Sammy Richards, acting pro se, appeals the trial court’s January 29, 2013 order granting summary judgment in favor of Wells Fargo Bank, N.A., Successor By Merger to Wells Fargo Home Mortgage, Inc., and finding his motion for leave to file counterclaims moot. For the following reasons, we affirm the grant of summary judgment in favor of Wells Fargo. However, we vacate the trial court’s ruling denying Richards’s motion for leave to file counterclaims and remand the case for the trial court to exercise its discretion and issue a ruling on the merits of the motion.
On December 19, 2003, Richards gave Wells Fargo a deed to secure a debt on property Richards had purchased. The security deed pertinently provided that Richards did “grant and convey to [Wells Fargo] .. ., with power of sale,” the property at issue. On March 24, 2011, Richards filed in county real property records a document entitled “AFFIDAVIT REVOCATION OF POWER OF ATTORNEY Revoking All Rights for Deed Under Power Pursuant to OCGA § 10-6-141,” purporting to “revoke[ ] any and all rights given at closing to Wells Fargo,” on the basis that Wells Fargo had induced him to sign the security deed “under misrepresentation of the facts.” Then, on June 27, 2011, Richards filed a document entitled “Affidavit of Forgery Pursuant to OCGA [§] 44-2-23,” wherein he stated that the security deed was a forgery because the “document was altered to include the Notary’s witness at sometime unbeknownst to the Mortgagor/Borrower and prior to filing into Clayton County Records on 1/7/2004.”
On December 6,2011, Wells Fargo filed a Complaint for Declaratory Relief, asserting that
[i]n the Security Deed to [Wells Fargo], [Richards] specifically waived any right to judicial foreclosure, granting to [Wells Fargo]... the power to foreclose and sell the Property by non-judicial foreclosure upon [Richards’s] default as defined therein and appointing [Wells Fargo] ... as [Richards’s] agent and attorney-in-fact to exercise such power of sale.
Wells Fargo asserted, therefore, that the aforementioned affidavits Richards filed “call the validity of the Security Deed and power of sale into question and create a cloud upon [Wells Fargo’s] title to the Property.” Wells Fargo sought “a judgment declaring and confirming the validity of the Security Deed and the power of sale contained therein, which grants to [Wells Fargo] . .. the power to foreclose and sell the Property by non-judicial foreclosure upon [Richards’s] default and appointing [Wells Fargo] ... as [Richards’s] agent and attorney-in-fact to exercise such power of sale.” On September 10, 2012, Wells Fargo filed an amendment to its complaint, re-alleging therein all assertions of its original complaint, and additionally asserting a “Quiet Title” claim, seeking “an Order pursuant to OCGA § 23-3-40 et seq. removing” the affidavits Richards had recorded in the county real property records, “as clouds upon [Wells Fargo’s] title to the Property.”
On September 24, 2012, Wells Fargo moved for summary judgment. On December 5, 2012, Richards, citing OCGA § 9-11-13 (f),
1. Richards contends that the trial court erred in granting summary judgment in favor of Wells Fargo because “a genuine issue of material fact existed as to whether [he] executed a waiver of [his] rights entitling
A de novo standard of review applies to an appeal from a grant of summary judgment, and we view the evidence, and all reasonable conclusions and inferences drawn from it, in the light most favorable to the nonmovant. If no issue of material fact exists and the moving party is entitled to judgment as a matter of law, summary judgment is proper.2
Richards cites no authority for the proposition that the absence of a “waiver of borrower’s rights” instrument renders an otherwise valid power of sale in a security deed unenforceable. In this case, the security deed contained a power of sale provision which authorized Wells Fargo (which held the security deed), in the event of a default on the loan, to enforce satisfaction of the debt by foreclosure, without utilizing the judicial process.
2. Richards contends that the trial court “erred by holding that a power coupled with an interest is not revocable at will rather than analyzing revocability in the context of fraud.” He asserts that “[a] question of material fact remains whether the Affidavit of Forgery voided the Power of Sale.”
In Gurr v. Gurr,
3. Richards contends that the trial court “erred in granting summary judgment because a genuine issue of material fact existed whether [he] actually conveyed the power of sale to [Wells Fargo].” He asserts that “where there is no intent to pass a certain property interest, no conveyance occurs,” and that he “submitted sufficient evidence to raise a question of fact whether [he] intended to convey the Power of Sale specifically.”
Richards failed, in his brief opposing Wells Fargo’s motion for summary judgment (and in his appellate brief), to point to any evidence to support his claim;
5. Richards contends that the trial court erred in barring him from proceeding on his counterclaims.
(a) He asserts: “The trial court erred in finding [his] Motion For Leave moot because [Wells Fargo] was not entitled to Summary Judgment.” But, as discussed above, the trial court did not err in granting summary judgment in favor of Wells Fargo.
(b) We do find some merit, however, in Richards’s assertion that “[e]ven if [Wells Fargo] was entitled to [s]ummary [j]udgment, the trial court should have granted the Motion For Leave... because [his] counterclaims are independent from judgment in favor of [Wells Fargo].”
OCGA § 9-11-13 (f) permits a party to add a compulsory counterclaim, in the court’s discretion, upon a showing of “oversight, inadvertence, or excusable neglect, or when justice requires.”
In ruling that the motion was moot, the trial court cited the foliowing excerpt from Kace Investments L.P. v. Hull:
Unlike the plaintiffs in Summer-Minter & Assoc., Richards did not file his motion
The trial court had discretion, based upon any of the factors listedinOCGA § 9-11-13 (f), to permit the filing ofthe counterclaims; but it issued no ruling pursuant to OCGA § 9-11-13 (f).
Where a ruling of the trial court which is ordinarily one within the sound discretion of the court shows that no discretion was, in fact, exercised, and the judgment rendered is based upon an erroneous view of the law which would preclude the exercise of a discretion, a new trial results.21
Therefore, the judgment of the trial court denying Richards’s motion as moot is vacated, and the case is remanded to the trial court for the court to exercise its discretion and issue a ruling on the merits of the motion.
Judgment affirmed in part and vacated in part, and case remanded.
Notes
OCGA § 9-11-13 (f) provides: “Omitted counterclaim. When a pleader fails to set up a counterclaim through oversight, inadvertence, or excusable neglect, or when justice requires, he may by leave of court set up the counterclaim by amendment.”
Naraine v. City of Atlanta,
See Gurr v. Gurr,
Supra.
Id. at 505 (4) (citations omitted).
See OCGA § 9-11-56 (e), pertinently providing:
... When a motion for summary judgment is made and supported as provided in this Code section, an adverse party may not rest upon the mere allegations or denials of his pleading, but his response, by affidavits or as otherwise provided in this Code section, must set forth specific facts showing that there is a genuine issue for trial. If he does not so respond, summary judgment, if appropriate, shall be entered against him.
See Zywiciel v. Historic Westside Village Partners,
See EarthLink, Inc. v. Eaves,
Carlock v. Kmart Corp.,
Chastain v. Baker,
Black’s Law Dictionary (6th ed. 1991).
Id. at 482 (1) (a).
Ellington v. Tolar Constr. Co.,
Supra.
Summer-Minter & Assoc., supra at 601-603.
Id. at 606; see Smith v. Lockridge,
Richards, in his motion for leave to file counterclaims, sought to assert against Wells Fargo claims for fraud, “Georgia RICO,” breach of duty of good faith and fair dealing, “conventional quia timet and rescission for fraud,” wrongful foreclosure, damages, and equitable relief.
See Aycock v. Calk,
See generally Davis v. Wilson,
Unnever v. Stephens,
See generally Unnever, supra.
