40 N.Y.S. 1113 | N.Y. App. Div. | 1896
The grain for the loss of which this action is brought, except 10,120 bushels of corn belonging to Harvey <& Co., and which was shipped under a Montreal bill of lading, and also except so much as is known as the “Hurlbut Grain,” was in the possession of the defendants, as common carriers, under bills of lading containing provisions yvhich exempted them from damages for loss occasioned by fire unless caused by the negligence of such defendants or their servants. It is claimed that, as to a certain lot of the grain shipped by Peavey & Co., in the schooner Hecla, the bill of lading was delivered to them under such circumstances that they were not bound by the conditions in it limiting the common-law liability of the defendants, and that hence, for the loss of that grain, no negligence need be proven. If it be conceded that Peavey Sc Co. had no knowledge of the terms and conditions in the bills of lading under -which it was the custom of these defendants to carry grain, and that they did not receive it until after the vessel had sailed, and it was too late, then, to object to such conditions, nevertheless, Chandler had long dealt with them, and had knowledge of all the limitations and conditions under which they received and carried freight, and of their methods of transporting the same from Chicago
The referee has found that the fire was not caused by the negligence of the defendants. After a careful examination of the evidence, I am of the opinion that such conclusion is correct, and should not be disturbed by this court. This finding, in itself, would be a complete defense to the plaintiff’s claim for all but the 10,120 bushels of corn, were it not for the fact that, prior to the fire, Chandler had ordered out of the elevator, and directed to be forwarded, some 38,400 bushels of grain belonging to him, and that the defendants had negligently omitted to send it forward. Such amount of grain was of the value of $18,244.50, and, owing to such neglect, it was all consumed by the fire, and Chandler thereby suffered damage to that amount. It is for the loss occasioned by the destruction of this grain, and for the 10,120 bushels of corn, only, that any action can be sustained; and as to this the question is whether the bills of lading under which it was held by defendants at the time of the fire contained in them any conditions which operate as a defense to the plaintiff’s claim. Although the grain was in the elevator at Ogdensburg, it must, I think, under the circumstances and method by which the business was done, as described in the referee’s report, be deemed still “in transitu,” and the bills of lading to still furnish the measure of the defendants’ liability. It was still in their possession as common carriers, and not as warehouse-men.
One of the conditions of the Boston bills of lading, so called, was to the effect that thé defendants should not be liable for any loss sustained “unless written claim for loss or damage shall be made to the person or party sought to be made liable within thirty days, and the action in which such claim is sought to be enforced shall be brought within three months after the said loss or damage occurs.” It appears by the tenth finding of fact that all of Chandler’s grain destroyed was received in the elevator under Boston bills of lading, except 4,000 bushels, which were received under a Montreal bill of lading. But on August 9, 1890, when such 4,000 bushels were sold to Chandler by the original shipper from Chicago, Harvey & Co., he (Chandler) ordered out of the elevator that 4,000 bushels, and a new
As to the 10,120 bushels of corn owned by Harvey & Co., inasmuch as the bill of lading under which it was shipped did not limit the common-law liability of defendants for its loss by fire, no negligence was necessary to be proved against them in order to recover for such loss. But there was a provision in such bill of lading to the effect that, in case of loss or damage of any of the goods named in it, for which any carrier under the same would be liable, they should have the benefit of any insurance by or for account of the owner of such goods. This plaintiff claims to recover for the loss of such corn, because, having insured Harvey & Co. for its loss, it has been subrogated to their claim against the defendants for the loss, and, having paid Harvey & Co. the amount so insured, they have received from them such an assignment of their claim. But, by reason of the contract in the bill of lading, the insurance so made to Harvey & Co. was for the benefit of these defendants, and under such circumstances no cause of action accrues by subrogation, or can be assigned, to the insurer, against the common carrier. That rule is clearly held in the following cases: Platt v. Railroad Co., 108 17. Y. 358, 15 N. E. 393; Fayerweather v. Insurance Co., 118 N. Y. 324, 23 N. E. 192; Phoenix Ins. Co. v. Erie & W. Transp. Co., 117 U. S. 312, 6 Sup. Ct. 750, 1176; Liverpool & G. W. Steam Co. v. Phenix Ins. Co., 129 U. S. 397, 9 Sup. Ct. 469. Hence the plaintiff has not established a cause of action for the loss of the corn in question.
So, also, the so-called Boston bills of lading, under which all the rest of the grain in this case, except the Hurlbut grain, was shipped, contained a similar provision; and, inasmuch as the plaintiff’s claim to recover for such grain is based solely upon a similar subrogation
I do not find any error in.the rulings upon the trial that warrants a reversal of the judgment, and am therefore of the opinion that the judgment should be affirmed.
Judgment affirmed, with costs. All concur.