46 Kan. 457 | Kan. | 1891
The opinion of the court was delivered by
The principal question in this case is, what effect is to be given to the following language of the receipt executed by the express company:
“It is hereby expressly agreed that the said Pacific Express Company is not to be held liable for any loss or damage, except as forwarders only; nor for any loss or damage of any box, package or thing for over $50, unless the just and true value thereof is herein stated.”
It appears that the type and electrotype plates were shipped from Kansas City to Lawrence by the A. N. Kellogg News
“ Ques. Was not the box containing the type and electrotypes in controversy broken while it was still in the ear in which it was brought from Kansas City? Ans. It was found broken in the ear.
“ Q,. If you should find that said box was broken open by any negligence of the company, state what act or thing caused said box to be broken. A. We do not know.
“Q,. Do the jury know where on the journey the box was broken open? If so, state where. A. We do not know.
“Q,. Were not the agents of defendant negligent in taking the box out of the car? A. Yes.
“Q. Could they not have saved the contents of the box by handling the box carefully when it was taken out of the car ? A. Yes, to the best of our knowledge and belief.”
The district court, among other things, instructed the jury that—
“ While a common carrier is generally, in the absence of any such limitation, liable absolutely as an insurer against all loss except that caused by the act of God and the public enemy, it may limit such liability by special conditions such as contained in this receipt, but such special contract cannot relieve the company from its own negligence. It follows that in this case the company is liable, if at all, not as an insurer, but solely for negligence in the transportation of the property. Negligence is a negative term, implying the want or absence of ordinary care — that is, that care and caution that men of ordinary prudence usually exercise under like circumstances. Whether the defendant company was so negligent, and, if so,*461 whether such negligence caused the injuries complained of, are questions of fact for the jury, to be determined from all the evidence. You should consider the condition of the material when delivered to them, the manner in which it was boxed, the nature of the articles so far as they could be seen and known by the shipper, the manner in which such property is handled, the condition and circumstances in which it was found at the place of destination, and taking into consideration all the surrounding circumstances and facts proven, and using that ordinary knowledge, observation and experience in life that men generally possess, you must say whether the loss and injury were attributable to the want of ordinary care and diligence on the part of the express company. If they were, the plaintiff may recover his actual loss; otherwise, he cannot recover beyond the sum of $50.”
The express company asked the court to instruct the jury as follows:
“ 1. The jury are instructed to return a verdict in favor of the plaintiff for the sum of $50.
“2. The agreement in the receipt that defendant will not be liable for more than $50 for any shipment, unless the true value of such shipment is stated in the receipt, is a valid agreement and relieves the defendant of liability as insurer for all amounts over $50, leaving it liable in excess of $50 only for gross negligence, and the burden of proving gross negligence is upon the plaintiff.”
I. It is settled by the decisions of this court, and by the great weight of authority, that a common carrier cannot stipulate for exemption from responsibility for the negligence of himself or his servants on grounds of public policy even by express contract. (K. C. St. J. & C. B. Rld. Co. v. Simpson, 30 Kas. 645; Railroad Co. v. Lockwood, 17 Wall. 357, and the cases therein cited; 2 Am. & Eng. Encyc. of Law, 822.) But this is not the question presented by the record in this case. The receipt executed by the express company, and knowingly and voluntarily accepted by the shipper through his agent, expressly provided “that the express company was not to be liable for any loss or damage to the box for over $50, if the just and true value thereof was not stated.” The true and just value of the box was not stated in the receipt
“ It is the law of this court, that a common carrier may by special contract limit his common-law liability, but that he cannot stipulate for exemption from the consequences of his own negligence or that of his servants. . . . There is no justice in allowing the shipper to be paid a large value for an article which he has induced the carrier to take at a low rate of freight, on the assertion and agreement that its value is a less sum than that claimed after a loss. It is just to hold the shipper to his agreement, fairly made, as to value, even where the loss or injury has occurred through the negligence of the carrier. . . . The limitation as to value has no tendency to exempt from liability for negligence. It does not induce want of care. It exacts from the carrier the measure of care due to the value agreed on. The carrier is bound to respond in that value for riegligence. The compensation for carriage is based upon that value. The shipper is estopped from saying that the value is greater. The articles have no greater value, for the purpose of the contract of transporta*463 tion, between the parties to that contract. The carrier must respond for negligence up to that value. It is just and reasonable that such a contract, fairly entered into, and where there is no deceit practised on the shipper, should be upheld. There is no violation of public policy. On the contrary, it would be unjust and unreasonable, and would be repugnant to the soundest principles of fair-dealing and of the freedom of contracting, and thus in conflict with public policy, if a shipper should be allowed to reap the benefit of the contract if there is no loss, and to repudiate it in case of loss.”
