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New York Life Insurance v. Jones
17 So. 2d 879
Ala. Ct. App.
1943
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*1 417 proof satisfy requires 'which the law jury beyond a reasonable doubt and certainty, to a moral after a consideration evidence, of all that the defendant is guilty. firmly It has been likewise es merely gives tablished that evidence which surmise, conjecture suspicion rise to a ór as guilt of defendant will suffice judgment sustain a of conviction in prosecution. criminal Guin v. Ala.App. 788; Digest, 94 So. 6 Alabama Law, @^308, 560, Criminal 561(1). necessity There specifi is deal cally with all of the insistences of error error, say, here. highly Suffice prejudicial rights to the substantial of de fendant, prevailed in the action overruling court denying and defend motion fоr ant’s new trial. a Said motion Florence, appel- Parnell, of for Fred S. predicated upon is separate several and lant. grounds, distinct each of which well taken, and the granted court should have Atty. Gen., McQueen, Acting ‍​​‌‌​​​​​‌‌​‌​‌​‌​​‌​​​‌‌​​‌​​​‌​‌‌​‌​​​‌​‌‌​​‌‌‍N. Wm. Failing the motion. do so necessitates a Gen., Sykes, Atty. Asst. Bernard F. and judgment reversаl of the of conviction for the State. appeal from which this ordered; was taken. sois further, judgment is here BRICKEN, Presiding Judge. discharging rendered the defendant from judgment appeal is of con- This custody in proceeding. further Robi vagrancy. viction Ala.App. son v. certiorari denied thoughtful and con- So. 629. attentive After record, we are of the entire sideration Reversed and rendered. Defendant dis- opinion said conviction firm charged. there- unjust and unwarranted. We wrong, impelled reiterate what feel fore many this State appellate courts of one at similar to the cases times upon which the evidence bar as concerns Upon had. conviction was objections were inter- innumerable the trial to the ad- posed exceptions reserved -rulings rulings verse court. replete with error. the court were 17 So.2d 879 evidence, allowed large portion A NEW YORK LIFE ‍​​‌‌​​​​​‌‌​‌​‌​‌​​‌​​​‌‌​​‌​​​‌​‌‌​‌​​​‌​‌‌​​‌‌‍INS. CO. JONES. objections of defend- over 4 Div. 787. simple. The ant, hearsay pure and is, evidence same rules of law Appeals Court of of Alabama. they apply character in cases of this Oct. 1943. cases, there criminal all other application Rehearing should be no distinction Denied Nov. reason the accused rules for these May 9, Reversed on Mandate charged ‍​​‌‌​​​​​‌‌​‌​‌​‌​​‌​​​‌‌​​‌​​​‌​‌‌​‌​​​‌​‌‌​​‌‌‍this offense. firmly rule in established every person accused criminal cases is innocent, and presumed to be of crime presumption until attends the accused proven; guilt legally and any his has prove guilt legally order crime the burden rests person accused of upon the State to offer that measure of *3 Rushton, Weil, Stakely, & Wil- Johnston

liams, appellant. Montgomery, for ‍​​‌‌​​​​​‌‌​‌​‌​‌​​‌​​​‌‌​​‌​​​‌​‌‌​‌​​​‌​‌‌​​‌‌‍Jackson, Dothan, appel- Martin &

