Case Information
*1 IN THE UNITED STATES BANKRUPTCY COURT WESTERN DISTRICT OF PENNSYLVANIA IN RE:
MICHAEL N. PALM
LEE ANN PALM Case No.:17-20303
Debtor(s)
Chapter 13 Ronda J. Winnecour Movant Document No.: vs. (cid:40)(cid:49)(cid:55)(cid:40)(cid:53)(cid:40)(cid:39)(cid:3) BY DEFAULT
No Repondents.
ORDER OF COURT AND NOW, this _______________day of __________________, 20____, upon consideration of the Chapter 13 16th April 24
Trustee's Motion for Discharge of Debtor and Approval of Trustee's Report of Receipts and Disbursements , and following notice to the creditors and an opportunity to be heard , it is hereby ORDERED, ADJUDGED and DECREED , as follows:
(1). This Court finds that the Chapter 13 plan, as supplemented by any and all amendments, has been fully and finally completed.
(2). The debtor(s) is/are entitled to and shall receive a discharge in this case pursuant to Section 1328 (a) of the Bankruptcy Code.
(3). To the extent not previously terminated, the wage attachment(s) issued in this case is/are immediately terminated and the debtor(s) shall serve a copy of this order on any affected employer(s).
(4). Property of the estate hereby revests in the debtor(s). This revestment of property is free and clear of any and all claims or interests except as otherwise treated in the plan or in the Order confirming the Plan . All restrictions of the debtor(s)' use of the property of the estate is hereby terminated.
(5). Each and every creditor is bound by the provisions of the completed plan, whether or not the claim of such creditor is provided for in the Plan, and whether or not such creditor has objected to, has accepted or rejected the plan. All mortgage and other secured debts provided for by the Plan are hereby found to be cured of any and all monetary defaults as of the payment date for which the Trustee last made a distribution , and no additional interest, late fees or penalties may be assessed for time periods or payments due prior to that date.
(6). After all distribution checks have been negotiated or funds deposited into the Court ’ s registry, the Trustee shall file UST Form 13-FR-S: Chapter 13 Standing Trustee ’ s Final Report and Account (the “ Final Report ” ). Upon submission of the Final Report, the Trustee is discharged from her duties in this case and the case will be closed.
FILED BYBYYY THE COUURTR : BY THE COURT: 4/16/24 12:08 pm
CLERK
U.S. BANKRUPTCY U.S. BANKRUPTCY JUDGE U.S. BANKRUPTCY JUJUJJ DGE
COURT - (cid:58)(cid:39)(cid:51)(cid:36)
United States Bankruptcy Court Western District of Pennsylvania In re: Case No. 17-20303-CMB Michael N. Palm Chapter 13 Lee Ann Palm
Debtors
CERTIFICATE OF NOTICE The following symbols are used throughout this certificate: Symbol Definition
+ Addresses marked '+' were corrected by inserting the ZIP, adding the last four digits to complete the zip +4, or replacing an incorrect ZIP. USPS regulations require that automation-compatible mail display the correct ZIP. ^ Addresses marked '^' were sent via mandatory electronic bankruptcy noticing pursuant to Fed. R. Bank. P. 9036.
Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on Apr 18, 2024: Recip ID Recipient Name and Address db/jdb + Michael N. Palm, Lee Ann Palm, 1337 Beverly Road, McKeesport, PA 15133-3607
cr + South Allegheny School District, /co Maiello Brungo & Maiello, LLP, 100 Purity Road, Suite 3, Pittsburgh, PA 15235-4441 14355322 + County of Allegheny, c/o Jordan Tax Service, 102 Rahway Road, McMurray, PA 15317-3349 14355324 Ditech Mortgage, P.O. Box 6172, Rapid City, SD 57709
14355325 + Easy Pay Car Finance, PO Box 2549, Carlsbad, CA 92018-2549
14355327 + FMA Alliance LTD, 11811 North Freeway, Suite 900, Houston, TX 77060-3292
14355329 Jefferson Regional Medical Center, PO Box 3475, Toledo, OH 43607-0475
14355334 + South Allegheny School Dist & Portvue, c/o Kratzenberg, Lazzaro, Lawson, 546 Wendel Road, Irwin, PA 15642-7539 Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center. Electronic transmission includes sending notices via email (Email/text and Email/PDF), and electronic data interchange (EDI). Electronic transmission is in Eastern Standard Time.