See, also, Harvey v. Railroad Co., 74 Mo. 539; Brehme v. Dinsmore, 25 Md. 329; Railroad Co. v. Sherrod, 84 Ala. 178; Duntley v. B. & M. Rld. Co. (N. H. 1890), 9 Lawyers’ Rep. 449; Magnin v. Dinsmore, 62 N. Y. 35; 20 Am. Rep. 442; Squire v. N. Y. C. Rld. Co., 98 Mass. 239-245; Graves v. L. S. & M. S. Rld. Co., 137 id. 33; Hill v. B. H. T. & W. Rld. Co., 144 id. 284; Falkenau v. Fargo, 3 Jones & S. 332; 55 N. Y. 642; Ghormley v. Dinsmore, 21 Jones & S. 36; Westcott v. Fargo, 6 Lans. 328; Grace v. Adams, 100 Mass. 505; Pemberton Co. v. N. Y. C. Rld. Co., 104 id. 144.
See, also, Breese v. U. S. Telegraph Co., 48 N. Y. 132, 139, 141, 142; 23 Am. & Eng. Rld. Cases, 703; 42 id. 366 (Va. 1879).
II. As to the second question proposed, we think that the limitation in the written receipt or special contract not to be liable for any loss or damage over $50, in this case, stands as if the carrier had asked the value of the box and its contents, and had been told by the shipper “that the value was $50 only,” or, which is the same thing, had been told by the shipper “ that if loss or damage occurred to the box or its contents, he would not demand over $50.” In Kallman v. Express Co., 3 Kas. 205, it was said that—
“No value was given in the bill of lading which was delivered to the shipper by the express company, and received by him without objection, thus consenting and agreeing that the plaintiffs should be bound by its terms. If he had desired to make the company responsible for the full value of the goods, he had only to furnish them with the amount and have it inserted in the bill. But if may be said that the company were*464 bound to make inquiry as to the value of the goods if they desired to obtain the benefit of this limitation upon their liability. We confess that we are not able to see any good reason for making such a requirement a condition precedent in such case. The company exhibits to the employer the exact condition upon which they will receive his property for carriage, to which he may assent or not, as he may choose. If he assent, we think he should be bound thereby. As in this case, if the real value of the property was $592.53, the employer, in case of loss, would be as much, nay more, interested in having such value truly stated in the bill of lading or receipt as the company could possibly be in having the value understated. He ought, then, to have made known to the company the true value of the goods, and more especially, as the limitation upon the liability of the company was so plainly stated in the receipt.”
“The granting of a new trial is largely in the discretion of the trial court; and where a new trial is given, and the record does not show upon what grounds the court granted such new trial, but the record does show errors upon which the trial court might have granted a new trial, the order granting such trial will not be disturbed.” (Barney v. Dudley, 40 Kas. 247; Sowell v. Pugh, 25 id. 96; City of Sedan v. Church, 29 id. 190.)
See Betz v. Land Co., ante, p. 45.
“It is a maxim not to be disregarded, that general expressions in every opinion are not to be taken in connection with the case in which those expressions are used. If they go beyond the case, they may be respected, but ought not to control the judgment in a subsequent suit, when the very point is presented for decision. The reason of this maxim is obvious.” (Cohens v. Virginia, 6 Wheat. 264-399, 400.)
' As is forcibly argued by counsel —
“The express company took the property and signed a receipt presented to it by plaintiff’s agent. It is true that it was one of a book of receipts furnished by the express company, but the receipts were all in blank, the printed part containing all the regulations that the express company required the shipper to comply with. The blanks were all left for the shipper to fill in any way he pleased; and in whatever way he filled the blanks, the express company was bound to receipt for the property covered by the receipt. When the shipper had filled the blank and presented it to the express company for its signature, he was in the attitude of proposing an agreement to the express company for acceptance. The signature of the express company was the completion of the agreement, and the agreement as completed, so far as it related to the value of the property, was not a limitation of liability for negligence in any way, but a square agreement that the property presented for carriage, and covered by the receipt, was worth only $50.”