lee. not, you, not the Court instructs RICE, Judge. evidence for take purpose consider that court be- Appellee had pertains than so far other brought suit appellant, in her against lоw plaintiff defendant notice Each count-—but it. against counts in four disability.” her claim of total of action —claimed same cause all for the the terms by appellant under her a sum due from the excerpt view ‍​​‌‌​​​​​‌‌​‌​‌​‌​​‌​​​‌‌​​‌​​​‌​‌‌​‌​​​‌​‌‌​​‌‌‍of the In by it to her. policy issued of an insurance quoted just next charge oral of the cоurt put it: prius judge above, in the action of we find error As the learned nisi motion to refusing the court Jones, “Gentlemen, plaintiff, Mrs. complaint the strike from count of sum of certain brings recover a her suit to acknowledged “that the defendant words: defendant, the New money against *4 paid years and liability for said four the she Company, which York Insurance Life disability pro- plaintiff monthly the benefits n insists that for entitled to recover she is the policy set until in said above out vided pro- and certain terms and on account of June, day 1st of 1940.” policy insurance in a life visions contained properly to plaintiff judge The trial thе the stated by the to issued defendant testimony jury objection: in this by without the the disclosed time —and appearing in case, policy the date of the testimony is in the “The conflict at cer- itself, of a policy and on account the point delivery the to Mrs. of issuance and policy effect provision that tain in policy of the on. There is no sued Jones dispute, totally dis- in became that event she the conflict, in or the evidence is not employment any gainful engage to in abled payment with past of reference policy life of the occupation during the or policy due the premiums оn the if her pay the company to that the would totally finds that she disabled because was during per thousand per sum of month $10 policy the payment itself waives the disability, pol- the period total the of her was, period premiums if during the she in this icy, by testimony the as disclosed suit, disabled, by totally I covered the as the the face of appearing from case and you. disability have total to There defined $2000, making sum of policy, being for the (dispute is no that the defendant would insists per month which she total the sum plaintiff per due the the sum of month $20 under the to recover that she is entitled suit, period by during pro- the covered this сase, terms under the testimony in the and totally vided finds that she was the policy, the sum of provisions the and of disabled, disability Ias have defined total per month. $20 you, period by during to the this covered suit. totally disabled insists that she “She any occupation or work or in engage you to to you main issue for see the “So June, of employment during the months case, issue it is an of and this determine October, Novem- September, July, August, with the not concerned fact. You are 1940, December, year and of and the January, ber Mrs. physical condition of Jones February, of during months the the covered than time time other August, March, May, June, July, April, 1, 1, suit, is, beginning that June June November, October, 1941.” and September, November, through 1940, each month and only time period of about the That is charged judge likewise prius nisi Said concerned, with reference you are follows, orally, to-wit: jury, as “There the Mrs. That physical condition the Jones. in this proof introduced some has bеen in this case.” main is issue 1940, prior June, she the effect that Also, and does not con- to what does as notice to the de- or furnished gave notice terms disability” within the “total condition, stitute and on physical her fendant on, judge the trial policy sued paid defendant her that notice that trying the as fol- period charged certain months or a during several disability, physical “Total as lows, disability her to-wit: time, recognized total policy, does not monthly in the terms payments of used $20 her the paid law, law Gentlemen, under the rules of testimony, or mean That per month. helpless, in- person was pur- that you for the go permitted to incapacitated from alone, capacitated, physically purpose show for the pose, helpless condition. anything, doing notice of her did have defendant that, it mean that but does not mean they It does otherwise condition physical to the ex- physically disabled person with reference to her notified had substantially engage cannot you she disability, .should tent total claim Kimbrell, occupation Ry. or San any occupation, gainful Francisco Co. or capaci- 114, qualified or Ala. which she is So. 433. work for tated or trained or skilled doing, that We are not so sure that we undеrstand disability, she, physical her On account of duty our as re considering able, engage in incapacitated to or is quested charges, other than the any gainful employment which she general charge, affirmative which were re skilled, trained, capacitated, qualified, below, here, where, fused аs does testi- knew how to do. You have heard mony along appear that the contains bill of line, did what Mrs. Jones Court, by all the evidence. Our physical- became before she insists that she ly which we guided, are unabled, things that she different Sec. specifically has in such stated that testimony did. You have heard circumstances such “not for ability, qualifications, her reference to her review.” Garrett v. you training, experience, and have her her 24. And it has intimated as her testimony with heard the reference much in at least one other case with which by the testi- physical disability mony disclosed Liberty Mealt. See Nat. Life Ins. Co. heard in this case. You also al., v. Collier et 154 So. 118. testimony defense with refer- for the This equivalent court made an statement in *5 to, disputing the or ence contravention opinion State, Taylor the the case of v. disability within mean- of her the fact total Ala.App. 112, 28 Many 179 646. more So. policy.” ing of the import authоrities to like opinions in the are cited just in the cases mentioned. three the So far as we can discern court, quoted above, charge of the trial last ascertain, So far as we can our was in substantial with the accordance Supreme categorically Court has never Supreme latest and last utterance of our overruled, repudiated, or holding the subject, as in the Court on the contained cases, of correctly those holding is —which opinion in the of Mutual Life Ins. Co. case epitomized in the second headnote to the 80, Danley, 242 5 New York v. Ala. So. of report State, of the case of Garrett v. 215 therefore correct. Code 2d 