Nationwide Mutual Fire Insurance Company appeals from a final judgment entered following a $3.99 million jury verdict entered in favor of Nationwide’s insured, Mark W. Darragh. Nationwide provided uninsured motorist coverage in the amount of $200,000 to Darragh. We agree with Nationwide that the trial court erred in refusing to instruct the jury to reduce future economic damages to present value in rendering its verdict. See Dupuis v. Heider,
For the benefit of the parties and the trial court on retrial, we address one other evidentiary issue relating to Dar-ragh’s future economic damages claim. Over Nationwide’s many and various objections, Darragh was allowed to personally testify as to the value of future pension benefits that he claims to have lost from the United States military as a result of injuries sustained in the underlying automobile accident. It appears that Darragh based this testimony exclusively on information he gleaned from websites maintained by the United States government. Copies of pages from these websites were also introduced into evidence over Nationwide’s objections. We agree with Nationwide that the trial court erred in permitting this testimony and admitting printed copies of the website pages into evidence, on this record.
The website materials attempt to simplify and explain in lay terms how one can estimate the amount of future potential military retirement benefits, with the following cautions:
These results are based on your assumptions. The future will differ from these assumptions and actual results will differ correspondingly. Remember these results are not guaranteed; they are merely estimates. This point cannot be emphasized too heavily — there is no guarantee that the assumptions will all prove correct. This is why you should “play” with the assumptions.
The intent of this analysis is to help you to make a fairly simple and direct estimate of the financial flow resulting*900 from your retirement and be able to investigate some of the factors that influence the result.
Nationwide’s objections to the admission of these documents at trial included a hearsay objection and an objection that the documents had not been properly authenticated. Darragh countered the hearsay objection by arguing that the website pages fell within the hearsay exception for public records and reports in section 90.803(8), Florida Statutes, but made no attempt to authenticate them as such. See, e.g., Jacksonville Elec. Auth. v. Dep’t of Rev.,
Darragh alternatively argues that the government website information was admissible under section 90.202(12), which allows a court to take judicial notice of facts “that are not subject to dispute because they are capable of accurate and ready determination by resort to sources whose accuracy cannot be questioned[.]” We agree that some of the factual tables copied from the website would qualify for judicial notice under section 90.202(12). However, to rule the basic attempt to explain and simplify into lay terms the assumptions and calculations necessary to estimate future potential retirement benefits admissible pursuant to section 90.202(12) would be inconsistent with the principles underlying our jury system. As explained in Maradie v. Maradie,
In our justice system, the practice of taking judicial notice of adjudicative facts should be exercised with great caution. This caution arises from our belief that the taking of evidence, subject to established safeguards, is the best way to resolve disputes concerning adjudicative facts. When a matter is judicially noticed “it is taken as true without the necessity of offering evidence by the party who should ordinarily have done so.” Thus, historically, “judicial notice applies to self-evident truths that no reasonable person could question, truisms that approach platitudes or banalities.”
Id. at 541 (internal citations omitted) (quoting Makos v. Prince,
Finally, Darragh alternatively argues that his testimony on this issue was based upon formulas easily gleaned from federal statutes, and that the trial court properly took judicial notice of these statutes. Clearly, a trial court is authorized to take judicial notice of a federal statute. See § 90.201(1), Fla. Stat. (2009). The problem here is that we cannot find the information forming the basis of Darragh’s testimony in any of the statutes Darragh cites. Although Darragh’s counsel argued that the website information mirrored federal law, he did not provide copies of the statutes themselves — only citations. And, the information is simply not readily apparent from the cited statutes. If, on remand, Darragh can locate a statute that plainly lays out a mathematical formula for calculation of his claimed retirement benefit, we would agree that Darragh could “plug the numbers” into that formula without the aid of an expert witness — thus providing a basis for the jury’s consideration of this element of future economic damages. But, on this record, we agree with Nationwide that simply admitting the website pages, and allowing Darragh to testify from them, was improper.
As to all other issues, we affirm the jury’s verdict and the trial court’s final judgment.
AFFIRMED IN PART; REVERSED IN PART AND REMANDED.
Notes
. At trial, Nationwide requested that the jury be instructed as to this issue using Standard Jury Instruction 6.10. The trial court declined to give the instruction after hearing
