Moyer, C.J., dissents.Cook and Lundberg Stratton, JJ., would hold this cause for the decision in 98-2452, Clark v. Forney, Sandusky App. No. S-97-053, and 98-2110, Leisure v. State Farm Auto. Ins. Co., Stark App. Nos. 1997CA00417 and 1998CA00001.Peggy Bryant, J., of the Tenth Appellate District, sitting for Resnick, J.