In Oppenheimer v. Express Co., 69 Ill. 62, the facts were about as follows: May' & Stern shipped by the United States Express Company a box weighing 25 pounds, from New York city to Oppenheimer & Company, at Chicago, Ill. It contained jewelry of the value of $3,800. The receipt given by the express company was similar in that case to the receipt given by the Pacific Express Company in this case. The
“The terms and conditions on which the company received the property for transportation were clearly expressed in the body of the receipt, and in a way not calculated to escape attention. It must be supposed that these men paid some attention to the transaction of their business, and were reasonably well informed in regard to the nature of their contracts. That they should have been so doing business with this company for years, handling, filling out and procuring the execution of these shipping receipts, without a knowledge of their general character and effect, it is difficult to believe. They must be held to have had such knowledge. ... A distinction exists between the effect of those notices by a carrier which séek to discharge him from duties which the law has annexed to his employment, and those, like the one in question, designed simply to insure good faith and fair dealing on the part of his employer — in the former case, notice alone not being effectual without an assent to the attempted restriction; while in the latter case notice alone, if brought home to the knowledge of the owner of the property delivered for carriage, will be sufficient.”
A part of the syllabus of that case reads:
“An express company has the right to demand from a consignor such information as will enable it to decide on the proper compensation to charge for the risk, and the degree of care to bestow in discharging its trust; and a limitation of its liability not to exceed $50, unless the value of the goods forwarded is truly stated, if brought to the knowledge of the consignor, is reasonable and consistent with public policy.”
The court finally disposed of the above case upon the ground that there was a “designed suppression of the value of the
“There was an actual attempt here by the agent of the shippers to fill in this blank space, but instead of inserting $3,800 (the value), a mark or character was inserted inexpressive of any value. This shows that there was a designed-suppression of the value of the goods. That was unfair conduct on the part of the shipper of the goods. The effect of such conduct to relieve the carrier from his liability as insurer, is asserted in many cases [here decisions are given]. Had the true value of the goods been disclosed, there would have been an extra charge of $9.50, increased precautions would have been taken for the safety of the goods, and, as the evidence shows, they would have been saved.”
It may be said in every case that where a shipper fixes an agreed valuation upon his goods to be transported, or enters into a special contract with the carrier that if his goods are lost or injured he will not demand over $50, and thereby obtains cheaper rates, that he is guilty of fraud, or attempted fraud, if his goods are lost or injured and he demands for his damages an amount above the valuation or limitation agreed to. If it be true, as the trial court charged the jury, that “the plaintiff must be presumed, under the facts of this case, to have assented to the terms and conditions of the receipt,” then, within the better authorities, the limitation of the carrier’s liability not to exceed $50 was the same, as fixing the value of the property transported at $50 only, and the limitation of the express company’s liability not to exceed the $50 stated in the receipt was reasonable and just. Boorman v. Express Co., 21 Wis. 152, is a case like this. A limitation of $50 was contained in the receipt. Chief Justice Dixon, writing the opinion, held that —
“An express company may exempt itself by special contract from liability as insurer; or for the default or negligence of any person to whom the property may be delivered by it for the performance of any act or duty in respect thereto, off its own routes; or for loss or damage of any package for over $50, unless the just and true value thereof is stated in the receipt.”
“A regulation of a carrier with respect to the. transportation of live animals, which fixes the ordinary value of horses for which it will hold itself responsible in case of loss at $200 each, and requires extra compensation for transporting animals of greater value, is reasonable and valid.”
In Durgin v. Express Co., 9 Lawyer’s Rep. 453, (N. H. 1890,) the receipt was like the one in this case, and limited the liability to $50. It was held that—
“A shipper of goods who fills out one of the blank receipts ■contained in a book previously furnished by an express company for his use, and obtains the signature of the company’s agent thereto upon delivering to him a package for transportation, will be presumed to know the contents of the receipt; and if he receives such receipt without objection, his assent as to its conditions will, in the absence of. fraud, be conclusively presumed.”