Recip ID Notice Type: Email Address Date/Time Recipient Name and Address cr + Email/Text: ebnjts@grblaw.com Apr 16 2024 23:51:00 County of Allegheny, Goehring, Rutter, and Boehm, 437 Grant Street, 14th Floor, Frick Building, Pittsburgh, PA 15219, UNITED STATES 15219-6101 cr + Email/Text: bncmail@w-legal.com Apr 16 2024 23:52:00 Synchrony Bank, c/o Weinstein & Riley, P.S., 2001 Western Ave., Suite #400, Seattle, WA 98121-3132 cr + Email/Text: RASEBN@raslg.com Apr 16 2024 23:51:00 U.S. Bank Trust National Association, Robertson, Anschutz, Schneid, Crane, 13010 Morris Rd., Suite 450, Alpharetta, GA 30004-2001 14355318 + Email/Text: kristin.villneauve@allianceoneinc.com Apr 16 2024 23:50:00 Alliance One, 4850 Street Road, Suite 300, Feasterville Trevose, PA 19053-6643 14963664 Email/Text: BKBCNMAIL@carringtonms.com Apr 16 2024 23:50:00 Carrington Mortgage Services, LLC, 1600 South Douglass Road, Anaheim, CA 92806 14355320 ^ MEBN Apr 16 2024 23:38:50 CBCS, PO Box 2724, Columbus, OH 43216-2724 14394507 + Email/Text: BNC-ALLIANCE@QUANTUM3GROUP.COM Apr 16 2024 23:51:00 COMENITY CAPITAL BANK, C O WEINSTEIN & RILEY, PS, 2001 WESTERN AVENUE, STE 400, SEATTLE, WA 98121-3132 14355319 + Email/PDF: MerrickBKNotifications@Resurgent.com Apr 16 2024 23:58:53 Carson Smithfield, PO Box 9216, Old Bethpage, NY 11804-9016 14521211 + Email/Text: bankruptcy@cavps.com Apr 16 2024 23:52:00 Cavalry SPV I, LLC, 500 Summit Lake Drive, Ste 400, Valhalla, NY 10595-2321 + Email/Text: ebnjts@grblaw.com Apr 16 2024 23:51:00 County of Allegheny, Goehring, Rutter & Boehm, c/o Jeffrey R. Hunt, Esquire, 437 Grant Street, 14th Floor, Frick Building, Pittsburgh, PA 15219-6101 + Email/PDF: creditonebknotifications@resurgent.com Apr 16 2024 23:59:35 Credit One, P.O. Box 98872, Las Vegas, NV
89193-8872 14361840 Email/Text: mrdiscen@discover.com Apr 16 2024 23:50:00 Discover Bank, Discover Products Inc, PO Box 3025, New Albany, OH 43054-3025 14519699 + Email/Text: kburkley@bernsteinlaw.com Apr 16 2024 23:52:00 Duquesne Light Company, c/o Peter J. Ashcroft,, Bernstein-Burkley, P.C.,, 707 Grant St., Suite 2200, Gulf Tower,, Pittsburgh, PA 15219-1945 14355326 ^ MEBN Apr 16 2024 23:37:22 ERC, PO Box 1259, Dept. 98696, Oaks, PA 19456-1259 14355328 + Email/Text: bankruptcy@huntington.com Apr 16 2024 23:52:00 Huntingdon National Bank, P.O. Box 89424, Cleveland, OH 44101-6424 14355321 Email/PDF: ais.chase.ebn@aisinfo.com Apr 17 2024 00:00:29 Chase, P.O. Box 15299, Wilmington, DE 19850 15600729 + Email/PDF: resurgentbknotifications@resurgent.com Apr 16 2024 23:59:34 LVNV Funding LLC, PO Box 10587, Greenville, SC 29603-0587 14381891 Email/PDF: resurgentbknotifications@resurgent.com Apr 16 2024 23:59:01 LVNV Funding, LLC its successors and assigns as, assignee of FNBM, LLC, Resurgent Capital Services, PO Box 10587, Greenville, SC 29603-0587 14382002 Email/PDF: MerrickBKNotifications@Resurgent.com Apr 16 2024 23:58:53 MERRICK BANK, Resurgent Capital Services, PO Box 10368, Greenville, SC 29603-0368 14411531 + Email/Text: bankruptcydpt@mcmcg.com Apr 16 2024 23:52:00 MIDLAND FUNDING LLC, PO