu possessed apparent authority to offer lifetime Bank employment, we must still consider whether any officer,
with
authority to bind the Bank, subsequently ratified Beau-lieu’s unauthorized offer of lifetime employment.
See Restatement (Second) of Agency
§ 82 (1958);
Goldman attests that the concept of lifetime employment was reinforced by various supervisors throughout his tenure at the Bank. Ratification is not established, however, unless the subsequent assurances were made by one with actual or apparent authority to bind the Bank to a lifetime employment contract.
See Rydman,
As Goldman generated no trialworthy issue relating to the lifetime employment contract claim, summary judgment was proper.
Affirmed.
ORDER OF COURT
Entered March 12, 1993
The panel of judges that rendered the decision in this case, having voted to deny the petition for rehearing and the suggestion for the holding of a rehearing en banc having been carefully considered by the judges of this Court in regular active service and a majority of said judges not having voted to order that the appeal be heard or reheard by the Court en banc,
It is ordered that the petition for rehearing and the suggestion for rehearing en banc be denied.
Notes
. Goldman recollects that similar representations were repeated by various supervisors throughout the course of his employment with the Bank.
. The Bank is a custodian of securities for various clients, including banks, insurance companies, colleges, and other institutions.
Custody Administrators provide necessary administrative services for the securities accounts of these clients, and their work involves settling trades according to client in *1116 structions and assuring the proper and accurate recording of transactions that affect these accounts. The Bank strives to be competitive in this business by having administrators who provide efficient customer service, and who communicate frequently with clients both to assure the accuracy of transactions and to address any potential problems 'with the administration of their accounts.
Affidavit of James W. Curran, Account Mgr., Custody Administration Unit.
. The complaint alleged parallel claims under the ADEA and its Massachusetts counterpart, Mass.Gen.L. ch. 151B. On appeal, Goldman asserts for the first time that Massachusetts applies a less onerous standard of proof to claims brought under the Massachusetts antidiscrimi-nation statute than this court applies to ADEA claims, and that his Massachusetts claim therefore must be addressed separately. Goldman’s opposition to summary judgment did not distinguish between the federal and state age discrim-
*1117
¡nation claims, and consequently the district court's analysis did not distinguish between the federal and state claims. We follow suit, as "theories not raised squarely in the district court cannot be surfaced for the first time on appeal.”
McCoy v. Massachusetts Inst. of Technology, 95
0 F.2d 13, 22 (1st Cir.1991),
cert. denied,
— U.S. -,
. Appellant argues that our cases place a more onerous burden on an ADEA plaintiff than that envisioned by the Supreme Court in
McDonnell Douglas
and
Burdine. Accord Connell,
. Goldman notes that 41% of the 119 employees terminated in May 1989 were over forty years of age, but that among the 21 terminated employees subsequently rehired, only 5, or 24%, were over forty. Statistical evidence that older employees were terminated at a disproportionate rate may provide strong evidence of age discrimination.
See Mesnick,
. The percentage of salary credited annually to the Cash Balance account depends on the number of years of service with the Bank:
*1120 Percentage of Salary Credited Years of Service to Cash Balance Account
0- 1 0%
1- 2 3.25%
3- 4 4%
5- 9 5%
10-14 6%
15-19 8%
20-34 11%
35-39 6%
40+ 0%
. Goldman argues that the safeguards would have been unnecessary if the new plan did not deprive these employees of benefits to which they would have been entitled under the former plan. Clearly, Goldman’s argument entirely ignores the safeguards.
. The record on appeal contains no evidence as to the benefits associated with Quarter Century Club membership. At oral argument, counsel allowed as how members received small gifts in recognition of their loyal service and were honored at an annual dinner.
. Goldman had no written employment contract with the Bank.
. The Bank’s pre-1989 practice of not discharging employees except for criminal conduct is entirely consistent with universal at-will employment and does not constitute affirmance of a lifetime contract. See Restatement (Second) of Agency § 93 (1953) (“affirmance can be established by any conduct of the purported principal manifesting that he consents to be a party to the transaction, or by conduct justifiable only if there is ratification”).
