108 Minn. 25 | Minn. | 1909
On the twentieth of September, 1894, Henry Katz became a member of Fairfax Lodge No. 46, a subordinate lodge of the Order of the Sons of Hermann, and received a beneficiary certificate for $1,-000, payable upon his death to his father. The father having died in 1901, Mary Fernbach, later the wife of Theodore Kujas, was designated as the beneficiary. Henry Katz died March 11, 1907, being at the time a member in good standing in Fairfax Lodge. The constitution of the grand lodge (section 6) provides that the beneficiary certificate may be issued for the benefit of (1) the wife; (2) the children; (3) the father or mother, or grandparents; (4) brothers
The decision of the court was correct, unless the lodge waived the provision of the constitution as to the beneficiaries, or was estopped from denying her right to the fund on the ground that she had been accepted and treated as the beneficiary for the period of six years. The certificate was issued and the change in beneficiaries made before section 1703, K.. L. 1905, went into effect, and consequently the contract must be considered without reference thereto. In Middelstadt v. Grand Lodge, 107 Minn. 228, 120 N. W. 37, the constitution of this order was under consideration, and it was held that the designation, other than by will, of a person as beneficiary who was not within any of the classes named in the constitution, was null and void. The constitution now under consideration is identical with the one there construed, and that decision is controlling upon the question of waiver. Section 10 of the constitution provides that, when it is shown that no beneficiary has been designated, then the insurance shall be paid to the next relatives in succession, as specified in section 6; but if there be no such relatives the insurance shall be paid to the lodge of which the deceased was a member. It follows that the designation of Mary Fernbach was null and void. The provisions of the constitution were not waived, and there was-no designation. Consequently the relatives next in succession, if any, became entitled to the fund, and, if there were none, then the lodge was entitled to it.
As to the question of estoppel, appellant relied upon the following facts: Mary Fernbach was designated by Henry Katz as a beneficiary on the sixteenth day of May, 1901, by filling out the blank provided for that purpose on the back of the certificate, and the same was attested by the secretary of Fairfax Lodge, and the lodge
Affirmed.