The PEOPLE of the State of Colorado, Plaintiff-Appellee, v. Mark Randall GURULE, Defendant-Appellant.
No. 80SA310
Supreme Court of Colorado, En Banc.
May 4, 1981
Rehearing Denied June 1, 1981.
99-103
The reason behind the ten day notice provision in the policy is to provide the insured with an opportunity to obtain insurance with another company prior to the time that his insurance coverage is terminated. Moore v. Vernon Fire and Casualty Insurance Co., 234 N.E.2d 661 (Ind.1968). A majority of the courts hold that a notice of cancellation which purports to cancel a policy of insurance at a time earlier than that fixed by the policy results in the postponement of cancellation until the time period set forth in the policy has expired. See Anno. 96 A.L.R.2d 286 and the cases cited therein. See also, Farber v. Great American Insurance Co., 406 F.2d 1228 (7th Cir. 1969); Moore v. Vernon Fire and Casualty Insurance Co., supra; Seaboard Mutual Casualty Company v. Profit, 108 F.2d 597 (4th Cir. 1940).
If the insured does not receive notice of cancellation, he would have no reason to seek insurance from another company, and strict construction of the ten day notice requirement in the policy would not provide any additional protection to the insured. When notice of cancellation is not received by the insured, the time specified for termination of coverage is insignificant.
“It is manifest that a notice, which fully complies with the time interval of the policy, if mailed but not received, furnishes no greater actual notice to the insured than a notice defective in point of time....” Seaboard Mutual Casualty Company v. Profit, supra, at 599. See also, Farber v. Great American Insurance Co., supra.
Here, the notice of cancellation was mailed on November 21, 1975, with a declaration that the insurance coverage would end on December 1, 1975. Ten days notice was required by the policy. Therefore, cancellation was effective on December 2, 1975. January 11, 1976 was the date of the occurrence which gave rise to the Campbells’ claim of coverage. Cancellation was effective on December 2, 1975, and the Home Insurance Company‘s obligations under the policy ended at that time. Therefore, summary judgment was properly granted.
Accordingly, we affirm the judgment of the court of appeals and the granting of summary judgment to the Home Insurance Company.
J. Gregory Walta, Colorado State Public Defender, Terri L. Brake, Chief Appellate Deputy State Public Defender, Denver, for defendant-appellant.
QUINN, Justice.
The defendant, Mark Randall Gurule (defendant), appeals his convictions for extreme indifference murder in the first degree,1 attempt to commit first degree murder after deliberation,2 and aggravated robbery.3 We conclude that the defendant‘s conviction for extreme indifference murder is constitutionally infirm because the statutory proscription for that offense violates equal protection of the laws under the Colorado Constitution. We also conclude that the trial court committed reversible error in not granting the defendant‘s challenge for cause to a prospective juror. We therefore reverse and remand for a new trial. Because of this disposition, it is unnecessary for us to address the defendant‘s other allegations of error regarding evidential and procedural rulings by the trial court.4
I.
The defendant was charged with one count of first degree murder. This count alleged in the alternative murder after deliberation,5 or in the course of a robbery,6 or under circumstances manifesting extreme indifference to the value of human life.7 In separate counts he also was charged with attempted first degree murder and aggravated robbery. The charges arose out of the fatal shooting of a store clerk and the wounding of her husband in the course of a robbery on April 8, 1978. At about 10:45 that evening Robert Grasmick had gone to a Kwik-Way convenience store in Pueblo to pick up his wife, Edna, who worked as a clerk at the store. Upon his arrival his wife motioned to him to enter the store. Once inside she told him that she was having trouble with a male customer who appeared to be intoxicated. This customer eventually came to the checkout counter with some articles for an apparent purchase. At that point he produced a pistol, told the Grasmicks the gun was loaded, and instructed them to lie down on the floor and not look at him. Mrs. Grasmick apparently looked in his direction and was shot twice. A few seconds passed and Mr. Grasmick also was shot. Mrs. Grasmick died as a result of her wounds. Mr. Grasmick survived and identified the defendant as the gunman.