Clark, J., in delivering the opinion in that case, said:
“The receipt signed by the defendants’ agent and servant at the time of the delivery of the package was taken by the plaintiff as evidence of the fact and purpose of its delivery, and of the terms and conditions on which the defendants received it. The receipt was contained in a book of blank receipts previously furnished by the defendants for the use of the plaintiff, and the written portions were in his handwriting, and the law presumes that the contents were known to him. The plaintiff understood it to be the shipping contract, and, in the absence of fraud, by receiving it without objection he was conclusively presumed to assent to its conditions. (Merrill v. Express Co., 62 N. H. 514; Grace v. Adams, 100 Mass. 505.) It is now generally held that the responsibility imposed on the carrier of goods by the common law may be restricted and qualified by express stipulation, where such stipulation is just and reasonable; and a stipulation that the carrier shall be informed as to the value of the goods delivered to him for carriage, as affecting the risk and the degree of care required, is clearly reasonable. . . . The plaintiff understood that he was securing transportation of the box to New York at a reduced rate, (in fact, at one-fifth of the regular rate,) by calling the value $50, and assuming a portion of the risk of carriage himself; and having agreed upon a valuation for the purpose*469 of fixing the express charges, he cannot insist that the goods are of greater value for the purpose of increasing his claim for damages for the loss. Nor is it material whether the loss arose from the negligence of the defendants, or some other cause.’ The defendants agreed to respond in a sum not exceeding $50 in case of loss; and, for the purpose of the contract of transportation between tbe parties to the contract, the goods had no greater value.”
See also to the same effect Squires v. Railroad Co., 98 Mass. 239; Railroad Co. v. Hanlien, 52 Ala. 615; Magnin v. Dinsmore, 56 N. Y. 168; Railroad Co. v. Weakly, 50 Ark. 397; 8 S. W. Rep. 134.
In L. & N. Rld. Co. v. Wynn, (Sup. Ct. Tenn., January 2, 1890,) 14 S. W. Rep. 311, special contracts for a limitation of the liability of a carrier are not sustained. It is said in that case, among other things, that—
“To our minds, it is perfectly clear that the two kinds of stipulation — that providing for total, and that providing for partial, exemption from liability for the consequences of the -carrier’s negligence — stand upon the same ground, and must be tested by the same principles. If one can be enforced, the other can; if either be invalid, both must be held to be so, the same considerations of public policy operating in each case.”
In our opinion, the reasons stated-are wholly untenable. They proceed upon false premises. That court overlooks the power of the shipper to freely and fairly fix a valuation upon his own property. The carrier has the right to make reasonable rates for carriage. A total exemption from the liability on the part of a carrier would not be just or reasonable, and no person having reason would willingly and freely contract with a carrier that the property which he wished to have transported was absolutely worthless. The carrier is bound to receive and transport the property of the shipper. The shipper can place his own valuation upon the property delivered by him to the carrier to be transported. The carrier cannot arbitrarily fix any valuation on the property received from the shipper, but may reasonably insist on proper information as to the value of the property which he receives. He ought to
In the case of the Telegraph Co. v. Crall, 38 Kas. 679, gross negligence was involved. Whether a telegraph company could exempt itself by contract from ordinary negligence, was not passed upon. That question was reserved. We do not think it is necessary to follow all that was stated in Kallman v. Express Co., supra; because, although that decision was made nearly 25 years ago, the question now at issue was not necessarily embraced in that decision, for the reasons heretofore named. The case of Railroad Company v. Simpson, supra, followed Railroad Co. v. Lockwood, 17 Wall. 357. This case
“A contract fairly entered into between carrier and shipper, specifying a fixed sum as the value of the property, and limiting the recovery in case of loss to that sum, is binding on the shipper.” (Harvey v. Railroad Co., 74 Mo. 538.)
We must assume, so far as this case is concerned, that the parties, including the shipper and the express company, contracted with reference to the law of Missouri. The receipt was signed there, the box was delivered there, and was shipped from Missouri to Kansas. It seems to us that the shipper ought not to complain. If he had desired to insert, in the receipt which the express company was asked to sign, $144.55 as the full value of the box, or if he had desired to insert any larger amount, he had the option so to do; and if he had inserted the full value of the box and its contents, he could have recovered the value. But as the shipper voluntarily limited his loss or damage to the sum of $50 only, why should he refuse to receive the sum of $50, which was tendered him by the superintendent of the express company when he presented his claim for damages? The receipt, as executed, was just as he desired and wished it. The damage in case of loss or injury to the box or its contents was liquidated in advance by the voluntary action of the parties. “The limitation as to the damages or value has no tendency, in such a case as this, to exempt from liability for negligence.” (Hart v. Railroad Co., supra.) Generally, the charges for transporting a box or package valued at $144.50, $500, or $1,000, are more than when the value is $50 only, and if the shipper wishes to pay full charges and recover full value, in case of loss or injury from negligence, why should he not state to the carrier, or write in the receipt to be signed by the carrier, the full value?
