Plaintiff brought this action to recover for medical expenses and weekly indemnity for accidental injury under the terms of an insurance policy. The insurer denied liability based on the exclusion of coverage for medical expense and weekly indemnity insurance when caused by any injury arising out of, or in the course of, any employment for wage or profit. Defendant’s motion for summary judgment was denied and the order certified for direct appeal.
Plaintiff’s hospitalization and disability occurred as a result of an accident while he was on a trip in a truck to obtain building materials to rehabilitate a building owned by his father. At his deposition, plaintiff testified that when injured he was not gainfully employed and that his only activity was helping his father in the operation of the latter’s motel and a store by "going out and bringing a little stuff in to help keep the places open or something that way” for which he received no monetary pay but did receive board and room. He was not his father’s partner.
Defendant argues that plaintiff was employed by his father at the time of his injury. Employment means the existence of the relationship of master and servant.
Griffin v. Hardware Mut. Ins. Co.,
Affirmed.