743. was 224, 23, Ala. 110 So. to-wit: “Where bill 1940, 13, quoted Title if Sec. 95. But said exceptions of purport does not to set out predicated excerpt charge from the trial court’s oral evidence, all charges refusal of embody accurately Supreme our failed to presented thereon are not for review.” prevailing dis Court’s definition of “total True, Court, Supreme in the our re ability,” gard deficiency we think this Johnson, All States Ins. Co. v. case of Life by completely appellant’s was cured 392, 877, 880, Ala. 194 So. made 239 7, requested charge duly given to cléarly may we statеment —which not un jury. the might, possibly, qualify derstand —which only the contested issue in case So the State, supra, holding in vizr the Garrett v. jury submitted to the under correct was requested (of charge) “But the refusal instructions as the law. revised, if shown can and will it is exceptions that instructions the bill of the exceptions up bill of sent here abstract, (that is) that was were there reciting that it the not dence—and we contains all evi upon they the evidence before being say unable to that it they ap were and to which could be based we, the contain all does evidence— plied, were not addressed to the suffi course, do not сonsider the refusal of the ciency of the evidence.” appellant’s give court to at trial to the request general the statement of charge the affirmative Whether the just quoted find in favor. Sims is or is not its v. 29 Ala. Court meant to 398, 258, App. Id., holding modify 198 So. the in Garrett certiorari v. denied 177, 259; holdings, supra, 240 Ala. 198 So. All and similar Stаtes Life seems to us authority Johnson, 392, Ins. Co. 239 the of even v. that under All States Johnson, supra, And that with 877. is true to Life Ins. Co. v. reference we are plainly failing appear action of the trial court in overruling the forbidden—it appellant’s motion to set aside the verdict the bill of contains all the evi- trial, grant here it new on in the case—to consider the dence the re- ground give was opposed verdict to the lower court to the jury fusal great weight request evidence. All States its written 16 Johnson, supra; Life Ins. Co. (which report v. Louis- out in the St. set Assuming is so well They be “ad- this definition case). each seem to us to generally it nеeded sufficiency the evidence” known as that dressed to the proof we do so quotation, on the unless in the above, trial —and sense intended assume, objection question Life opinion in All from the States properly sustained Co. not here witness Dr. Turner Ins. v. So Johnson. plain that charges. proof consider as for lack refused of said said —it receptionist” the duties do not Sec. 95. of an “office require print.” her to “read fine question arises remaining out of in sus- ruling develops of the trial Hence it the Doctor' —the court taining appellee’s appellant’s expert objection anything wrong find —“didn’t Turner, question witness, expert (appellee). Dr. her” being to its That follows, your for, opinion, exam- to-wit: “Based on Doctor’s no more called Jones, in ination in T. 1940 of Mrs. Alice admissible than would have that of your opinion perform physically any nonexpert opinion, could she witness. Such an receptionist?” conceded, the duties an office it is have been ad- would Evidence, C.J.S., missible. 32 § question whether Of course So err in the trial court did not ruling or not we will consider sustaining objection question ex dependent the bill of for its answer on quoted regard above —and this without ceptions Payne containing evidence. all the рroper whether grounds or not the Boutwell, Ala.App. So. objection stated. State were See Volunteer Turner, noted that Dr. It should be Davis, Life ante, p. Ins. 14 So. Co. v. question put, quoted whom the above Id., 2d certiorari denied expert; medical was admitted to abe 14 So.2d 168. appellee, Jones, he Mrs. Alice T. examined *6 appellant; disposes of all the once, but the instance of What we at permitted wrong we were anything which questions argued he “didn’t and that find difficulty except had read- with her that she here consider. read ing print” fine that “she could —but merely main— added that the might print.” Dr. Turner varying degrees of fine was, issue the sole—contested we believe suf- Mrs. “was not furthеr stated that Jones said, judge trial and careful as the learned fering any disease or trauma.” against jury found fact.” The “an issue had, testimony really, Turner it no valid appellant; In view of Dr. he upon we can not grounds expect mentioned above see a reversal of qualified answer give an judgment. morе question quoted would have than It is affirmed. trying member Affirmed. case. Opinion after Remandment. We believe the law that should Corpus govern in 32 is as stated Se- Juris PER CURIAM. cundum, Evidence, “* page viz: § * * In affirming in this expert an in manner witness a upon original submission, we declined and juror, discharges the functions of a refused, for reasons we set forth in our never be ad- opinion evidence should his opinion, appellant’s requested consider jurors clear that it unless mitted charges and refused written 16 and 17. capable, from want of are themselves subject, Court, knowledge Supreme upon petition experience us, conclusions from facts has said that correct we were in draw certiorari er- Capitol doing; And see Motor Lines v. and has proved.” ror so remanded the Gillette, So. for our further to us consideration. receptionist,” consideration, Giving an “office we further duties known; it, certainly they mandate according well are Su tаke Court, juror preme known which of course well as to a we are controlled, expert.” Webster’s New In- Sec. we “medical Edition, appellant Dictionary, Second de- conclusion was en ternational reach the receptionist to have the instructed as follows: “An office titled as rе fines woman, usually greets quested charges in the two men employee, who tioned above. callers.” abstract; They were have been otherwise find their substance to jury. for the error given to And these two writ- give refusing to reversed judgment will be ten and the cause remanded. true, seem unneces- Since this is it would sary to matter discussed consider the other opinion. Court’s and remanded.

Reversed

18 So.2d 412 v. STATE.

SHIKLES

8 Div. 350. Appeals of Alabama.

Court of 21, 1944.

March May 9,

Rehearing Denied

Case Details

Case Name: New York Life Insurance v. Jones
Court Name: Alabama Court of Appeals
Date Published: Oct 5, 1943
Citation: 17 So. 2d 879
Docket Number: 4 Div. 787.
Court Abbreviation: Ala. Ct. App.
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