'“The company exhibits to the employer the exact conditions upon which it will receive his property for carriage, to which he may assent or not as he may choose. If he assents, we think he should be bound thereby. As in this case, if the real value of the property was $592.53, the employer, in case of loss, would be as much, nay more, interested in having such value truly stated in the bill of lading or receipt as the company could possibly be in having the value understated. He ought then to have made known to the company the true value of the goods, and more especially as the limitation upon the liability of the company was so plainly stated in the receipt.”
The judgment of the district court will be reversed, and the cause remanded for a new trial.
Valentine, J.: I think we should follow the decision made in the case of Kallman v. Express Co., 3 Kas. 205 — first, because it is right; and second, for the following reasons: It was made on February 17, 1865, more than 26 years ago; the courts have been open ever since, and 20 or more sessions of the legislature have intervened, and yet no modification of any of the rules therein enunciated has been made, but all seem to have been acquiesced in; and for these reasons it must be presumed that the parties to this action, and especially the express company, contracted with reference to such rules; and now, to overturn them, and to declare different rules for this case, would virtually be to make a new contract for the parties; and construing the present contract as the contract in that case was construed would render the contract valid, while to construe it as the express company now desires to have it construed would render it void. To construe the contract so as to limit the express company’s common-law liability only as an insurer, and only for losses and injuries brought about by
“There was an actual attempt here by the agent of the shippers to fill in this blank space, but instead of inserting (3,800 ’ (the value), a mark or character was inserted inexpressive of any value. This shows that there was a designed suppression of the value of the goods. That was unfair conduct on the part of the shippers of the goods. The effect of such conduct to re*474 lieve the carrier from his liability as insurer is asserted in the cases of — [here certain cases are given]. Had the true value of the goods been disclosed, there would have been an extra charge of $9.50, increased precautions would have been taken for the safety of the goods, and, as the evidence shows, they would have been saved.”
In this case of Oppenheimer v. Express Co., no pretense of fault or negligence on the part of the express company was imputed, but, on the contrary, it was admitted by the parties that the company was not guilty of any fault or negligence; and in the later case of C. & N. W. Rld. Co. v. Chapman, (decided by the supreme court of Illinois, on May 14,1890,) 42 Am. & Eng. Rld. Cases, 392, 394; same case, 24 N. E. Rep. 417, 419, it is stated as follows: “In Oppenheimer v. Express Co., 69 Ill. 62, the court held that the contract exempting carriers from liabilities is not to be construed as providing against loss or injury occasioned by actual negligence on their part.” Indeed, the case of Oppenheimer v. Express Co. has no application to this present case. In the present case the shipper was not guilty of fraud or. unfair dealing, and the express company was unquestionably guilty of culpable negligence.
In the case of Orange Co. Bank v. Brown, 9 Wend. 85, 114, et seq., an intended passenger on a steamboat, without paying extra fare, took with him on the steamboat as baggage an ordinary traveling trunk containing $11,250. In a few minutes afterward the trunk and its contents were removed, and the owner never recovered them. The owners of the steamboat had no knowledge of the contents of the trunk, nor of their great value, and it was held that they were not liable for their loss. Other distinctions might be shown between this case and the cases relied on by the express company, if it were thought necessary. The stipulation contained in the receipt given by the express company in the present case, limiting its liability for loss or damage, does not limit its liability except with respect to an amount in excess of $50. Up to that amount the express company’s liability remains precisely the same as it would be at common law, or as it would be if
Kallman v. Express Co., 3 Kas. 205; K. C. St. J. & C. B. Rld. Co. v. Simpson, 30 id. 645; K. P. Rly. Co. v. Peavey 29 id. 169; Telegraph Co. v. Crall, 38 id. 679; Farnham v. C. & A. Rld. Co., 55 Pa. St. 53; Express Co. v. Sands, 55 id. 140; Grogan v. Express Co., 114 id. 523; same case, 60 Am. Rep. 360; same case, 30 Am. & Eng. Rld. Cases, 9; Wyler v. Pa. Rld. Co., 134 Pa. St. 310; same case, 42 Am. & Eng. Rld. Cases,
In my opinion, notwithstanding the stipulation in the aforesaid receipt, limiting, to some extent, the liability of the express company, the company was still bound at its peril to act in good faith as toward its employer, and to ^xercise reasonable care and diligence with respect to its employer’s goods. There was ample evidence to show negligence on the part of the express company, if not gross negligence. The goods were shipped from Kansas City'in good order. When they arrived, at their destination, at Lawrence, the box containing them was found broken. With due care, however, they might
“An examination of the authorities bearing upon this point, will, we think, show that they may do so, provided,however, that due care and diligence'be used in the discharge of their trust. But carriers cannot in this way shield themselves from the consequences of fraud, gross negligence, and want of care. . . . It is only when such carriers act in good faith, and use due care and diligence in and about their business, that the law permits them to have the benefit of limitations, like that under consideration.”
