144 Minn. 322 | Minn. | 1919
Plaintiff’s intestate on the seventh day of 'July, 1914, was and for some
On the trial of the action the defense so pleaded was wholly eliminated by the rulings of the court, and plaintiff was awarded a verdict in the sum of $6,000. Defendant moved for judgment notwithstanding the verdict, which was denied. There was no motion for a new trial. Judgment was entered on the verdict and defendant appealed.
The only question presented by the appeal is whether on the facts disclosed by the record which are not in dispute, the rights of the parties are controlled by the Iowa compensation law. We answer the question in the negative.
The Iowa act, consisting of numerous sections comprehensively dealing with the subject, is divided into three separate parts,, namely, part 1,
“Every employer subject to the provisions of this act, shall insure his liability thereunder in some corporation, association or organization approved by the state department of insurance. Every such employer shall within thirty days after this act goes into effect exhibit on demand of the state insurance department evidence of his compliance with this section; and if such employer refuses or neglects to comply with this section, he. shall be liable in case of injury to a workman in his employ under part one of this act.”
Section 2477-m49 provides that an employer coming within the act may be relieved from the insurance obligation imposed by the section just quoted, by a showing satisfactory to the state insurance department and the industrial commissioner, appointed under part 2 of the act, of his «solvency and ability to pay all claims arising against him under the act, or by depositing adequate security for such payment. On July 21, 1914, defendant made application under that section for the relief there provided for and it was granted by the insurance department and the industrial commissioner.
'The principal contention on the trial below was that the failure of defendant to procure the insurance did not. expose it to liability for injuries sustained by its employees, except to the extent of the compensation fixed by part 1 of the act,-stress being laid upon the penalty clause of the above quoted section, namely, “that the failure of the employer to procure the insurance shall render him liable to any injured workman under part one of this act.” But the point since the trial of the action has been disposed of by the Iowa supreme court adversely to defendant’s contention in the
This leaves as the only remaining matter for consideration the question whether the order of the insurance department and industrial commissioner relieving defendant from compliance with the insurance feature of the statute, made subsequent to the injury and death of decedent, can have the effect of barring plaintiff’s right to recover at law, or in reduction of defendant’s liability to that fixed by the compensation act. In our view of the'Iowa statute the question is not open to serious debate. It is clear, under the general rule pertinent to facts like those here presented, that the order of the insurance department can have prospective operation only, and as a protection to defendant in respect to injuries thereafter suffered by its employees, and not in destruction of rights of action against the company which accrued prior to the date it was issued. Such is the presumption of law in the absence of clear language showing an intention to the contrary. We find no such language, either in the statute authorizing the order, or in the record of the order itself as presented by the settled case. Plaintiff’s right of action accrued and became vested on the fifteenth day of July, 1914, the date of the death of decedent, a week prior to the order, and under the rule stated is wholly unaffected thereby. 25 R. C. L. 786; McManus v. Duluth, C. & N. R. Co. 51 Minn. 30, 52 N. W. 980; Parkinson v. Brandenburg, 35 Minn. 294, 28 N. W. 919, 59 Am. Rep. 326; Powers v. City of St. Paul, 36 Minn. 87, 30 N. W. 433. But defendant contends that the statute as a whole did not go into effect until July 4, 1914, and that defendant had 30 days thereafter either to procure the insurance or to apply to be relieved therefrom, and since it was relieved within that period the act became operative and controls the rights of the parties at bar. This contention is not sustained.
By the express terms of the act, part 3 thereof, which includes the insurance features of the law, was made to take effect and be of force
This covers the case and all that need be said in disposing of the case. Our views are in harmony with those of the learned trial judge and the judgment appealed from is affirmed.