Box 2011, Warren, MI 48090-2011 14355332 Email/PDF: Citi.BNC.Correspondence@citi.com Apr 16 2024 23:59:44 NTB, P.O. Box 6003, Hagerstown, MD 21747 14355330 ^ MEBN Apr 16 2024 23:37:20 National Enterprise Systems, 2479 Edison Blvd., Unit A, Twinsburg, OH 44087-2476 14355331 + Email/Text: ngisupport@radiusgs.com Apr 16 2024 23:51:00 Northland Group, PO Box 390905, Minneapolis, MN 55439-0905 14638817 Email/PDF: PRA_BK2_CASE_UPDATE@portfoliorecovery.com Apr 17 2024 00:00:06 Portfolio Recovery Associates, LLC, POB 12914, Norfolk VA 23541 14355333 + Email/PDF: ais.sync.ebn@aisinfo.com Apr 16 2024 23:59:56 PayPal Credit, PO Box 5138, Lutherville Timonium, MD 21094-5138 14393656 + Email/Text: Bankruptcy@keystonecollects.com Apr 16 2024 23:51:00 Port Vue Borough, c/o Keystone Collections Group, 546 Wendel Road, Irwin, PA 15642-7539 14386294 Email/Text: bnc-quantum@quantum3group.com Apr 16 2024 23:51:00 Quantum3 Group LLC as agent for, JH Portfolio Debt Equities LLC, PO Box 788, Kirkland, WA 98083-0788 14355335 Email/Text: amieg@stcol.com Apr 16 2024 23:50:00 State Collections, 2509 S. Stoughton Road, Madison, WI 53716 14953511 + Email/Text: bncmail@w-legal.com Apr 16 2024 23:52:00 SYNCHRONY BANK, c/o Weinstein & Riley, P.S., 2001 Western Ave, Ste 400, Seattle, WA 98121-3132 14393645 + Email/Text: Bankruptcy@keystonecollects.com Apr 16 2024 23:51:00 South Allegheny School District(Port Vue Borough), c/o Keystone Collections Group, 546 Wendel Road, Irwin, PA 15642-7539 14355336 + Email/PDF: ais.sync.ebn@aisinfo.com Apr 17 2024 00:13:43 Syncb/Lowes, PO Box 965005, Orlando, FL 32896-5005 + Email/Text: bankruptcy@huntington.com Apr 16 2024 23:52:00 The Huntington National Bank, P.O. Box 89424, Cleveland, OH 44101-6424 + Email/Text: RASEBN@raslg.com Apr 16 2024 23:51:00 U.S. Bank Trust National Association, Robertson, Anschutz, Schneid, & Crane PL, 13010 Morris Rd., Suite 450, Alpharetta, GA 30004-2001 *4 + Email/Text: bkteam@selenefinance.com Apr 16 2024 23:51:00 U.S. Bank Trust National Association, et al., C/O SELENE FINANCE LP, Attn: BK Dept, 3501 Olympus Blvd, Suite 500, Dallas, TX 75019-6295 Email/Text: BNCnotices@dcmservices.com Apr 16 2024 23:51:00 University of Pittsburgh Physicians, PO Box 1123, Minneapolis MN 55440-1123
BYPASSED RECIPIENTS The following addresses were not sent this bankruptcy notice due to an undeliverable address, *duplicate of an address listed above, *P duplicate of a preferred address, or ## out of date forwarding orders with USPS. Recip ID Bypass Reason Name and Address cr Duquesne Light Company
cr U.S. Bank Trust National Association, Not In Its I
cr U.S. Bank Trust National Association, not in its i
cr Wilmington Savings Fund Society, FSB, as trustee o
cr *+ LVNV Funding LLC, PO Box 10587, Greenville, SC 29603-0587
TOTAL: 4 Undeliverable, 1 Duplicate, 0 Out of date forwarding address
NOTICE CERTIFICATION
I, Gustava Winters, declare under the penalty of perjury that I have sent the attached document to the above listed entities in the manner shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and belief.
Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed .R. Bank. P.2002(a)(1), a notice containing the complete Social Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains the redacted SSN as required by the bankruptcy rules and the Judiciary's privacy policies.
Date: Apr 18, 2024 Signature: /s/Gustava Winters
CM/ECF NOTICE OF ELECTRONIC FILING
The following persons/entities were sent notice through the court's CM/ECF electronic mail (Email) system on April 16, 2024 at the address(es) listed below: Name Email Address
Charles Griffin Wohlrab on behalf of Creditor U.S. Bank Trust National Association not in its individual capacity but solely as owner trustee for RCF 2 Acquisition Trust c/o U.S. Bank Trust National Association bkecf@friedmanvartolo.com, cwohlrab@ecf.courtdrive.com Denise Carlon on behalf of Creditor U.S. Bank Trust National Association not in its individual capacity but solely as owner trustee for RCF 2 Acquisition Trust c/o U.S. Bank Trust National Association dcarlon@kmllawgroup.com Denise Carlon on behalf of Creditor Wilmington Savings Fund Society FSB, as trustee of Stanwich Mortgage Loan Trust A dcarlon@kmllawgroup.com Jeffrey R. Hunt on behalf of Creditor County of Allegheny jhunt@grblaw.com
Jennifer L. Cerce on behalf of Creditor South Allegheny School District jlc@mbm-law.net
Michelle L. McGowan on behalf of Creditor U.S. Bank Trust National Association mimcgowan@raslg.com Michelle L. McGowan *5 on behalf of Creditor U.S. Bank Trust National Association Not In Its Individual Capacity But Solely As Owner Trustee For Rcf2 Acquisition Trust mimcgowan@raslg.com Michelle L. McGowan on behalf of Creditor U.S. Bank Trust National Association not in its individual capacity but solely as owner trustee for RCF 2 Acquisition Trust c/o U.S. Bank Trust National Association mimcgowan@raslg.com Office of the United States Trustee ustpregion03.pi.ecf@usdoj.gov
Peter J. Ashcroft on behalf of Creditor Duquesne Light Company pashcroft@bernsteinlaw.com ckutch@ecf.courtdrive.com;acarr@bernsteinlaw.com
Ronda J. Winnecour cmecf@chapter13trusteewdpa.com
Shawn N. Wright on behalf of Joint Debtor Lee Ann Palm shawn@shawnwrightlaw.com wrightshawn@hotmail.com;wrightshawn49@gmail.com;wrightshawnecf@gmail.com;molly@shawnwrightlaw.com
Shawn N. Wright on behalf of Debtor Michael N. Palm shawn@shawnwrightlaw.com wrightshawn@hotmail.com;wrightshawn49@gmail.com;wrightshawnecf@gmail.com;molly@shawnwrightlaw.com