In the case of L. & N. Rld. Co. v. Wynn, supra, the following, among other language, is used by the court:
“ The author of American and English Encyclopaedia of Law says: ‘By the clear weight of authority in England, Canada, the United States, and almost without exception in the states of the union, the rule has been adopted that the common carrier can make no contract, the effect of which will be to exempt him from liability for negligence.’ (2 Am. & Eng. Encyc. of Law, 822.) Is the limitation in the contract before us within, the prohibition of this eminently just and general accepted principle? Manifestly the stipulation does*478 not contemplate total exemption from liability; it only provides for partial or limited exemption. Upon that distinction the nice and important question arises, can a stipulation of the latter character stand before the law when one of the former kind cannot? Or, to state the same question differently, and SO'as to apply it more directly to the facts of this case, the rule of law being established, as we have seen it is, that the defendant company could not lawfully have contracted with the plaintiff that it would in no event be liable for any part of the value of the mare, if lost or destroyed, can the limitation of its liability to $ 100 be upheld in the courts, if it should appear that her death resulted from the negligence of the company, and that she was in fact worth eight times that amount, as the jury found her to be? We unhesitatingly answer, ‘No/ The carrier cannot by contract excuse itself from a liability for the whole or any part of a loss brought about by its negligence. To our minds, it is perfectly clear that the two kinds of stipulation — that providing for total, and that providing for partial, exemption from liability for the consequences of the carrier’s negligence — stand upon the same ground, and must be tested by the same principles. If one can be enforced, the other can; if either be invalid, both must be held to be so, the same considerations of public policy operating in each case. With great deference for those who may differ with us, we think it entirely illogical and unreasonable to say that the carrier may not absolve itself from liability for the whole value of property lost or destroyed through its negligence, but that it may absolve itself from responsibility for one-half, three-fourths, seven-eighths, nine-tenths, or ninety-hundredths of the loss so occasioned. With great unanimity the authorities say it cannot do the former. If allowed to do the latter, it may thereby substantially evade and nullify the law, which says it shall not do the former, and in that way do indirectly what it is forbidden to do directly. We hold that it can do neither. The requirement of the law has ever been, and is now, that the common carrier shall be diligent and careful in the transportation of its freight, and public policy forbids that it shall throw off that obligation by stipulation for exemption in whole or in part from the consequences of its negligent acts.”
In the case of Express Co. v. Seide, supra, the supreme court of Mississippi decided as follows:
“A stipulation in a receipt given by an express company*479 that, if the value of the goods shipped is not stated by the shipper and specified-in the receipt, the holder will not demand more than $50 for loss or damage, exempts the carrier from greater liability only when the loss did not result from negligence on its part. This is true, although a greater charge is made for carrying packages over $50 in value, and the shipper fails to state the value and pays the minimum charge.” (Part of syllabus.)
In the case of Kirby v. Express Co., supra, the court of appeals of St. Louis, Mo., decided as follows:
“A clause in a contract between an express company and a shipper stated that goods shipped are of the value of $50, unless their value should be inserted in the contract, and that the company, in case of loss, would not be liable for more than $50, unless the value was so inserted, and the value of the goods was not inserted. Held, That this did not relieve the company from liability for the full value of the goods if lost through its fault, and that a presumption of negligence arose from the mere fact of loss.” (Part of syllabus.)
In the case of McFadden v. Pac. Rly. Co., 92 Mo. 343, supra, the supreme court of Missouri decided as follows:
“While a shipper may release a common carrier from' its obligation as an insurer of his property, yet the carrier cannot, by any kind of stipulation, exempt itself from liability for its own negligence.” (Part of syllabus.)
See also the other eases above cited, and especially the Pennsylvania cases.
I think the judgment of the court below should be affirmed.
