69 Mo. App. 332 | Mo. Ct. App. | 1897
This is an action on a policy of fire insurance. Upon the face of the policy the defendant insured the plaintiff’s dwelling house for $500, and his household goods therein for $400, from the tenth day of May, 1890, to the tenth day of May, 1895. On the twenty-fourth day of February, 1895, the house and its contents were destroyed by fire. The defendant resisted the payment of any portion of the loss, upon the ground that the policy had expired at the date of the fire. It was alleged in the answer that the contract of insurance was for three years; that the policy was issued for that time, and that after the delivery someone, without authority from the defendant so to do, changed it by erasing the word “three” and writing over it the word “five,” thereby attempting to change the duration of the risk from three to five years. There was no dispute at the trial that the word “three” was originally written in the policy; that it was par
With the concurrence of the other judges the-judgment of the circuit court will be affirmed. It is so-ordered.