A Pueblo police officer responded immediately to the scene of the shooting and observed a male running through a vacant lot behind the store. Several officers searched the neighborhood and the defend8ant was arrested at about 11:15 p. m. two blocks north of the store. While searching for the gunman one officer discovered a .22 caliber revolver, with six empty shell casings in the cylinder, in a vacant lot approximately 100 feet from the store. At about the same time a vehicle registered to the defendant was found near the Kwik-Way store. Magazines and beer traceable to the store were found in the street directly behind the automobile. An officer observed a box of .22 caliber cartridges on the front seat of the vehicle and removed the box before the car was towed to the police station. The box had a capacity of 50 cartridges but six were missing. The shell casings recovered from the .22 caliber revolver were similar in composition to the cartridges recovered from the defendant‘s vehicle.8
In the course of jury selection the defendant utilized all peremptory challenges allotted to him. He directed challenges for cause to several jurors, all of which were denied, the most significant being his challenge to prospective juror Ruth Cornelison. Mrs. Cornelison informed the court that she had read newspaper accounts of the shooting and had formed an opinion that the defendant was “somehow implicated.” In chambers the court asked her if she would adhere to that opinion regardless of the evidence at trial. She stated that “if the evidence was overwhelmingly opposed to [her opinion],” she would set it aside.9 Again in response to the court‘s question about her ability to set aside her opinion,
The murder count based on the death of Mrs. Grasmick was submitted to the jury with verdict forms for felony murder or, alternatively, murder by extreme indifference. The jury returned a verdict of guilty to extreme indifference murder. On the other counts the jury returned verdicts of guilty to attempted first degree murder of Mr. Grasmick and aggravated robbery. The defendant was sentenced by the trial court to concurrent terms of life imprisonment for murder, twenty-five to thirty years for attempted murder, and fifteen to thirty years for aggravated robbery.
II.
The defendant argues that extreme indifference murder, as defined in
The jury‘s verdict of guilty to extreme indifference murder did not explicitly or implicitly resolve the defendant‘s guilt to the crime of felony murder. See People v. Curtis, supra. Murder by extreme indifference and felony murder are separate and distinct offenses, each of which carries the same penalty, and neither of which is the lesser included offense of the other. The defendant, therefore, may be retried for the crime of felony murder.
III.
We also reverse the defendant‘s convictions for attempted first degree murder and aggravated robbery, as well as the murder conviction, for the additional reason that the trial court committed reversible error in denying the defendant‘s challenge for cause directed to prospective juror Cornelison.
A criminally accused has the fundamental right to a fair trial by a panel of impartial jurors. Irvin v. Dowd, 366 U.S. 717, 722, 81 S.Ct. 1639, 1642, 6 L.Ed.2d 751, 755 (1961). As we recently observed in Nailor v. People, Colo., 612 P.2d 79, 80 (1980), “[t]o insure that this right is protected, the trial court must excuse prejudiced or biased persons from the jury.” Our procedures for jury selection recognize that, particularly in matters that have been subjected to widespread media coverage, prospective jurors might have formed some impression or notion about the merits of the case in advance of trial. So long as the court is satisfied, from an examination of the prospective juror or from other evidence, that the juror will render an impartial verdict according to the evidence admitted at trial and the court‘s instructions of law, the court may permit the juror to serve.
The judgment is reversed and the cause is remanded for a new trial on the charges of felony murder, attempt to commit first degree murder after deliberation, and aggravated robbery.
ROVIRA, J., concurs in part and dissents in part.
ROVIRA, Justice, concurring in part and dissenting in part.
I dissent from Part II of the opinion for the reasons set forth in my dissent in People v. Marcy, Colo., 628 P.2d 69 (1981) I concur in Part III and the remand for a new trial.
QUINN
JUSTICE
