541 A.2d 1189 | Pa. Commw. Ct. | 1988
Opinion by
Robert L. Redcay (petitioner) appeals an order of the Insurance Commissioner (Commissioner) revoking his license to act as an insurance agent and imposing a cumulative penalty of $7,000.00 in accordance with
In 1983, the petitioner pled guilty to the federal charge of conspiracy to possess with intent to distribute and conspiracy to distribute cocaine. Over the next two years, petitioner submitted six applications for resident insurance agent licénses with the Department. On each application, filed in writing and under oath, petitioner responded in the- negative to the following inquiry: “Have you ever been convicted, pled guilty or nolo contendere to a crime or misdemeanor other than a traffic violation or are you now under indictment?”
Upon consideration of the above conduct on petitioners part, the Commissioner issued a show cause order and a hearing was held, following which the Commissioner found as fact that petitioners criminal conviction and knowing, provision x»f erroneous information on the six license applications reflected adversely on his professional competence and integrity, such that he was unworthy to be licensed as an insurance agent. Revoking all licenses held by petitioner,
Petitioner now argues that the sanctions ordered by the Commissioner were excessively severe, such that they amounted to an abuse of discretion on the Commissioners part. We cannot agree with this contention. The Commissioner is “obligated] to protect the insurance-buying public from unscrupulous agents,” Romano v. Sheppard, 45 Pa. Commonwealth Ct. 19, 21, 404 A.2d 758, 759 (1979), and, as noted, is statutorily afforded discretion in determining sanctions commensurate with the subject misconduct. We see no reason to disturb the Commissioners exercise of such discretion in the instant matter.
Accordingly, the order of the Insurance Commissioner is affirmed.
Order
And Now, this 31st day of May, 1988, the order of the Insurance Commissioner in the above-captioned matter is affirmed.
Act of May 17,' 1921, P.L. 789, as amended, 40 P.S. §279.
The Commissioner found as feet that petitioner had maintained ah insurance agents license at all times relevant to the instant proceeding.
Petitioners contention that maximum sanctions are appropriate only in circumstances where the public is actually harmed by an agents conduct is specious. Moreover, the Commissioner rejected petitioners contention that Department employees directed him to respond in the negative to the inquiry regarding his criminal history.