This was an action brought in the district court for Lancaster county to recover on a beneficiary certificate issued to one Granville R. Oyster by the Voluntary Relief Department of the Chicago, Burlington & Quincy Railroad Company, and payable in case of his death to his wife, the plaintiff herein. The certificate was issued April 6, 1891, and Granville R. Oyster was killed in a railroad accident on the 31st day of July, 1894, while in the employ of the Chicago, Burlington & Quincy Railroad Company, and also while a member in good standing in the relief department of said company. There is no disputed question of fact in the record. The case was tried without the intervention of a jury to the court, and judgment Avas rendered for the defendant, and plaintiff brings error to this court.
After the death of Granville R. Oyster, Margaret E. Oyster, wife of the deceased, procured letters of administration on his estate and prosecuted a cause of action against the Chicago, Burlington & Quincy Railroad Company for negligently causing his death, under the provisions of chapter 21 of the Compiled Statutes of Nebraska, and re
Seeing, then, that the railroad company has paid the full penalty prescribed by law for the unlawful killing of Gran-ville R. Oyster to his personal representative, we must then look to the terms of the certificate on which this cause of action is predicated to determine whether or not it gives a further right of action to plaintiff for this same injury. It is plain that if any such additional right of action for the wrongful killing of this man exists at all, it must be by the terms of the benefit certificate of the voluntary relief department of the defendant; and these terms provide that if any authorized person brought a suit against the company which was prosecuted to judgment, or afterwards compromised, the beneficiary would have no claim on the relief fund. Plaintiff must take this certificate with the conditions imposed by the contract, or not take it at all. Without the contract contained in this certificate, she has no right of action; and with the contract, by the condition it contained, she is barred from a recovery. Maine v. Chicago, B. & Q. R. Co., 70 N. W. Rep. [Ia.], 630; Donald v. Chicago, B. & Q. R. Co., 61 N. W. Rep. [Ia.], 971, 33 L. R. A., 492; Pittsburgh, C., C. & St. L. R. Co. v. Cox, 45 N. E. Rep. [Ohio], 641, 35 L. R. A., 507; Pittsburgh, C., C. & St. L. R. Co. v. Moore, 53 N. E. Rep. [Ind.], 290, 44 L. R. A., 638.
It is therefore recommended that the judgment of the district court be affirmed.
Affirmed.
Note. — Lord Campbell’s Act. — In England prior to anno 1846, an administrator conld not recover for the wrongful death of his intestate. This was upon the theory that he could transmit to his heirs no property or right which was not his at the time of his death. As the right of recovery for his death was not complete till he was dead, there was never an instant of time in which he himself possessed any right of action; hence there was, at the intestate’s death, nothing to transmit. Lord Campbell’s'Act [9 & 10 Victoria, c. 93J was designed to remedy this evil. The author was John Campbell, First Baron Campbell. He was author of Lives of Chief Justices. Born 1779, died 1861; he was a Scotchman by birth. Most of the states in the American Union have followed Lord Campbell’s Act. In Nebraska, it is chapter 21 of Wheeler’s Compiled Statutes. — W. F. B.
66 Am. St. Rep., 456.